KoinWorks - Super Financial App for Wealth & Loan APK

An award-winning super financial app registered & supervised by OJK.

Download KoinWorks - Super Financial App for Wealth & Loan 1.6.13 APK

App Description

KoinWorks - Super Financial App for Wealth & Loan is koinworks,demo, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit KoinWorks website who developed it. com.koinworks.app.apk apps can be downloaded and installed on Android 4.3.x and higher Android devices. The Latest Version of 1.6.13 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 468+ times on store. You can also download com.koinworks.app APK and run it with the popular Android Emulators.

● The Most Innovative Fintech of The Year 2017 from Bisnis Indonesia.
● Innovative Company in Providing Online Funding with Machine Learning, Category:
Financial Technology in 2017 & 2018 from Warta Ekonomi.
● Winner of The Asian Banker Financial Innovation Showcase and Competition
Indonesia 2019, Category: Lending.
● Top 6 finalists Visa Everywhere Initiative Indonesia 2019.

An award-winning super financial app registered & supervised by OJK.

You have heard, KoinWorks is the most loved P2P Lending platform in Indonesia. Today,
we’re bringing our new innovation as the First Super Financial App in Indonesia.

Now, you can access various financial needs right at your fingertips. Super cool, eh?
So, what makes us ‘super’? Come, get closer and listen.

First, we have KoinP2P!
It's a Peer to Peer Lending platform where you can start lending and make an impact with
as little as Rp100,000. Here, you have the power to choose loans based on your
preferences. Awesome!

KoinWorks is registered and supervised by Indonesia Financial Services Authorities (OJK)
with Registration Number: S-1862/NB.111/2017.

Fixed Return with KoinRobo!
Now, you can start lending automagically with our innovative machine learning to get a
fixed return within your preferred tenor.
KoinRobo will not only automate your funding but also make you engaged in the 'social
cause'! Distribute your funds into social cause-powered businesses such as female-led
businesses, businesses made in Indonesia, and more!

Just sit back, relax, and let our Robo run it all!
But, what if suddenly you need a loan but possess no collateral? Chill out, KoinBisnis is
ready to help!

Enjoy a business loan up to Rp2 billions to increase your sales.

With KoinBisnis, you can speed up the loan application process by connecting your bank
and store accounts. No need to carry a lot of files, waiting for weeks or even months. Just
focus on your business.

Got unexpected matters and you’re unprepared? Apply for salary advance through
KoinEmployee and fulfill what matters most.
Hey wait, we’re not done yet. Stay with us.
Information About Loans:

● Loan Amount (Plafond): Rp1 million - Rp2 billions
● Monthly Interest Rate: 0.75% - 1.67% (Annual Flat Rate: 9% - 20%)
● Tenor: 3 - 24 months
● Fees:
○ Origination (Depends on Tenor): 0.75% - 5%
○ Administration: Rp150,000 - Rp200,000
○ Insurance: 0.10% - 1.25%
○ Late Fee: 6% of arrears amount (Depends on number of days)

Initial loan installment:

Loan Interest:
- (Interest Rate / Tenor) x Plafond
- (0.09 / 12) x Rp10,000,000 = Rp75,000
Total Loan Amount + Interest:
- Plafond + Interest = Rp10,000,000 + Rp75,000 = Rp10,075,000
Monthly Installment:
- (Plafond + Interest) / Tenor
- Rp10,075,000 / 12 = Rp839,583.33 per month
Plafond Received After Fee Deduction:
- Plafond - (Plafond x Origination Fee) - (Administration Fee) - (Insurance Fee)
- Rp10,000,000 - Rp75,000 - Rp150,000 - Rp10,000
- You’ll get: Rp9,765,000 including fees
Funding Simulation:
● Principal: Rp12,000,000
● Tenor: 12 months
● Rate: 10% Annual Flat Rate
● Fee: 1% (Principal + Interest)

Calculation:
(Rp1,000,000 + Rp100,000) - Rp11,000 = Rp1,089,000

We have other cool features you surely don’t want to miss:
1. Diversification: The easiest way to distribute and monitor all of your assets in one
dashboard, anywhere, anytime.

2. Partnered with reputable brands: Great partnership with Tokopedia, BukaLapak,
Shopee, Lazada, MOKA etc to create a great data integration.

3. Auto Purchase: Automate your funding based on the filters you have determined
beforehand.

4. Bank Connect: Whether you have BCA, Mandiri, BRI, CIMB Niaga, etc, just connect
your bank account securely for quick and easy loan approval & disbursement.

5. Store Connect: Connect your online stores and we will fetch your business data
automatically.

Well.. there are still many things we’d like to share. But, it's time to feel how super we are
by yourself!

Download now!
 

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1591743926046.apk

Apk scan results

Apk Scaned By TotalVirus Antivirus,com.koinworks.app.apk Was Pure And Safe.

Scan Stats:harmless:0|type-unsupported:10|suspicious:0|confirmed-timeout:0|timeout:0|failure:0|malicious:0|undetected:63|
Name:1591743926046.apk
SHA-1:b534ee2979b830dd3e72a40050fd76426c076ccd
SHA-256:d40c9b3801c73e5e16952d56dae56e2548b1d5699a93d41af2f8d77c1bacdcd0
SSDEEP:196608:oda/BFeeulNUSOPwOnaEt28JeQCv0EABDhoYiJhB7n7llDMnkT:o4plyaSROnXNcQCJAB1oYibB7nnDMnkT
File type:Android
Magic:Zip archive data, at least v0.0 to extract, compression method=deflate
File size:10438177
Uncompressed Size:24336296
Contained Files	:1092
Contained Files By Type:xml:311,dex:1,MF:1,RSA:1,gz:1,gif:1,so:10,SF:1,txt:1,ttf:3,png:327,