tonik APK

Version 4.0.0 - com.tonik.mobile
tonik,mobile,finance

The PH's first neobank with innovative savings and loans products

tonik apk

APP Information

Download Version 4.0.0 (45)
Apk Size96.47 MB
App DeveloperTonik Digital Bank
Malware CheckUNKNOWN
Install on Android6.0 and up
App Packagecom.tonik.mobile.apk
MD52632978d9ff3ed5d4bad0773de79127d
Rate3.67
Website https://www.tonikbank.com

Download tonik 4.0.0 APK

App Description

tonik is tonik,mobile,finance, content rating is Everyone (PEGI-3). This app is rated 3.67 by 3 users who are using this app. To know more about the company/developer, visit Tonik Digital Bank website who developed it. com.tonik.mobile.apk apps can be downloaded and installed on Android 6.0 and higher Android devices. The Latest Version of 4.0.0 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 7119+ times on store. You can also download com.tonik.mobile APK and run it with the popular Android Emulators.

Tonik is the Philippines' first neobank with a digital bank license offering the country’s highest savings interest rate—6% p.a.! 
Innovative. Passionate. Customer-first.
We are a transformative neobank (meaning 100% digital bank) and we're on a mission to revolutionize the way money works in Southeast Asia. Expect only fast, easy, and secure transactions with a team of experienced bankers taking care of your hard-earned savings. What every Filipino needs is a digital bank that’s approachable 24/7 and offers services that actually help us save. That’s Tonik.   
With a strong desire to challenge the status quo in the world of finance, we’ve made it possible to give you a Time Deposit interest rate of 6% per annum – the highest in the Philippines. Our high interest rates and deposits are backed by the Bangko Sentral ng Pilipinas (BSP) and Philippine Deposit Insurance Corporation (PDIC). That's a promise you can bank on! We firmly believe you deserve a bank that loves you back like we do.  
Our Services:  
Stash savings (solo and group), time deposits, virtual debit cards, physical Mastercard debit cards, loans and other transactions. It is an all-in-one app that will help you save money, create an online budget system, and access quick cash for your needs.   
Time Deposit 
Earn as high as 6% interest p.a. when you open a time deposit account.  
Stash Savings 
Solo Stash: Open as many as five stashes for the things you’re saving up for and earn 4% interest p.a.  
Group Stash: Like an online paluwagan, you can open a fund along with other people, pool your funds together, and earn 4.5% interest p.a.  
Quick Loan
Apply for fast and easy loans in minutes and get up to P50,000 into your Tonik Account immediately.  
Shop Installment Loan (BETA)
Upgrade your shopping experience with installments. Get a boost of up to P100,000 to your buying power with a simple application process and fast approval in minutes. 

App ChangeLog

  • Improved Face Identity Scan for new users
  • Added a view button for Loan customers to display their documents
  • Added a Pay button (Beta) functionality to pay Bills

App Screens

tonik App Screen 1tonik App Screen 2tonik App Screen 3tonik App Screen 4tonik App Screen 5tonik App Screen 6tonik App Screen 7tonik App Screen 8tonik App Screen 9tonik App Screen 10tonik App Screen 11tonik App Screen 12tonik App Screen 13tonik App Screen 14tonik App Screen 15tonik App Screen 16

c46124d2c9a07e19102c923b51b87f7e06c505f0.apk

Apk scan results


Apk Scaned By TotalVirus Antivirus,com.tonik.mobile.apk Was Pure And Safe.

