Kissht - EMI without credit card - 0% EMI Finance APK

Version 1.9.8 - com.fastbanking
Last updated: Tue, 12 Jan 2021 18:14:42 UTC

Kissht - EMI without credit card - 0% EMI Finance apk

APP Information

Download Version 1.9.8 (198)
Apk Size18.06 MB
App DeveloperKissht
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.fastbanking.apk

Download Kissht - EMI without credit card - 0% EMI Finance 1.9.8 APK

App Description

Kissht - EMI without credit card - 0% EMI Finance is fastbanking,finance,kissht, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Kissht website who developed it. com.fastbanking.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 1.9.8 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 55319+ times on store. You can also download com.fastbanking APK and run it with the popular Android Emulators.

Avail any amount from Rs. 10,000/- to Rs. 1,00,000/- depending on your credit profile. Get credit with APR ranging from 14% - 28% per annum for a tenure of 3 months to 24 months.

Example: Rs. 20,000 for smartphone purchase @ 16% interest rate per annum. 
Tenure of 6 months. EMI amount: Rs. 3490/month. Interest = Rs. 940.


Kissht is India’s fastest credit app where one can avail purchase financing and revolving line of credit with zero collateral. The purchase financing can be availed for mobile phone, laptop, camera, & many more electronic gadgets. Further, 2 years revolving line of credit can availed, akin to credit card. With Kissht, bid adieu to your financial worries!

Loan Types

1. Online Purchase Loan - Kissht is a one-stop destination to get your desired products like smartphones, laptops, cameras, and any latest electronics on EMI and repay within 3 months to 24 months tenure. This loan can be used to make purchases at Flipkart, Makemytrip, etc.The APR is between 14% and 24%.

2. Personal Loan - Kissht also offers Personal loans for salaried & self - employed
professionals for their various needs. The amount ranges from Rs. 3,000 to Rs.
1,00,000/- with a tenure ranging from 3 months to 15 months, depending on the
person’s eligibility.The APR is between 16% to 26%.

3. Revolving line of credit - Kissht also offers credit limit for 2 years (24 months). This is a revolving credit facility, where the customer can avail the limit seamlessly for next 2 years, till the customer is paying on-time. To incentivize better credit behavior, the customer is offered waivers and reduction in instalment amount for timely payments.The customer can avail upto a credit limit of Rs. 30,000. The APR is between 20% and 28%.

Amount, Tenure, Fees &Charge

Loans range from ₹10,000 to ₹1,00,000 with tenure ranging from 3 months to 24 months. The APR ranges from 16 to 28% depending on the product availed, risk profile, and creditworthiness of the customer. Penalty charges are charged only when a customer defaults or delays their loan repayment schedule in spite of reminders. In addition to it, GST applies as per Indian laws.

APR Examples

1. A new salaried customer (low risk) can avail a loan of ₹30,000 at an interest rate of 18% with a processing fee of ₹750 for a tenure of 12 months. The APR is 22.91%.
Interest Calculation
Loan amount: ₹30,000
Interest Rate: 18% per annum
Tenure: 12 months
Interest Payable: ₹3,005
Equally Monthly Instalments (EMI): ₹2,750 per month

2. Loan Amount: Rs. 20,000 for OnePlus 5 @ 16% interest rate per annum, Tenure of 6 months, Processing fee: Rs. 300. EMI amount: Rs. 3490/month. APR: 21.33%

3. Loan Amount: Rs. 48,000 for iPhone @ 20% interest rate per annum, Tenure of 15 months, Processing fee: Rs.1,200. EMI amount: Rs. 3643/month. APR: 24.03%

4. Customer availing a revolving line of credit of Rs. 25,000 for a period of 2 years. Over a two-year period, the total fees (includes processing fees and a one-time initiation fee) charged is 9%. The interest rate is 18% per annum. The APR for the revolving lines come as 27.54%.


1. 100% online (paperless) process
2. Minimal documentation
3. No Credit Card required
4. No collateral required
5. Secure transaction (128-bit SSL encryption)

Eligibility Criteria:
1. Indian citizen
2. Minimum age 21 years
3. Minimum income of Rs. 12,000

1. Address Proof (either of AADHAR Card/Latest Utility Bill/ Valid Rent Agreement)
2. PAN Card
3. Last 3 Months’ Bank Statement
4. 1 Signed ECS Form for auto-debit

Contact Us

1. For queries regarding your product purchase, feel free to call us on our customer
care number - 022-62820570 or WhatsApp us on - 02248913044
2. You can also write to us at [email protected]


2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, Maharashtra 400078

App ChangeLog

  • Minor fixes and updates.
  • Changes to the permissions model to use fewer permissions too.

App Screens

Kissht - EMI without credit card - 0% EMI Finance App Screen 1Kissht - EMI without credit card - 0% EMI Finance App Screen 2Kissht - EMI without credit card - 0% EMI Finance App Screen 3Kissht - EMI without credit card - 0% EMI Finance App Screen 4Kissht - EMI without credit card - 0% EMI Finance App Screen 5Kissht - EMI without credit card - 0% EMI Finance App Screen 6Kissht - EMI without credit card - 0% EMI Finance App Screen 7Kissht - EMI without credit card - 0% EMI Finance App Screen 8


requires following permissions on your android device.

approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.

access Bluetooth settings
Allows the app to configure the local Bluetooth phone, and to discover and pair with remote devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

connect and disconnect from Wi-Fi
Allows the app to connect to and disconnect from Wi-Fi access points and to make changes to device configuration for Wi-Fi networks.

