Faircent APK

Download Faircent 5.9.17 APK

App Description

Faircent is faircent,finance, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Fairassets Technologies India Pvt. Ltd. website who developed it. com.app.faircent.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 5.9.17 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 158+ times on store. You can also download com.app.faircent APK and run it with the popular Android Emulators.

Get a Personal Loan at Rates upto 4% p.a. Lower than Banks or Earn returns upto 26% p.a. by lending on Faircent.com, India’s largest P2P Lending platform.

Faircent.com offers a platform for P2P lending which is one of the most innovative financial products of recent times. It brings borrowers and lenders directly in contact with each other removing intermediary cost thereby helping borrowers access funds at lower cost and lenders make higher returns as compared to most other investment options. Faircent.com uses technology to enable the entire process online with minimum human interface. Thus its fast, easy and convenient for both lenders and borrowers. Our mission is to make every % count.

For Lenders:

The Faircent App offers lenders a unique alternative investment opportunity to lend money directly to pre-verified borrowers and earn upto 26% p.a. returns on their investment.

Using the Faircent App Lenders can:

• Sign up as a Lender

• Review borrowers’ profile and send proposals

• Earn returns on your investments

• Strike a deal on their own, without any intervention from our end

• Get transactional updates

For Borrowers:

The Faircent App offers borrowers cheaper and faster access to personal loans. It uses a tech-enabled, underwriting mechanism that does not depend solely on traditional tools like credit score but uses more than 120 parameters across 400 data points – social, financial and personal to evaluate credit-worthiness. 

Using the Faircent App Borrowers can:

• Sign up as a Borrower, get verified and get their personal loan requirement listed on Faircent.com

• Get personal loans at interest rates up to 2% to 4% lower than banks

• Online, tech-enabled transactions for easy disbursement and EMI repayments

• Strike a deal on their own, without any intervention from Faircent.

Payments involved:

-> Lenders need to make an upfront payment of Rs. 1000/- at the time of registration. This is a non-refundable one-time payment. There is no other fees or interest payable by the lender.
-> Borrowers need to make an upfront non-refundable payment of Rs. 500/- at the time of registration which is adjustable against processing fees (2%-4% of the loan amount) payable at the time of loan disbursement. 
-> The payment is to facilitate back-end processes like social, financial and personal verification and document check etc.
-> It is also used to formulate the legal agreement & documentation with the borrowers before loan disbursal.

Steps to register:

1. Click on sign-up
2. Fill your basic details
3. Pay registration fees (Through any convenient online payment methods like credit cards, net banking etc)
4. For lenders, our support team verifies your details and gets back to you within 12-24 hrs. After verification and approval, you can log into your Faircent account and start lending.
5. Borrowers need to upload the required documents post which our support team will verify your details and get back to you within 2-3 working days. After verification and approval, your loan requirement will be listed on our website and lenders can start making offer to fund your requirement.

*Faircent practices transparency and they have no hidden costs and don't take margins from interests decided mutually between the borrower and lender. Please visit https://www.faircent.com for more information.
 

App ChangeLog

• Bug fixes and security enhancements

App Screens

Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CALL_PHONE
android.permission.CAMERA
android.permission.INTERNET
android.permission.READ_EXTERNAL_STORAGE
android.permission.READ_PHONE_STATE
android.permission.WAKE_LOCK
android.permission.WRITE_EXTERNAL_STORAGE
com.google.android.c2dm.permission.RECEIVE
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
android.hardware.camera
android.hardware.camera.autofocus
android.hardware.faketouch
android.hardware.location
android.hardware.screen.portrait
android.hardware.telephony
android.hardware.wifi

approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

directly call phone numbers
Allows the app to call phone numbers without your intervention. This may result in unexpected charges or calls. Note that this doesn't allow the app to call emergency numbers. Malicious apps may cost you money by making calls without your confirmation.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.