Instant Financial app icon

Instant Financial

Instant gives you free access to your earned pay after your shift.

INSTANT Financial · com.beinstant.INSTANT

Not rated yet 500K+ downloads v1.6.12 46.3 MB Android 6.0+ PEGI 3 · Everyone

Download APK 46.3 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v1.6.12 (1009835)
Updated
Nov 9, 2025 (11 months ago)
APK size
46.3 MB
Requires
Android 6.0+ (API 23)
CPU support
x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics
OpenGL ES 2.0+
Category
Finance (app)
Listed since
Jun 12, 2023 (at least)
Permissions
27 (4 sensitive)
Website
instant.co
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Instant Financial is an app by INSTANT Financial in the Finance category, listed since at least June 2023. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 2.1.0, the APK shrank from 111.2 MB to 46.3 MB. It asks for 27 permissions, 4 of them sensitive, including precise location, camera and approximate location. Compared with version 2.2.0, it adds 1 new permission (“Flashlight”) and drops 9 (“Run foreground services”, “Show notifications”, “Read shared storage” and 6 more).

What's new in v1.6.12

This version improves internal performance and targets a new version of geolocation tools.

Description

From the listing uploaded by “appupdater”.

Only available at employers offering Instant. For verified employees who are paid by Instant, the Instant Financial app gives you daily access to your earned wages and/or tips for free. Your employer must offer Instant as a pay disbursement option in order to receive your pay on Instant. Connect your Instant card with your Instant account to receive your wages and/or tips, make in-store and online purchases, and withdraw cash from ATMs. Use the Instant app to receive important notifications, claim Instant Pay offers, check your real-time balance and view your recent activity, find the nearest ATM for free cash withdrawals, and transfer your money to another bank account. Instant puts you in control over how you get paid. GETTING STARTED 1. Create an Instant account with your email address and password 2. Enter your personal information for verification purposes 3. Connect the Instant card you received from your manager by scanning the barcode to the right of your Instant card on your welcome letter (the paper your card was glued on) 4. Find your employer and add a job 5. Once you’re verified, you’ll receive your earned wages and/or tips right to your Instant card after your shift FEATURES & BENEFITS • Pair a new or replacement Instant card to your Instant account • Get notified when Instant Pay offers are available • Get notified when you’ve been paid your Instant Pay, the balance of your Net Pay, or Instant Tips • Receive your daily wages and/or tips directly to your Instant card and have immediate access to your money • Check your account balance and review your latest account activity • Find the nearest ATM for free cash withdrawal across the MoneyPass ATM Network (US) or the Exchange ATM Network (Canada) • Freeze and unfreeze your card so your money cannot be spent or withdrawn in case your card is lost or stolen • Transfer money to another bank account - one-time transfers and scheduled recurring transfers • Receive support via email, chat, or phone call • Update your personal information in the app • Pay your bills (in Canada only, US coming soon) NO USAGE FEES At Instant, we don’t believe in charging you fees to receive, spend, or access your own hard earned money. We only charge avoidable fees, such as a 90-day account inactivity fee or an off-network ATM withdrawal fee. For a comprehensive list of fees, please refer to our US Cardholder Agreement (https://www.instant.co/us-cha/) or our Canadian Cardholder Agreement (https://www.instant.co/ca-cardholder-agreement/) PRE-AUTHORIZATIONS Please be aware that some merchants, such as gas stations, restaurants, hotels, and car rental agencies, may place a temporary pre-authorization hold to ensure your card is valid and that there are sufficient funds on the card to cover the final amount. Holds are usually removed and released back to your card when the transaction is completed within 5 days or sooner. Some merchants, such as hotels and car rental agencies, have pre-authorization holds that can last up to 45 days. BANK TRANSFERS Please be aware that bank transfers made before 1PM ET can take an estimated 1 business day to process and appear in the destination bank account. Bank transfers made after 1PM ET will take an estimated 2 business days to process and appear in your destination bank account. Need your money sooner? Visit an ATM to withdraw your cash and deposit it into your bank account the same day. RESTRICTIONS Please note, you can only load your Instant card through wages, tips, or reimbursements received from your employer. SUPPORT • FAQ: https://instant.zendesk.com/hc/en-us • Chat Support: Tap on the menu icon, tap on “Help”, and tap on “Chat With Support” • Phone Support: Call the number on the back of your card

Version history

3 versions are listed, going back to v2.1.0. Since v1.6.12 it requires Android 6.0+.

v1.6.12 LATEST Nov 9, 2025 46.3 MB TRUSTED v2.2.0 Sep 30, 2026 111.8 MB TRUSTED v2.1.0 Jan 20, 2026 111.2 MB TRUSTED

All 3 versions

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Nov 9, 2025.
  • Certificate issued to “PayHero Inc.” This is the certificate of the Google Play version.
  • Same certificate as the 2 other versions checked

Store checks and file details

  • Developer signature verified Nov 9, 2025
  • Validated against Google Play Nov 9, 2025
  • Signed byCN=INSTANT, O=PayHero Inc., C=CA
  • Signing certificate (SHA-1)66:74:1B:75:94:B9:7B:77:F2:97:D7:E7:D3:59:E9:43:60:6B:6A:B1
  • File MD577bbc546bbc8e6ccd10808fdecb317cd
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (27)

Instant Financial requests 27 permissions, 4 of them sensitive.

Required hardware & features

Instant Financial APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Instant Financial APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 77bbc546bbc8e6ccd10808fdecb317cd.

Tags

beinstant instant finance

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