Allows access to the list of accounts in the Accounts Service.

find accounts on the device
Allows the app to get the list of accounts known by the phone. This may include any accounts created by applications you have installed.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

record audio
Allows the app to record audio with the microphone. This permission allows the app to record audio at any time without your confirmation.

use accounts on the device
Allows the app to request authentication tokens.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

install shortcuts
Allows an application to add Homescreen shortcuts without user intervention.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

activity recognition
Allows an app to receive periodic updates of your activity level from Google, for example, if you are walking, driving, cycling, or stationary.

read Google service configuration
Allows this app to read Google service configuration data.

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. KRISHNA PATEL-avatar



    Good app for quick requirements. It is very easy to get money in your hard times. I have taken credit several times from kissht. And it was a great experience every time. But there is no option of EMI so that everyone can take advantage of it. It takes less than 5 minutes to get credit in your bank account. Goal work difference kissht team. Keep it up. I suggest to try kissht for every needy people. I am sure you will definitely get good experience from kissht.

  2. ankita sharma-avatar

    ankita sharma


    Fast loan processing and 15 days of tenure for repayment. It's good if you are looking for instant loan alongside it improves your credit score as well. also if you don't have high credit score they still provide loan - that a great thing. Even the processing fee and interest rate is low in comparison to other apps. Good support from customer service team.

  3. ANIL KUMAR-avatar



    Great flexible way of getting credit line.Fisbursement is almost instant. User will be given with 15 days time to repay back the amount. the only thing that is not good is the transaction charges that you need to pay. for net banking it's almost 100rs extra and for other payment modes 50₹. will be great if you can think on these extra charges and waive them off as well.

  4. AVINASH TRUPTI-avatar



    Kissht was working fine but since lockdown even after paying all my dues, I am unable to avail a loan. Every time I log in it asks for an update but after updating, it says "looking forward to serve from....." The gap is every 15 days. But not once am I able to avail the loan. What's the use of I am not able to get a loan despite paying such high interest for such short time periods

  5. Rashmi Bahl-avatar

    Rashmi Bahl


    A very good application for getting loans in our difficult times, no paperwork, instantly you receive money in your account in 5 minutes. Only the negative point is that for repayment time given is very less as we are in jobs and we all might be getting salary on the 10th of every month. Time for the repayment should be after 10th. Otherwise got very good experience. Will recommend others also

  6. Satheesh Kumar-avatar

    Satheesh Kumar


    Nothing to say amazing apps they are doing like a service on comparing to other loann apps no words to say. Nice app very very low charges excellent service. 100 % best app compare to others. If they increase repayment days for good customer means it will be an no.1 app in market for lending. Thanks a lot......

  7. Jay prakash Dada-avatar

    Jay prakash Dada


    Excellent app,I have never seen,it's very helpful in emergency covid-19 situation.It is very reliable and low interest rate to other lenders,which is available on play store.Its disbursement is also quick,I will never-ever seen in others app.

  8. Sujay Tambade-avatar

    Sujay Tambade


    Awesome app it extended my due date and gave the option for snooze payment it gave me the grace period for 21 days to repay the with small convince fee by the kissht team have to have easy and handly app in our phone thanks for being with for this pandemic time. Taking all the conditions ahead thanks for the wonderful services by Kissht. Loved this app

  9. TAPAN KUMAR SAHU-avatar



    No doubt about it.its very very helpful in your badtime .onceyour credit line is approved then within few minutes amount get credited No advance payment or complecated. It's like you are withdrawing money from ATM machine.absolutely hasslefree Peolpe should experience the lightening speed of owing LOAN Thanks to the management.

  10. Mariam Afifa-avatar

    Mariam Afifa


    Love this facility. Very easy to use. Very convenient, when needed. Very useful app. It hardly takes few moments and is an instant and hassle free process. I hv had a great experience with this kissht app. Would recommend it to all. Great job kissht team.

  11. Praveen Wilson-avatar

    Praveen Wilson


    Kisst is one of the very good app avialable around if you are looking for instant cash on to your account but please repay it on time, or else interest will kill you! Thanks! small advise from my experience all these unsecured loans give cash for very high interest rate the sooner you clear the dues the better!




    Very instant money Excellent, Very Useful pls give us time 21 days time or a month with some chages ok. Suggestion:- Earlysalary gives 3 months emi for Rs.27000/- with charges of Rs.1000 only, i am using since 2018. Like this you can make any scheme in app please, get more and more the customer base.

  13. Snihal Maharana-avatar

    Snihal Maharana


    Yes,This is a good app in this pandemic situation but its intrest amount is very high and tenure is only 15days... I have already borrowed many times from this application but there is no option for long term tenure... Otherwise it's good.. from every side. Thank you.. And please try to grow your tenure...

