Kissht: Instant Line of Credit APK
Version 2.3.7 - com.fastbankingfastbanking,finance,kissht
RBI-registered NBFC loan app in India for EMI Shopping and Instant Personal Loan
APP Information
| Download Version | 2.3.7 (237) |
| Apk Size | 182.34 MB |
| App Developer | Kissht |
| Malware Check | TRUSTED |
| Install on Android | 6.0 and up |
| App Package | com.fastbanking.apk |
| MD5 | ade6506a32ae0e4cff956dcf4b378ee5 |
| Rate | 5 |
| Website | https://www.kissht.com |
Table of Contents
Download Kissht: Instant Line of Credit 2.3.7 APK
App Description
Kissht: Instant Line of Credit is fastbanking,finance,kissht, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Kissht website who developed it. com.fastbanking.apk apps can be downloaded and installed on Android 6.0 and higher Android devices. The Latest Version of 2.3.7 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 114504+ times on store. You can also download com.fastbanking APK and run it with the popular Android Emulators.
Kissht is India’s most trusted credit platform, backed by an RBI licensed NBFC, providing hassle-free personal loans up to ₹2,00,000. The documentation needed is minimal and the entire process starting from registration to disbursement takes an average of 5 minutes. The application process is 100% digital and on approval, the funds are immediately transferred to the applicant's bank account. APR for personal loans and purchase financing varies from 18% - 36% per annum and loan tenure up to 24 months. The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories. Additionally, the capability integrates seamless credit decision, fraud detection, risk assessment, and payment reminders to enhance customer experience and reduce transaction risks. Example of Credit for Small Business Purchases Loan amount (Principal): ₹ 1,00,000. Tenure: 12 months. Interest Rate: 30% per annum. Processing Fee (incl. GST): ₹ 3000 (3%). Total Interest: ₹ 16,985. EMI: ₹ 9747. APR: 36.86%. Loan amount is ₹ 1,00,000. Disbursed amount is ₹ 97,000. Total loan repayment amount is ₹ 1,16,985. Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985. You can also top-up your loan with additional credit at any time. Your existing loan will be foreclosed at ZERO cost and you will avail a higher amount, payable over a longer tenure. We work with RBI-registered NBFCs.The NBFCs are as follows: -Si Creva Capital Services Pvt Ltd -MAS Financial Services Ltd -Poonawalla Fincorp Limited -Northern Arc Capital Ltd. -Piramal Capital & Housing Finance Ltd. How to apply for Kissht instant loan 1. Install Kissht app 2. Register with a mobile number & accept basic permissions 3. Submit KYC documents for an instant credit check 4. Sign online loan agreements from approved NBFCs. Get instant loan approval and money is transferred to your bank account We care for you! Kissht follows a human-first approach to customer service. We care deeply about customer safety, and data protection and take adequate measures to ensure that our customers have a seamless and delightful experience, at every interaction. Our collection processes are designed to be empathetic and follow all guidelines prescribed by RBI and MeiTY 1. We do not contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS. 2. We do not contact customers for payment collection reminders from personal mobile numbers, foreign numbers or Internet-based VOIP calls. Our team always calls you from registered landline numbers. 3. We never ask customers to make payments into personal or private bank accounts. Payments are only collected on our website or the app. 4. All our calls are monitored and recorded. Our agents never use threats or abusive language. 5. We never ask for commission or cutbacks on payments of dues. 6. Our App does not seek permission to access your Contacts List or any other private data. 7. We never call your friends or relatives for repayment of your loan as we do not store your personal information. In case you have faced any of the above-mentioned situations, do this: 1. Write to [email protected] OR call our customer care number on 02262820570/ 0224891492. 2. Share with us a screenshot or recording of the message or call. Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070
App ChangeLog
- 1. Minor bug fixes and under the hood improvements
App Screens
Apk scan results
