SPOKO – smart money transfers APK

Version 1.103.14 - com.payukraine.paymobile

SPOKO - Enjoy the trusted app with best currency rates and 0% fees.

SPOKO – smart money transfers apk

APP Information

Download Version 1.103.14 (128)
Apk Size88.26 MB
App DeveloperSpoko.app
Malware CheckTRUSTED
Install on Android4.4.x and up
App Packagecom.payukraine.paymobile.apk
Website https://spoko.app

Download SPOKO – smart money transfers 1.103.14 APK

App Description

SPOKO – smart money transfers is payukraine,paymobile,finance,spoko, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Spoko.app website who developed it. com.payukraine.paymobile.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 1.103.14 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 620+ times on store. You can also download com.payukraine.paymobile APK and run it with the popular Android Emulators.

Global money transfers with low fees, fast delivery and attractive exchange rates. Send to bank, e-wallet or pickup cash. Smart, simple and secure.
• We accept all major payment methods:
— Visa, Mastercard or Maestro debit and credit cards;
— Klarna/Sofort;
— Bank transfer;
— Blik (for polish złoty).
• Receive money instantly on a bank account or pickup cash from one of our 50 000+ agent locations around the world.
Nigeria 🇳🇬, India 🇮🇳, Philippines 🇵🇭, Ghana 🇬🇭, Ukraine 🇺🇦, Turkey 🇹🇷, Georgia 🇬🇪, Moldova 🇲🇩, Russia 🇷🇺, Senegal 🇸🇳, Morocco 🇲🇦, Cameroon🇨🇲, Azerbaijan 🇦🇿, Uzbekistan 🇺🇿, Armenia 🇦🇲 and many other countries around the world.
• Send money to Nigeria in EUR or GBP currencies;
• Recipients can get their money in NGN and USD currencies at the best possible exchange rate;
: Zenith Bank, Access Bank. Diamond Bank, Ecobank, Fidelity Bank, FCMB, First Bank, Guaranty Trust Bank, Heritage Bank, Keystone Bank, Enterprise Bank, Providus Bank, Standard Charted Bank, Polaris Bank, Sterling Bank, UBA, Unity Bank, Union Bank, WEMA, etc;
• Speak to our Nigerian Customer Support which will understand you and help with any issue;
• Send money with every debit or credit Visa, Mastercard, Maestro, bank account or Klarna/Sofort.
• Send money in EUR, GBP or PLN currencies;
• Recipients can get their money in GHS at the best possible exchange rate;
• Send to any mobile money wallet: 
• Speak to our Legendary Customer Support which will understand you and help with any issue;
• Send money with every debit or credit Visa, Mastercard, Maestro, bank account or Klarna/Sofort.
• Spoko mobile app is 100% secure and encrypted;
• Any sensitive information you share with us is hidden from prying eyes;
• We encrypt all transfers and protect you against fraud using bank-level security procedures;
• Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR);
• Protect your profile with a two-factor authentication, face recognition or fingerprint recognition.
• Add and save multiple cards in different currencies;
• Free account and no monthly fees;
• Save your recipients and repeat transactions in a few clicks;
• Real-time tracking and clear transfer limits;
• Earn 10€ for every friend you invite.
Any help is needed ? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail 
 or call us 
Customer Support working hours are from 8:00 to 02:00 (CET)
We love our customers and believe that modern money transfers should be stress-free, smart and accessible.

App ChangeLog

  • In this version of the application we have improved:
  • - Card payment form;
  • - The stability of our application on older phones;
  • - Overall stability improvement;
  • - Minor bug fixes

App Screens

SPOKO – smart money transfers App Screen 1SPOKO – smart money transfers App Screen 2SPOKO – smart money transfers App Screen 3SPOKO – smart money transfers App Screen 4SPOKO – smart money transfers App Screen 5SPOKO – smart money transfers App Screen 6SPOKO – smart money transfers App Screen 7

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. T-World With ManDero-avatar

    T-World With ManDero

    What's the issue with this Spoko app. My account has not been active for a while now and it seems to me it has been blocked! They keep asking me to update my documents and still i can't transfer money. Not just me alone, even my co-workers are complaining of the same thing. Spoko use to be my best app, presently it's not to write home about..

  2. Yevhenii Bohdan-Zenchenko-avatar

    Yevhenii Bohdan-Zenchenko

    They asked for verification, so I sent my id, then I was able to send my second transfer. After two weeks my account was blocked due to suspicious activity, but there was no activity since 2nd transfer. Customer support is awful and can not do anything, as my account hasn't passed the verification, so I can use it at all. No explanation, no reasons, just goodbye. Phone numbers and messengers aren't working. Don't recommend, seems like they just gathering credit cards info.

  3. Paul Jamz-avatar

    Paul Jamz

    I can say it's a scam app, i have made payment, they didn't sent the money, they didn't return the money back to me, i contact the costumer care no response to me, when you write the person online he or she will ask you to verify your phone. When you did that is the end of the conversation.

  4. Harley-avatar


    My account has now been blocked for no reason at all!! First they have a technical problem now I tried to make my payment and my bank wanted to confirm it was me using my card so declined the payments after I sorted it out with my bank, I tried to log back into the app to see I have now been blocked this is outrageous and really don't rate this app at all!!!! Also I did everything the app asked me too I took a picture of my passport and a clear photo of myself and I still got blocked!!

  5. Bella Eghosa-avatar

    Bella Eghosa

    There are no words to describe how terrible this app is now, my transactions keep getting rejected for no reason, they blocked me,i fixed it but every time i use my card it keep saying error197, whatever that's means, there's nothing wrong with my card, and the customer support is just for display, nonexistence, i wish i can give less than 1 star

  6. Chidiebere Nnadi-avatar

    Chidiebere Nnadi

    Great rates and transfers get to my bank directly in reasonable time!

  7. Olibility TV-avatar

    Olibility TV

    Nice and reliable, don't expect perfection, so far I use it and it works for me and their customer care service responds too.

  8. Benjamin Mosses-avatar

    Benjamin Mosses

    This guys just refuse to refund my money, Using this app for transfer is a risk, just pray that you don't get any transfer issue. They won't refund your money.

  9. innocent wisdom-avatar

    innocent wisdom

    I made a transfer 4 days ago and the money just vanished into tin air, i tried calling them to no avail, i sent an email, no response, i tried chatting with their customer support and yet no response,,,this is by far the worst agency i have ever used,,,no one can tell me what happened to my money and how to get it back

  10. Charles Iyere-avatar

    Charles Iyere

    Great app, delivery is perfect, but sometimes is error, little have to be done to make money arrive in its destination on time...thanks