  14. Sri Ram-avatar

    Sri Ram


    Great apps for me , getting fund whenever I require. Overall good platform for taking money and if repayment period is increased at least to one month instead of 14 days, then it will be far better but apps really great...

  15. zeenath z-avatar

    zeenath z


    Good app easy processing as well.. But not able to add my new bank account in app even after multiple complaints issue not rectified. I want to update my DBS bank to get the disbursal amount but while updating ifsc it shows NO RECORD FOUND. please rectify the same. Rest everything is good

  16. Mohammad Naushad-avatar

    Mohammad Naushad


    I went through many loan apps and most of the loan apps cheated me but kissht app is easy going, very fast processing and quick disbursal of the amount which is incredible. I really love this app and recommend others if you are in need of loan then do take help from this app.

  17. S S-avatar

    S S


    Processing fee, activation fee, one time fee, GST, interest and so on... This app will kill you financially forever. One of the biggest fraud available free of cost. And repayment time is so short. They will not increase your limit even if you are a regular customer.

  18. Basha Khan-avatar

    Basha Khan


    A very good application for getting loans in our difficult times, no paperwork, instantly you receive money in your account in 10 minutes. Only the negative point is that for repayment time given is very less as we are in jobs and we all might be getting salary on the 10th of every month.

  19. Nazeer Syed-avatar

    Nazeer Syed


    AMAZING App....I have taken loan regularly. Quick & Simple process. No longer wqit for money .its very useful in emergency time. Thank team kishit .My only request is if possible kindly enhance repayment period. Thank you.

  20. abhiroop chatterjee-avatar

    abhiroop chatterjee


    Fantastic and authentic app for small term credit. UI of the app is smooth. Complete digital process and on approval the money is credited immediately in bank a/c. The whole process took just 5mins and voila, the money was in the bank account.

  21. Sharan Shankar-avatar

    Sharan Shankar


    It's not a bad app for emergency money.. but its highly disappointing when such companies eat lot of poor people's money in the form of low tenure and high interest rate! Hopefully you should correct this, even though I bought loan from here I don't recommend it to anyone!! Pathetic tenure and rate of interest!! Shame on yourselfves!

  22. Virendra Dubey-avatar

    Virendra Dubey


    Great experience of using this app It provides excellent financial help in quick time but only drawback is the time period of recovery using from last 1 year but the payment period is only for 15 days. But most importantly the service is great for an emergency

  23. Sunil Shrivastav-avatar

    Sunil Shrivastav


    Like this app. Lowest intrest rate as compare to others and the system works very swiftly. just want them to increase limit more then 500 or 700. very helpful and fast when needed.

  24. Mahipal Danu-avatar

    Mahipal Danu


    Its reall great app its fast and esy to applying money loan provide app no more requirement another app formalitis but in this app so high rate of intest along with big prossening fees charge to customers and it's not give to Increase Repayment days like that 3 months 6 and 9 month pepayment days not good for poor customers

  25. radhakrishnareddy basireddy-avatar

    radhakrishnareddy basireddy


    indeed there are so many apps to give loan but I only prepare this app in this app is very useful for my critical situations but only one disadvantage is duration in this app less duration.,this will be increase lot of customers be happy

  26. Padmaja Patil-avatar

    Padmaja Patil


    this is one of the best app i can recommend but i think it would be great if we have a repayment time period for a month or more would be great At least for the customer who are being long time customer they should get the option to have more instalment time period

  27. Meghana v-avatar

    Meghana v


    Gud app for quick requirements. It is very easy to get money in your hard times. I have taken credit several times from kissht. And was a great experience every time thank you kisshit.

  28. Bhavesh Rathod-avatar

    Bhavesh Rathod


    Hi! I have used this app in the time of need twice, rate of interest is high also they credit is only for 15day that too they sanction very little amount. rest its totally seemless, hasslefree to use this app.

  29. Genevieve Fernandes-avatar

    Genevieve Fernandes


    Hello, I have got approval on the loan and also a pdf file stating that the loan amount has been credited to my account. I still have received the amount yet into my account. While on the app it is also showing that I to repay this loan by the 12th of November. How is it possible to repay the loan in 12th November when I haven't received the amount yet. I'm in urgent need of the funds. Please contact me. Thank you

  30. Yusuf Khan-avatar

    Yusuf Khan


    It was a great app but it's turning to become the worst the customer service never responds to my calls or Msgs, they just mail back that they will get in touch soon, loan has been approved and the disbursment isn't done yet, there's no money credited from their side it's more than 24hours now and the Emi date is getting reduce day by day

  31. Bhaumik Patel-avatar

    Bhaumik Patel


    Ultimate app and I loved it to use as this app provides money in emergency without wasting our time and process is very smooth once you are eligible then immediately they transfer money in our account I rate not 5 starts but rate 500 stars to Kissht Love you Kissht for helping me in critical time

  32. Shivendra Singh-avatar

    Shivendra Singh


    Good app my loan approved in just a minute. But i'm facing a problem to add bank account. I tried many time from yesterday. Also consult with executive but still my problem not solved. Please help into this.