Apk Scaned By TotalVirus Antivirus,com.fastbanking.apk Was Pure And Safe. Scan Stats:malicious:0|suspicious:0|undetected:64|harmless:0|timeout:3|confirmed-timeout:1|failure:0|type-unsupported:10| Name:4682a9ebfab47b81f78e6a6a03dd34c571dac49918be0d99dc0aa65513c26a00.apk SHA-1:1fdcfd09f13da45a2f5f4367dbe29b79a7e41b75 SHA-256:4682a9ebfab47b81f78e6a6a03dd34c571dac49918be0d99dc0aa65513c26a00 SSDEEP:3145728:y58IFkJQj7FJ4Z0UjeDO/7GdY7fugJepSz02KsVeZ:08tJQPFJ4Z0UjeDOKPgJepH21c File type:Android Magic:Zip archive data, at least v0.0 to extract, compression method=store File size:191198308 Uncompressed Size:209057158 Contained Files :5157 Contained Files By Type:dex:5,emd:4,tfl:2,jsa:19,xml:297,h:2,jpg:1,js:2,pb:2,gif:1,p12:1,so:256,cer:1,ttf:71,png:262,
Older Versions
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prashanti pednekar
I have used the product got 11k loan with minimum documentation.it ask only for my aadhar and pan number. Documentation is minimum and disbursement was immediate. While repayment process was quick and easy and repayment period of 62 days is also good. It also supports major payment gateways. Customer support is helping me if I have any questions and are very professional. I will recommend everyone to use for their personal and professional needs.
Ashok kumar
It's a best app for an emergency.. I dint had hoe on any apps because of my low credit score. And even tried everywhere and finally just clicked a button on ki and only with a little basic details it started showing me the limit which I can get. There was no longer procedures aswell as other apps and that money helped me for my education. Thank you ki
Divyshubham Raghuvanshi
Very good & fast processing App Bt the only drawback is that they only give loan for only 15 days which should be atleast 🤷 30+ days & they always add on the health package of Rs 399 which can be removed later on during the Repayment time bt there should be an option to remove the add on of health insurance plan package at the time of Loan application applying
Suman Gupta
Amazing expirance with kissht and I am a very frequent user. Services are very good, instant money transferred with peper less documention, approval in less time and allowed till 90 days Tenure for repayment was very helpful in one of the emergency situations I love the app. And intresting interface and many feature in the app. I have also refer to my friends and family. they also provide good customer service with issue and query. Thank you kissth for help and support us 😍😍😍🥰🥰🥰🥰
diksha Chauhan
Getting a loan for 90 days, is one of the best features of Kissht, with no paper work, that too within the span of few minutes, apps. repayment modes is good n safe They have very helpful customer service, will recommend to use once I will recommend to use Kissht services to all around my circle.Thank you for your assistance throughout the loan process. I will certainly recommend your services to anyone I know who needs a short term loan.You make everything so easy,
madhuri devmane
Kissht is very good app in emergency situation. I am very happy that Kissht gave me repayment time 180 days and extended my due date. In pandemic situation I was facing financial issues then I downloaded this app and applied, you can't believe the amount disbursement within few seconds also gave waiver on late payment penalties and Kissht Customer service is working even during lockdown and giving timely assistance. Really appreciate this. Well done 👌 👌 👌
Manpreet Parmar
Best application for instance loan for 62 days I really appreciate this. App once you clear lone you will get lone immediately and I already suggest my frends and family for this application It's have really good servicing for there customers...really satisfied with the app It's really trustfull and comfert to pay from all ways..go and get your loan from here and enjoy your important movements.
Rushikesh Patil
Very easy app to use.loan process simple and easy.allowed till 90 days tenure for repayment was very helpful in one of the emergency situation service are very good instant money transferred with paper documentation approval in less time and . I have also refer to my friends and family.they also provide good customer service with issue and enquiry.thank you for help and support us.
saroj Ravat kayande
Very good app for instant micro loan but I'm little disappointed coz I've paid 9837/- and again I got only 10128/- although the approved amount is 11400/- .. I think this should not be done every time I've paid before due date...money increase at least 2 or 3k...
J A Christopher
Easy to use interface and decision given in minutes. Loan amount increases each time you pay on due date..Though charges are very high, a great source if getting funds during emergency situation...entirely online process...also repayments gets updated instantly...