myRAMS v4.0.0
APK · 32.2 MB · version code 42100400 · Android 7.0+ · uploaded Aug 3, 2026
- Signature matches the Google Play version Details
Quick check before downloading
Answer this to unlock the download. It keeps automated downloaders away.
File information
- Version
- v4.0.0 (42100400)
- Uploaded
- Aug 3, 2026
- Size
- 32.2 MB
- Requires
- Android 7.0+ (API 24)
- CPU support
- ARM 64-bit
- Screen
- Small screens and larger
- MD5
- 2fe1b2868e863364494e8c65644c6768
- Signing certificate (SHA-1)
- 60:D3:01:CC:61:B2:2A:76:39:A3:98:8E:EB:52:9D:03:9B:D3:A6:0A
- Signed by
- CN=Rams, OU=Rams, O=Westpac Banking Corporation, L=Sydney, ST=NSW, C=AU
- File name
- au-com-rams-rams-42100400-75929966-2fe1b2868e863364494e8c65644c6768.apk
- Package
- au.com.rams.RAMS
- Downloads (all versions)
- 50K+
- Age rating
- PEGI 3 · Everyone
What's new in v4.0.0
We’ve made updates to improve your experience:
- Updated branding to show RAMS loans are now powered by Pepper Money
- Added Pepper Money disclosures and disclaimers
- Removed the option to consent to sharing your data with third parties, as this feature is not available
- Added a consent step for Move Money transactions, requiring you to accept the Terms and Conditions before proceeding
Permissions (12)
This version requests 12 permissions, 3 of them sensitive.
- Call phone Sensitive android.permission.CALL_PHONE
- Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
- Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
- Download without notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
- Full network access android.permission.INTERNET
- Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- Internal broadcast protection (app-defined) au.com.rams.RAMS.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
- Prevent the device from sleeping android.permission.WAKE_LOCK
- Use biometric hardware android.permission.USE_BIOMETRIC
- Use fingerprint hardware android.permission.USE_FINGERPRINT
- View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
- View network connections android.permission.ACCESS_NETWORK_STATE
Security & authenticity
Security rating: Trusted
Signing certificate
- Signature matches the Google Play version Checked by the source store on Aug 3, 2026.
- Certificate issued to “Westpac Banking Corporation” This is the certificate of the Google Play version.
- Same certificate as the 2 other versions checked
Store checks
- Developer signature verified Aug 3, 2026
- Validated against Google Play Aug 3, 2026
- Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020
Scans come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself.
How to install myRAMS on Android 7.0+
You'll need about 64.3 MB of free space.
- Download the APK — tap Download APK above (32.2 MB). Chrome shows “File might be harmful” for every APK file; choose Download anyway only if you trust this file.
- Open the file — tap the download notification, or open Files › Downloads and tap au-com-rams-rams-42100400-75929966-2fe1b2868e863364494e8c65644c6768.apk.
- Allow the install (first time only) — Android 8 and later asks for permission the first time an app opens an APK: tap Settings in the prompt, turn on Allow from this source, then go back. Manual path: Settings › Apps › Special app access › Install unknown apps (on Samsung: Settings › Apps › ⋮ › Special access). On Android 7 and older: Settings › Security › Unknown sources.
- Check the file (optional) — the MD5 of the downloaded file should be 2fe1b2868e863364494e8c65644c6768. If it differs, the file is damaged or was changed: delete it and download again.
- Tap Install — Android asks “Do you want to install this app?”. If Google Play Protect shows a warning, read it before you continue: the source store rated this file Trusted, but only install apps from sources you trust. If an earlier version is installed, this one only installs as an update when it is signed with the same certificate (SHA-1 shown above).
- Open myRAMS — tap Open on the install screen, or find it in your app drawer.
Common install problems
- “App not installed” — a version signed with a different certificate, or a newer version, is already installed (Android doesn't allow downgrades). Uninstall it first; back up your data, because uninstalling deletes it.
- “There was a problem parsing the package” — the file is incomplete, or your Android is too old (this version needs Android 7.0+). Download it again, or pick an older version.
- “App not compatible with your device” — this build contains native code for ARM 64-bit only. Devices with other processors can't install it.
- Blocked by Play Protect — Play Protect checks apps from outside the Play Store. Only continue if you trust the source.