  33. Geeta Chellani-avatar

    Geeta Chellani


    This app has helped me to resolve my personal financial issues on right time. Really really very helpful in drastic situation for me. Very much thankful and appreciate for the service which i received within few minutes.🙏

  34. Prashant Poddar-avatar

    Prashant Poddar


    Really it is very very respectfully nice app..if u want emergency need amt please try to dis..bcoz kissht is giving amt and repayment time is good..15 days time is ok..and if supposly late payment genuinely they asking..not like just other self experience with kissht is very good..but sum reason I take loan and I can't repayment.. bcoz I lost phone and my family members have that time carona case.that time once again my wife applying loan and just 1 min we got amt...its emergency time..

  35. Ranjit Yadav-avatar

    Ranjit Yadav


    I really had a great experience of taking a credit with KISSHT, they are doing great with a timely and kind help of providing credit loan in my hard time. The credit they provided took not even 10 minutes. Thank you KISSHT, you guys are really helpful. God bless to your whole team and I would really appreciate for the great support in my hard times. I'll keep up my repayment on time and would continue with you guys for a long run. Much love 💐❤

  36. Policy Rao-avatar

    Policy Rao


    Very good App, it helped me when I was in emergency, there is no money with me to take madical help. It help me by offering loan of 4200/- immidietly within a few minutes. Thank Kissht

  37. Puneeths 123-avatar

    Puneeths 123


    Good app, Because get cash within 5 minutes But Repayment tenure is very bad if we want loan only less than eligible amount , we cant take less than eligible it is is fixed, if loan 8483 Eligible we get only 7382 and repay 8546 that is very high interest with tenure only 15 days , very disappointed while comparing tenure and interest

  38. lvv kishore kishore-avatar

    lvv kishore kishore


    This app was very usefull its helped a lot in my emergency time on highway i met an accident in that time my bike was fully damaged in that night time i install this app within 15 minutes i got the money to my account thank you so much kissth app I heartfully recommend this App

  39. Sachin Ingulkar-avatar

    Sachin Ingulkar


    Good Application Get Instant money in our account. Very useful in emergency situation. But problem is only they give very less time to clear loan. Please give minimum one month to clear the loan amount.

  40. jayashree santoshi-avatar

    jayashree santoshi


    this app is very fast and very excellent to us at very emergency time but rate of interest is very high for 15 days. if it extends the days it's good and rate of interest for regular customer should be less

  41. Dev Lalit-avatar

    Dev Lalit


    Really awesome app for loan. Loan process very soon. I m. Happy with kissht app. I want to suggest to recover the balance amount via emi not the total amount at a time

  42. Tech Cybernetics-avatar

    Tech Cybernetics


    I got too much time and there is 0% interest and the best thing is you can pay custom amount before repayment date so this feature can ease our condition Thank you kissht developers. Regards Shariq

  43. Anu Priya-avatar

    Anu Priya


    Good and easy to use and fast approval and also immediate transfer to account 15days repayment time helps me meet my month end experiences ☺️ Thanks you very much ❤️ for helping me at my required time .. will recommend kissht app my friends and family.. After every successful on time repayment your credit line increase then other apps this app gives with less interest rate




    Very good app. I got my first loan within half an hour. I would like to suggest this loan app for the people who is in urge. Thank you.

  45. sachin kadari-avatar

    sachin kadari


    Like the way, I got my loan quickly, in the same way, I always have a very positive response from the kissht support.Really very good service by Kissht... Will recommend this app in every financial needs....

  46. Shashikant Sen-avatar

    Shashikant Sen


    Awesome app, reliable, fast, easy to use, low interest rate, just one improvement require please increase return time to 30 days.

  47. SARADHI JASTI-avatar



    Very good application to get credit in needy times. Less than two minutes to credit the amount in the account.

  48. grammarmagic by Manish sir-avatar

    grammarmagic by Manish sir


    In our very urgent need it is very helpful. Credit in your account in a few minutes. No more documents are required. Easy to access.

  49. Mahender Kumar-avatar

    Mahender Kumar


    Processing of loan is very fast,interest is also minimal,very good app,no bulleying by company.Gentle reminders play a great role in repaying the loan amount psychologically.

  50. GAMING TILL DIE-avatar



    Well application is really easy to have money in your account but the problem is that they gave too short time for re payment look after it and ill rate it again for 5*

  51. Bhavin Patel-avatar

    Bhavin Patel


    Best Application After Lockdown - There's Many Apps For Instant Loan But After Lockdown All Stops Working & This Application Working Tremendously ..... It Really Helps People Who Needs Urgent Priority Loans ..... You Will Get More & More Customers If Working Like This Continues .....

  52. Yogesh Mahadev Sanap-avatar

    Yogesh Mahadev Sanap


    My experience With The App is So terrible 🥺 Loan Process is Fast But They Use Our Personal Information To Harassing Our family Members If we got late In Repayment. I tested Positive On 5 oct and My Due date was 8 Oct, Because Of This If Forget to Repay On time. There Agent Were So rude on call. They use bad words to my father And Other Relatives Also I am very Upset by this App Due to This Reason They Involve All your contacts in it and Ask them for Recovery This is not done,How Can You do ?