Scan Stats:harmless:0|type-unsupported:10|suspicious:0|confirmed-timeout:0|timeout:0|failure:0|malicious:0|undetected:64|
Name:c46124d2c9a07e19102c923b51b87f7e06c505f0.apk
SHA-1:c46124d2c9a07e19102c923b51b87f7e06c505f0
SHA-256:9dbee7e85a3c93bd233ca1da1a2ec5bfa308aa183d6a3f2aa40961546c1767e6
SSDEEP:3145728:S8lfCkSA6+mguqf329D2DIPWtw1/oxeoh:lqZoC0329ykuS1Axeoh
File type:Android
Magic:Zip archive data, at least v2.0 to extract, compression method=deflate
File size:101153781
Uncompressed Size:220725555
Contained Files	:2030
Contained Files By Type:bin:9,dex:2,jcq:2,crt:1,vky:1,jar:1,gz:1,l:1,xml:184,sml:5,u:1,cer:1,clz:4,so:134,txt:3,ttf:7,png:205,

Older Versions

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Google Play Reviews

  1. BJ GABRIEL-avatar

    BJ GABRIEL

    Good interface and promising. However, updating your personal details is not available real time, it takes 3 to 5 days. You need to contact the CC, send your IDs multiple times and follow up. Never had this kind of experience with any of my online banks or digital wallets. They already called me 3 or 4 times I guess and my request is not yet resolved. I'm the accountholder and I'm the real owner of the ID I sent, so I don't get the logic of their account security procedures.

  2. Jessah Daculan-avatar

    Jessah Daculan

    My favorite feature is the group stash, though just today we found a bug. The total amount is correct but the Individual amount is not. Already reported and contacted support. I am not sure if this is just an isolated case or other users are experiencing this also. Hopefully they will prioritize the issue and get it fixed soonest. This makes me anxious thinking where did my money go?

  3. Ralf Pahimnayan-avatar

    Ralf Pahimnayan

    Edited review: Very awesome experience. I reported an issue re my virtual debit card that I can't use via the DITO App to topped up my account. The restrictions was removed and I really appreciate the rep "Mark" who called me to check if my virtual card is working. I have never been treated by any digital banks or traditional banks like this. This is the real and only digital bank. I have never encountered any such big issues. Kudos Tonik!

  4. Michael Pagaduan-avatar

    Michael Pagaduan

    Visuals, UI/UX are good but the ID verification process is such a pain in the a**. According to CS, ID Verification only works during banking days but it is not defined in the app, nor in their website. I have high hopes that digital banking will somehow simplify this process but I am disappointed that this bank didn't met my expectations.

  5. M D-avatar

    M D

    This app sucks. Always technicsl issues!!! HOW CAN U TRUST A DIGITAL BANK WHO IS NOT EVEN ABLE TO ENSURE 24 HOUR ACCESS!!! 2. THEY ARE RASIST BECAUSE THEY DONT ACCEPT FOREIGNERS ( EVEN IF THEY ARE PERMANENT RESIDENTS!!!)😡😡😡 ( But the owner of the bank is a foreigner!!! HOW SARCASTIC IS THAT!!)

  6. Sheen Yap-avatar

    Sheen Yap

    First of all, I think the app is promising and cute. I love the features too. The problem is after a few successful transactions, all my subscriptions and online purchases are getting blocked and declined. Customer service sucks they don't know what it is nor they have any suggestions or troubleshooting to resolve it. The sole purpose of me using this digital bank is to have an effortless experience in making an online purchase and it failed. I will take my business elsewhere.

  7. diana bea-avatar

    diana bea

    System seems having a delay in transferring fund from outside source like banks or gcash. It takes time to appear in the current balance. Is it expected behavior? If yes i think this should be improve

  8. John Paul Linga-avatar

    John Paul Linga

    I edited my review because I encountered some issues. 1. Topping up in BPI lately is so slow (it wastes some of my time). 2. Money is already deducted in my bank account but not yet reflected in Tonik.

  9. Franklin Arcilla-avatar

    Franklin Arcilla

    This is the first time I experience pending transaction and I don't know when it can fixed ,I've wait 24hours but the transaction still processing

  10. Michelle Bornales-avatar

    Michelle Bornales

    I love the app the first few days of using it but after some time, I can see the latency in navigating through the app which is what other users are noticing. I like using Tonik but I wish that it would run smoothly since the entire banking system works online.