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Faircent Pocket Loan

Faircent Pocket Loan - with Instant Approval

Fairassets Technologies India Pvt. Ltd. · com.faircent.pocket.loan

Not rated yet 100K+ downloads v2.4 40.1 MB Android 5.0+ PEGI 3 · Everyone

Download APK 40.1 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v2.4 (30)
Updated
Nov 1, 2022 (3 years ago)
APK size
40.1 MB
Requires
Android 5.0+ (API 21)
CPU support
x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit
Category
Finance (app)
Listed since
May 29, 2021 (at least)
Permissions
29 (5 sensitive)
Website
faircent.com
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Faircent Pocket Loan is an app by Fairassets Technologies India Pvt. Ltd. in the Finance category, listed since at least May 2021. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 29 permissions, 5 of them sensitive, including camera, read sms and read phone numbers.

Description

From the listing uploaded by “appupdater”.

Looking for a way to get a small loan to cover unexpected expenses? Look no further than Faircent Pocket Loan! With Pocket Loan App, you can get the cash you need quickly and without having to have awkward conversations with friends and family to borrow money. Get started with a loan amount of ₹1,000 going to ₹25,000. Your good track record of repayment of your loan will help you to access loans for a higher amount that can go up to Rs. 25000. Easy 4-Step application process complemented by fast approval with instant disbursement makes getting the money in your account a breeze. Low interest rates are determined by the Faircent automated credit appraisal mechanism. Re-apply once your loan is paid to get Instant Repeat Loans within minutes. Brought to you by India’s 1st and largest (P2P) lending platform, Faircent. Faircent Pocket Loan helps salaried and self-employed people all over India to get quick personal loans. Loan Amount: Rs 1,000 to Rs 25,000 Tenure Flexibility: 2 Months to 6 Months Minimum Salary: Rs 25,000 Documentation: No Documentation, just PAN and AADHAAR details Disbursement: Fast Disbursement What’s more? Free Faircent Credit Score based on your relationship and financial history The key eligibility criteria for taking an instant personal loan from Pocket Loan App are as follows: Age: 21 to 58 years Income above Rs. 25,000 per month Good Credit History Salaried or Self Employed Citizen of India Complete your loan application and get an offer. Choose loan amount, tenure and accept the offer based on your requirements. Complete your e-verification and setup Auto Debit of EMIs from your Bank account. Sign Agreement and get the loan amount credited into your Bank account. Rate of Interest: Flat 2% to 3% per month depending on your chosen Loan Tenure. Processing Fees % (Including GST): 10% of the loan amount. Late Payment Charges: For loan amount upto ₹5,000 late payment charges of ₹50 per day and for loan amounts above ₹5,000 late payment charges of ₹100 per day will be applicable. Late payment charges is applied for each missed EMI and are charged after the 4-day grace period for the entire period of delay from the first overdue EMI date. Bounce Charges: For every missed EMI a one-time bounce charge of ₹100 for loan amount upto ₹10,000 and ₹500 for loan amount above ₹10,000 will apply. Overdue Interest: An overdue interest calculated at the rate of 18.00% per annum will be applicable after the 4-day grace period. Overdue Interest will be charged on Overdue Principal for the entire period of delay from the first overdue EMI date. Pay your EMIs on time and you will not have to pay any overdue interest, late payment, or bounce charges. It will help you build a healthy Credit Score, and unlock higher loan limits for you. For ₹25,000 borrowed for 6 months, with an interest rate of 3.00 % per month (@36% per annum)*, a user would pay: Processing fee (@ 10%) = ₹2500 (Include GST of 18%) Interest (@3 % per month)= ₹2690 Amount Disbursed = ₹22,500 EMI (per month)= ₹4615 (Calculated on Reducing Balance Method) Total amount to be repaid = ₹ 27690 The penalty is charged only when someone delays their scheduled payment. *Interest Rate varies based on your Loan Tenure

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Nov 1, 2022.
  • Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.

Store checks and file details

  • Developer signature verified Nov 1, 2022
  • Validated against Google Play Nov 1, 2022
  • Antivirus scan result not available
  • Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
  • Signing certificate (SHA-1)46:1C:28:87:B4:3A:3A:18:5F:B9:27:FF:F1:22:DD:3A:0A:36:83:DD
  • File MD5b996d221efa2a2007c34492ee5c378e5
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (29)

Faircent Pocket Loan requests 29 permissions, 5 of them sensitive.

Required hardware & features

Faircent Pocket Loan APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Faircent Pocket Loan APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. After downloading, check that the file's MD5 is b996d221efa2a2007c34492ee5c378e5.

Tags

faircent pocket loan finance

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