Instant Personal Loan App
Social Worth Technologies Pvt. Ltd. · com.earlysalary.android
UpdatedApr 9, 2026
PublishedMar 27, 2019
Packagecom.earlysalary.android
MD570bcf2183398faec5868ffc5fc87c4a0
SHA1 (signer)85:57:1D:BB:5F:DC:5F:35:AB:A7:08:B6:F8:68:5D:FE:63:E1:DA:4D
Signed byCN=EarlySalary, OU=Socialworth, O=Socialworth, L=pune, ST=maharashtra, C=91
Architecturesx86, x86-64, armeabi-v7a, arm64-v8a
Malware scanTRUSTED
Websitehttps://www.fibe.in
Contact[email protected]
Privacy policyView
What's new
1. To enhance the Instant Loan Experience we have made our app journey smoother.
2. Stay connected with our new product launch and existing product enhancements with our all-new Blog section been included in the App.
3. Now our customers can opt-in for Instant Loan up to 5L and choose from EMIs up to 24 months.
4. Our newly launched Salary Card comes with a guaranteed offer which our customers can get after each transaction.
2. Stay connected with our new product launch and existing product enhancements with our all-new Blog section been included in the App.
3. Now our customers can opt-in for Instant Loan up to 5L and choose from EMIs up to 24 months.
4. Our newly launched Salary Card comes with a guaranteed offer which our customers can get after each transaction.
Description
Instant Cash Loans, Personal Loans, Online Loan, Instant Personal Loans
Loan amount: ₹ 8,000 - ₹ 5 lacs
Loan in just 10 minutes
Tenure: 3 – 24 months
100% digital process
Minimal paperwork
Minimum household income*: ₹ 3 lacs
× No collateral required
× No pre-closure charges
• ₹ 5,400+ crores worth loans disbursed
• 24 lacs loans disbursed
• 5 lacs+ happy customers
• Loan amount: ₹ 50,000
• Processing fee: ₹ 1,770
• Total Loan amount: ₹ 51,770
• Interest: 26% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,946
• Total Amount to be paid: ₹ 4,946 x 12 = ₹ 59,252
• Total interest paid: ₹ 59,252 - ₹ 51,770 = ₹ 7,582
• Total cost of loan: ₹ 7,582 + ₹ 1,770 = ₹ 9,352
👍
• Salaried Individuals
• Above 21 years
• Minimum take-home salary per month ₹15K
📑
EarlySalary aims to be one of the most user-friendly Instant Personal loan apps in India.
• PAN
• Aadhaar card
• Salary Account bank statement
📲
1. Login to the EarlySalary app.
2. Fill in some basic details and upload few documents.
3. Choose the loan amount and tenure.
4. Get the money transferred to your account in 10 minutes.
Below is the applicable fees and charges for loan products from EarlySalary:
Charges Amount
Interest rate:Starting ₹ 7/day
Processing fee:Up to 3% of the loan amount
Bounce charges:₹ 500
Late payment charges:₹ 500/3% of the loan amount whichever is higher as per overdue amount
Stamp duty:0.1% of loan amount
Mandate rejection charges:₹ 250 + GST
Pre-closure charges:₹ 0
A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App.
EarlySalary App is owned by Social Worth Technologies Private Limited who facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.),. It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans and the SalaryCard. EarlySalary offers a 100% digital loan application process that takes just minutes to complete.
Our lending partners:
• Earlysalary Services Private Limited
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
Loan amount: ₹ 8,000 - ₹ 5 lacs
Loan in just 10 minutes
Tenure: 3 – 24 months
100% digital process
Minimal paperwork
Minimum household income*: ₹ 3 lacs
× No collateral required
× No pre-closure charges
• ₹ 5,400+ crores worth loans disbursed
• 24 lacs loans disbursed
• 5 lacs+ happy customers
• Loan amount: ₹ 50,000
• Processing fee: ₹ 1,770
• Total Loan amount: ₹ 51,770
• Interest: 26% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,946
• Total Amount to be paid: ₹ 4,946 x 12 = ₹ 59,252
• Total interest paid: ₹ 59,252 - ₹ 51,770 = ₹ 7,582
• Total cost of loan: ₹ 7,582 + ₹ 1,770 = ₹ 9,352
👍
• Salaried Individuals
• Above 21 years
• Minimum take-home salary per month ₹15K
📑
EarlySalary aims to be one of the most user-friendly Instant Personal loan apps in India.
• PAN
• Aadhaar card
• Salary Account bank statement
📲
1. Login to the EarlySalary app.
2. Fill in some basic details and upload few documents.
3. Choose the loan amount and tenure.
4. Get the money transferred to your account in 10 minutes.
Below is the applicable fees and charges for loan products from EarlySalary:
Charges Amount
Interest rate:Starting ₹ 7/day
Processing fee:Up to 3% of the loan amount
Bounce charges:₹ 500
Late payment charges:₹ 500/3% of the loan amount whichever is higher as per overdue amount
Stamp duty:0.1% of loan amount
Mandate rejection charges:₹ 250 + GST
Pre-closure charges:₹ 0
A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App.
EarlySalary App is owned by Social Worth Technologies Private Limited who facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.),. It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans and the SalaryCard. EarlySalary offers a 100% digital loan application process that takes just minutes to complete.
Our lending partners:
• Earlysalary Services Private Limited
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
Required features
- Camera android.hardware.camera
- Faketouch android.hardware.faketouch
- Location android.hardware.location
- Microphone android.hardware.microphone
- Screen Portrait android.hardware.screen.portrait
- Telephony android.hardware.telephony
- Wifi android.hardware.wifi
Permissions (21)
Instant Personal Loan App requests the following Android permissions:
- Access Coarse Location android.permission.ACCESS_COARSE_LOCATION
- Access Network State android.permission.ACCESS_NETWORK_STATE
- Access Wifi State android.permission.ACCESS_WIFI_STATE
- Camera android.permission.CAMERA
- Foreground Service android.permission.FOREGROUND_SERVICE
- Internet android.permission.INTERNET
- Modify Audio Settings android.permission.MODIFY_AUDIO_SETTINGS
- Post Notifications android.permission.POST_NOTIFICATIONS
- Read Sms android.permission.READ_SMS
- Receive Boot Completed android.permission.RECEIVE_BOOT_COMPLETED
- Record Audio android.permission.RECORD_AUDIO
- Use Biometric android.permission.USE_BIOMETRIC
- Use Fingerprint android.permission.USE_FINGERPRINT
- Vibrate android.permission.VIBRATE
- Wake Lock android.permission.WAKE_LOCK
- Com Android Vending Check License com.android.vending.CHECK_LICENSE
- Com Earlysalary Android Dynamic Receiver Not Exported Permission com.earlysalary.android.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
- Com Earlysalary Android Permission Mipush Receive com.earlysalary.android.permission.MIPUSH_RECEIVE
- C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE
- Finsky Permission Bind Get Install Referrer Service com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- Gms Permission Ad Id com.google.android.gms.permission.AD_ID