  53. hardcore gaming-avatar

    hardcore gaming


    One of the best Loan application i have ever came across...!! The process is lightning fast and disbursement is done in minutes,!! Actually i would say in seconds.!! unbelievable

  54. Hetal Patadia-avatar

    Hetal Patadia


    Very good app, I had taken 5000 for my monthly home expenses, & i got when i was actually neededloan and they are giving good support, very nice app, must appy loan

  55. Bharath Raj-avatar

    Bharath Raj


    It is really a good app where we can have the loan payment period of almost 15 days which is why I recommend this app.

  56. Shyam Kumar Goud-avatar

    Shyam Kumar Goud


    it's a great app for who need the money in urgent it was helping in right time when you apply for the loan it takes just 5 -10 minutes then the money was in account definitely

  57. vikash tiwari-avatar

    vikash tiwari


    If you people don't want to give the line of credit then why are you giving services here. I am entering OTP for generating the aadhar card then it is showing that my information is not correct. What the hell. This app has a bug which is not verifying aadhar card.

  58. Balabet marsing-avatar

    Balabet marsing


    Very bad experience with this app I applied loan for 5000 and they credit only 3643 and they ask to repay 5036 for the 1st instalment with in 14 days and more over the 2nd instalment 250 I need to pay.which is to much actually they should have explained or give details before applying.

  59. FARDEEN MANSURI-avatar



    This app always surprised me because it's helped me where ever i need a urgent amount and also most of my family and friends has experienceeu it in very positive way.




    This very very useful for my urgent needs very fast processing and getting payment in my account. I made more the 4 lone and repay any issue I like it ....

  61. Ganesh Ghule-avatar

    Ganesh Ghule


    Higher processing charges but it's better than other loan app. one of top app to use and fastest borrowing. anyway helped me so much.

  62. Avinash Haron-avatar

    Avinash Haron


    kissht is always my favorite loan app. It's not like other apps which gives low disbursements and high repays. In addition to it, kissht gives 15 days to repay the loan, quite a good app.

  63. Soniya-avatar

    [email protected] Soniya


    i like this application, its helpful for me in emargency situation, i'll suggest to my friends, very fast process, and very fast disbursment, nice application for everyone😍😍😍

  64. Nabakumkar Adhikary-avatar

    Nabakumkar Adhikary


    Good app for quick requirements. Very easy to get money in your difficult time. I have taken credit several times from kissht. And every time it was a good experience. It take less than 5 minutes to get credit in your bank account. Gd job kissht team. Keep it up. I recommend to every needy people to try kissht. I am sure you will definately get good experience from kissht.

  65. Rajeev Verma-avatar

    Rajeev Verma


    I would give a rating of 5 everything is excellent in this except the time to repay it can be increased, the current situation is such that, no one cash to return it back so quick rather give some breather time to repay it back. Other wise it's an excellent app for fast rotation .................. I love it.

  66. virendra parmar-avatar

    virendra parmar


    Nice app intrest rate is very low than other apps nice and repayment period is also more than other apps but repayment periid could also be more in esy short monthly emi than it will be more fine overall nice app than other froud app

  67. RAVI PRAKASH-avatar



    Awesome, this is my first loan from this platform,but i love it because of its fast process.

  68. Karthik Chandru-avatar

    Karthik Chandru


    I would give a rating of 4.5 out of 5 because everything is excellent in this except the time to repay it can be increased, the current situation is such that, no one cash to return it back so quick rather give some breather time to repay it back. Other wise it's an excellent app for fast rotation of cash at times of need. One humble suggestion you could also increase the limit for prompt payers before the due date.

  69. vinoth Kumar-avatar

    vinoth Kumar


    One of the fast transfer app which I have used..Hardly it have taken only less than 5 minutes to get transfer in my account..Hope you continue your great service

  70. saad ansari-avatar

    saad ansari


    Yes, This app is very beneficial for emergency situation, its process is very fast and instantly credit amount.

  71. Indranil Das-avatar

    Indranil Das


    time line should be more the 15 days 20 days will be fine . and interest rate should be low (Processing fee and all )

  72. AYAN MONDAL-avatar



    Service is very good . one thing I must say that please increase tenurity with amount . I appreciate that you increase my loan amount but tenurity is same . It little bit difficult to pay on time for us with short time . Thank you

  73. Gaurav Goswami-avatar

    Gaurav Goswami


    very helpful and no harsh on repayment. they also help you extend your payment tenure and helps u maintain ur cibil score. Thanks to this app.

  74. Ajay Sharma-avatar

    Ajay Sharma


    Good app for quick requirements. Very easy to get money in your difficult time. I have taken credit several times from kissht. And every time it was a good experience. It take less than 5 minutes to get credit in your bank account. Gd job kissht team. Keep it up. I recommend to every needy people to try kissht. I am sure you will definately get good experience from kissht.




    Great app!Very helpful in difficult time. Amount also disbursed in account in few seconds...thank you kissht team for helping in emergency time

  76. Suraj-avatar



    I am in awe with their swift service and supports. Ease of application verification and processing unlike other. It helped right at the emergency need. Thanks Team

  77. Govind Mishra-avatar

    Govind Mishra


    Good app but intrest is about 30% overall. Get money within 5 minutes. Use this whenever it's very urgency.

  78. Vinod Chhabra-avatar

    Vinod Chhabra


    Very useful when you would be in the situation of arranging money you to improve the cibil score too. Really appreciate for this app❤️

  79. Rajesh Barman-avatar

    Rajesh Barman


    I things,this app is very helpful for emergen situation,form this app,i am browing Manny,3 to 4 time,and thanks the app for helping me in emergency,but loan prieod,is to short,please see this,outherwais the app is really good,this is a emergency fast cash loan.

  80. Arti Poudel-avatar

    Arti Poudel


    Really good experience but I just want to add 1 thing it should be more than 15 days.. n money should be little more..

  81. Amith Bang-avatar

    Amith Bang


    Very bad experience of your processing fee, and other charges.. For example loan amount of Rs.5,500/- the amount will be credited to account with just Rs. 4202/-.. And while repaying back total amount including, GST charges, interest Rs. 5541/- has to be paid.. Then if we calculate the total amount Rs. 1,339/- is a loss amount. Other loan apps is better then this i hope. When i compare with processing charges and all. Try to credit total amount and while repaying makes other charges less.

  82. Sunil Kumar-avatar

    Sunil Kumar


    Realy very good loan app for mobile loan. Any time we can take loan. Customer support also very good they are capable resolve query with in 24 hr. Realy very good.

  83. Gaming Boy Herschel-avatar

    Gaming Boy Herschel


    Absolutely best application for sure, in my bad time it helps in managing funds. Quick disbursement.

  84. Prakash Vasu-avatar

    Prakash Vasu


    Very Helpful App,Trustworthy,Instant Approval but if you can provide 30 days repayment period that will be great.

  85. Karan Dev-avatar

    Karan Dev


    I would give a rating of 5 everything is excellent in this except the time to repay it can be increased, the current situation is such that, no one cash to return it back so quick rather give some breather time to repay it back. Other wise it's an excellent app for fast rotation o...

  86. Siddhant Chavda-avatar

    Siddhant Chavda


    when i need money, this app is always help me for money.this is good app. but processing charge is high.overall app is good for personal loan.

  87. viren saini-avatar

    viren saini


    Very Gud app main thing it's trustable and very fast process even I have not expected this much so those who want to take loan apply in kissht app freely no cheating at all.. That's y I have given 5 star.. and I was became fool by 4 apps taking advance fees as a emi and after that they only saying ur application is in process and not refunded the money

  88. Pritha Bhowmick-avatar

    Pritha Bhowmick


    Good but interest rates is very high and time is to short. Anyway its good app for instant loan.

  89. arimanikandan ashokan-avatar

    arimanikandan ashokan


    I love this app. It's very useful. This app is God for me because every emergency time this app is only helping me. Thank u so much. For kissht team

  90. IMRAN KHAN-avatar



    Best loan app.... It helps in odd time. Easy to use and friendly app. But tenure remains same thats a difficulty. Plz increase the tenure of repayment.

  91. Datta Daphale-avatar

    Datta Daphale


    It's very good platform to geting loan and easy way to get loan but repayment period is very small please increase the repayment period with easy emi systam

  92. Arunkumar Kumar-avatar

    Arunkumar Kumar


    very nice app, emergency time help this app. exective person call to me reminder amount pay, speaking smoothly. very good app.

  93. Sai Krishna-avatar

    Sai Krishna


    Good app for instant loan with in 5 mins I love this application for emergency users this is good loan application for instant and small request please give 30days for repayment... thank you kissht....

  94. Biswajit Chakraborty-avatar

    Biswajit Chakraborty


    I'm a frequent customer of Kissht app. As per app it's a very good 👌 users friendly and disbursing proccedure is to much quick. But as per my previous requirement, in this Pandemic situation,they help me a lot.Specially mentioning greatest helps that if you fail your repayment date due to some unavoidable situation,but they do not pressurized customer for that. it's happened with me earlier but they are taking only penalty,but never trying to pressure me for that not a single.wishing u a lot.

  95. SAJITH SANTY-avatar



    excellent service... but there is a small problem... repayment period... if it increase atleast one month... It is Great service for ours

  96. Ashutosh SK-avatar

    Ashutosh SK


    Quicker Service, very much Reliable and Useful App indeed. I liked it very much. Thank you Team Kisshht

  97. pradi gowda-avatar

    pradi gowda


    its amazing!!!!!! its useful for our credit score always increases ...... instantly credit to my account no dealt at all love this app 😍😍😍😍😍😍 this people service ultimate🤗🤗🤗🤗🤗 worth one for emergency

  98. issak vinay-avatar

    issak vinay


    kisst is very good app. when I need money an emergency time if we apply it'll take just 10 sec to credit our account. really thank you. but I'm expecting long time tenure.

  99. Bharat Reddy-avatar

    Bharat Reddy


    Love it.great aap. No any questions.not any Conditions.I have tried so many Loan aaps.Different different Conditions all have.Asking About Salary,Bank Statements,Areas etc.But Hats off to Kissht App, no Harassment.Very Helpful Really.thank u so much dear team🌹 Bas thoda longer days Aur Kam Interest honese achha hota🙏

  100. R Mena-avatar

    R Mena


    Nice app. Lightning approval based on credit history. Good for people in emergency money requirements. I am happy with the approval process - very fast, if submitted documents are correct. I recommend to all, to use this company platform for your emergency needs. Thank you.

  101. RANJIT RAJ-avatar



    very good app quick approval but one thing i felt bad is limit should increase little more after every on time repayment .

  102. Kamal Dev-avatar

    Kamal Dev


    Nice app I had also took the money several time but repayment should be increased for one month.

  103. RABINDRA DASH-avatar



    Really very good app for cash emergency for any kind of life. I thankful for help me on my medical problem.

  104. Shivani More-avatar

    Shivani More


    It is a very good app fast approval process n get gets disbursed in few minutes to your account. But one thing i want to tell that the employees have no sense to talk there are some reason people don't pay on time we request them for time but they keep on abusing n even they don't listen of the coustmer what they want to say.

  105. ANGEL PANDEY-avatar



    This app is very helpful in the time of need but it will be more helpful if it provides greater limit of credit amount. I always get only 6,7 or 8 thousand only which is very disappointing specially then when I always do the repayment before time or on time. Please look for this. Thanks With regards.

  106. K.rajesh Kajarajesh-avatar

    K.rajesh Kajarajesh


    This app is very helpful in the time of need but it will be more helpful if it provides greater limit of credit amount. I always get only 6,7 or 8 thousand only which is very disappointing specially then when I always do the repayment before time or on time. Please look for this. Thanks With regards......

  107. Rohan Narwat-avatar

    Rohan Narwat


    When i was totally unhopeful to get loan in emergency from any platform i tried to apply for a loan from kissht app as suggested by my friend and within 5 minutes my loan amount was disbursed in my bank account.It is the best and fastest app in getting emergency loan.Thank you kissht app for helping me out when i lost all my hopes to get money.

  108. Suhaib Ahmed-avatar

    Suhaib Ahmed


    very quick approval and fast distributed i like this app and I will suggest to refer to my friend who is in need.

  109. TheKoganti-avatar



    didn't expect. superfast approval and loan disbursement with reasonable (bank) interest rates.

  110. Ashok Ashok Kumar-avatar

    Ashok Ashok Kumar


    Good application for instant loan, and aslo high tenure and low interest. Highly recommended to all. Kissht is good customer service.

  111. Vyshnavi vyshnavi kantayapallem-avatar

    Vyshnavi vyshnavi kantayapallem


    very good loan app and quick processing tenure also 15 days but intrest rates are high mainly they do not pressure the people for repayment they are very friendly love this app

  112. pankaj dhumal-avatar

    pankaj dhumal


    Key factors... Easy to handle app...very prompt and secure... Nice facilities inside app... Instant approval for loans

  113. Varsha Sen-avatar

    Varsha Sen


    Amazing app .... Very responsive to customer queries and very happy with service and overall experience..

  114. Anunitha D-avatar

    Anunitha D


    Veru usefull app for those who r in an emergency or need of money. I took the loan for my medical emergency and was running out of cash. This was reffered by my friend.. And am very much thankfull for the team who approved my request and transferred the amount within minutes.. i would refer this app to all my contacts.. thank u

  115. Suji t.k-avatar

    Suji t.k


    very good app. get fast disbursment. when l repay in time l got reloan very fast. one request to kishht team please increase your tenure of repayment.

  116. Lathika karunakaran-avatar

    Lathika karunakaran


    Very good app for get instant credit. And I get cash instantly. Thank you 😍

  117. Saraswathi dhanaraj-avatar

    Saraswathi dhanaraj


    This is good app when we are getting money for emergency immediately.only one thing repayment date little longer than 15 days.Except this excellent app

  118. chandan chaudhary-avatar

    chandan chaudhary


    I'm very happy with this experience is good and my credit limit also keep increasing on timely payment..but interest is little bit high but overall experience is good.

  119. Raviteja Gopavaram-avatar

    Raviteja Gopavaram


    Excellent app no doubt about it, but the tenure time is low, inst&platform charges are high.

  120. saisrinivas musti-avatar

    saisrinivas musti


    Everything was Good but the processing Charges if reduced to half of what you are charging currently.... That will propel the business further as it attracts more Customers also you need to increase the limit

  121. Vamsy Naidu's-avatar

    Vamsy Naidu's


    It'll be great if you increasethe credit limit Good App n very useful for providing loan for our minimum needs..its really helpful

  122. Suraj Raaz-avatar

    Suraj Raaz


    firsrt time they are charging a little more but they are giving good services and from next loans they are not charging service feee. i love this app

  123. vishal dubey-avatar

    vishal dubey


    it's amazingly fast in processing...very good helped me in time of need..hope in future too i have good experience using this app

  124. altaf shaikh-avatar

    altaf shaikh


    Very good service, after lockdown this is the first platform who approved loans, very fast service.

  125. VIKASH KUMAR-avatar



    Loan repayment period is very less and processing fee is very high.

  126. rajendra dash-avatar

    rajendra dash


    I like the app quick process I got loan lot of time. Duration 15 days. Better if decrease interest.

  127. Mohsin Syed-avatar

    Mohsin Syed


    Very good app, this is my second time I have opt for loan from Kissht, the 1st time I have cleared all the installments very easily as the rate of interest also was very less, but this time I have received loan amount in my account very fast but the tenure period I have received to clear the amount is very less time, but was very helpful at the difficult time.

  128. Shekar vellamaddi-avatar

    Shekar vellamaddi


    App is very good to improve credit score but processing fee little bit high and loan duration need to increase atleast from 15 days to 1 month that will help so meany people to do good repayment.meen while everyone getting salary one time of the month so some people Miss the payment some times so try to increase duration of lone and try to work on EMI system. Thank you...........

  129. Shaik Sharref-avatar

    Shaik Sharref


    I love this app because it was quick requirements.when we need emergency money.---Thank you---😊

  130. Anil Pj-avatar

    Anil Pj


    it took just 5 minutes to complete the process, and the amount was transferred to my account immediately.

  131. Nooka Ratnam-avatar

    Nooka Ratnam


    Best app for requirements. easy to use and get money in difficult time. I like the low interest rates, repayment, instant money, servicing options Interface is too good. One of the easiest finance app I loved this app. I suggest the app for others who are interested in loan taking.

  132. SRIKANTH GOWDA-avatar



    Good experience with this app. and rate of interest is better than other apps. Keep this type facilities for customers. But small problem my Bank account details not acceptable our kissht, please solve that. Finally I'm happy with this app.

  133. kolagani sangameswara rao-avatar

    kolagani sangameswara rao


    excellent app. they will give money every time after repayment. thank you

  134. Saawan Khan-avatar

    Saawan Khan


    Very Fast Process but time is very short and interest is very high.

  135. Manuj Sabharwal-avatar

    Manuj Sabharwal


    great offer and nominal interest with higher time.. one of the best money lending application.

  136. tejaswi swaroop-avatar

    tejaswi swaroop


    it's good but it's charging high interest. wish the interest rates and processing fee would not be there.

  137. manish patel-avatar

    manish patel


    Very good app and low interest. I suggest you, you can take loan from kissht app. Thank you

  138. Keerthika Sameera-avatar

    Keerthika Sameera


    I like this app very much, because it helps me in some crucial movements also, amount will be disbursed within minutes, but only one thing is duration is only 15 days, anyhow it is very helpful to u my dear friends

  139. sachin das-avatar

    sachin das


    Limit for the second loan should increase for me but its not happen. apart from this rest are ok

  140. vaibhav avacharmal-avatar

    vaibhav avacharmal


    it's a great app whenever u required money just apply & get in few minutes's really helpful ...

  141. Shaik Javeed Ali-avatar

    Shaik Javeed Ali


    It's a great service kissht helped me a lot. But rate of interest is so high and tenure only for 14days.

  142. Akarsh R Patil-avatar

    Akarsh R Patil


    Phenomenal instant lending app. Repayment period could be little more. Interest is also reasonable. They nevr grill you for hidden interest,late payment and not clearing dues on time. Its One of my top priority whenever there is a need for instant cash. Borrowed 4+ times, upon every repayment my credit line is getting increased considerably. Go for it.

  143. Kanhaiyaupadhyaya Upadhyaya-avatar

    Kanhaiyaupadhyaya Upadhyaya


    Phenomenal instant lending app. Repayment period could be little more. Interest is also reasonable. They nevr grill you for hidden interest,late payment and not clearing dues on time. Its One of my top priority whenever there is a need for instant cash. Borrowed 4+ times, upon every repayment my credit line is getting increased considerably. Go for it.

  144. pankaj bagde-avatar

    pankaj bagde


    It was very Gud experience for me with this app. My credit score is very less then also I got money in few minutes. Even I mention I want to improve my Cbil record. It was such a helpful app. I received money. Then I pay it back with in 4-5 days, then reapply I got 50% increased Amt. Now I will repay it & improve my credit score. Thanks a lot Kissht App. 🙏

  145. rajendra bhendekar-avatar

    rajendra bhendekar


    Very good app fast approval and disbursement,if you give processing fees less it is best..

  146. Nitheesh George-avatar

    Nitheesh George


    very good app. it takes only few minitues for the procedures and get cash... very heplful...

  147. Danger Boy-avatar

    Danger Boy


    Excellent application. The best In an word Instantly 💰 Money Transfer. And Best App design Thanks For Kissht

  148. uday prakash-avatar

    uday prakash


    Genuine ! Very helpful in emergency . User-friendly... But duration should be more and Avail Emi facility. Over good service by kissht

  149. Gyanaranjan Ojha-avatar

    Gyanaranjan Ojha


    Very helpful app and user friendly UI, Quick Approval . This is some thing great job specially when u need quick fund during emergency ...Great job Kissht team...Its really helps during crunch times..keep up doing the same with helping deserve even more that 5 star..

  150. Taqweem Fatima-avatar

    Taqweem Fatima


    It's a good app no doubt.. My friend got loan many times to them but I am unable to take the loan from this app unnecessarily they declined my loan application in every try specially when they send me their link through msg now you are eligible for taking loan and then reject my application.