XPay.Life-Payments & Recharges app icon

XPay.Life-Payments & Recharges

XPay.Life - Utility Bill Payments & Recharges, Made In India.

XIPHIAS · com.xiphias.xpaylife

Not rated yet 1M+ downloads v10.1 19.9 MB Android 6.0+ PEGI 3 · Everyone

  • Signature matches the Google Play version Details

At a glance

Latest version
v10.1 (101)
Updated
Dec 4, 2025 (10 months ago)
APK size
19.9 MB
Requires
Android 6.0+ (API 23)
CPU support
x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit
Graphics
OpenGL ES 2.0+
Category
Finance (app)
Listed since
Dec 12, 2020 (at least)
Permissions
18 (6 sensitive)
Website
xpay.life
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

XPay.Life-Payments & Recharges is an app by XIPHIAS in the Finance category, listed since at least December 2020. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 18 permissions, 6 of them sensitive, including precise location, camera and read contacts. It asks for the same permissions as version 10.0. The app can read the advertising ID that ad and analytics services use.

What's new in v10.1

Brand New Design for faster Bill Payments & Recharges

Description

From the listing uploaded by “appupdater”.

Pay all your utility bills using XPay.Life that offers a full spectrum of Utility Bill Payment through Touch Screen Kiosk, Web, iOS and Android Mobile App and POS device. Users can make payment for Electricity, Water, Gas, Mobile Postpaid, Landline Postpaid, Broadband and DTH using different payment channels using XPay.Life App. Different Payment Channels enabled on XPay.Life App are: UPI Credit & Debit Card Net Banking Electricity Bill Payment : Make electricity bill payment for all the operators such as AVVNL, BESCOM, BESL, CESC, CESCOM, DHBVN, HESCOM, JBVNL, KSEBL, MGVCL, NDMC, TNEB, UPPCL, WBSEDCL and many more. Mobile Postpaid Bill : Pay your Mobile Postpaid Bill for Airtel, BSNL, Idea, Jio, Vodafone and more. DTH Bill Payment : Pay your DTH bills for Dish TV, Sun Direct TV, TATA Sky, Videocon D2H and more. Broadband Postpaid : Broadband Bill Payment can be made for ACT Fibernet, Airtel, Asianet, Comway, Connect Broadband, D Vois Communication, Fusionnet Web Services, Hathway, Nextra, Spectra, Tikona and more. Landline Postpaid : Pay your Landline Postpaid bills for Airtel, BSNL, MTNL and more. Water Bill Payment : Make water bill payment for NDMC, PHED, Bangalore Water Supply & Sewage Board, Delhi Jal Board, Haryana Urban Development Authority, Indore Municipal Corporation, Pune Municipal Corporation, Ranchi Municipal Corporation and many more. Gas Bill Payment : You can pay for Gas Bills for Adani Gas, Central UP Gas Limited, Gail Gas Limited, Green Gas Limited, Gujarat Gas Limited, Haryana Gas Limited, UCPGPL and more. Games : Play Exciting Games. App Permissions: SMS: To enable quick login via OTP. Camera: To update the profile. Storage: This allows us to locally store some data when you are raising a ticket using the app to make your experience faster and smoother. For any issue, we can be reached on [email protected] Visit our website www.xpay.life

Version history

3 versions are listed, going back to v9.9.

All 3 versions

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Dec 4, 2025.
  • Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.
  • Same certificate as the 2 other versions checked

Store checks and file details

  • Developer signature verified Dec 4, 2025
  • Validated against Google Play Dec 4, 2025
  • Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
  • Signing certificate (SHA-1)FF:13:DA:5E:FA:83:68:3C:4C:E7:82:96:26:09:9C:5C:2B:41:AF:29
  • File MD5d3eefc7915c74516ca768cd395f4fa6b
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (18)

XPay.Life-Payments & Recharges requests 18 permissions, 6 of them sensitive.

Required hardware & features

XPay.Life-Payments & Recharges APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the XPay.Life-Payments & Recharges APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is d3eefc7915c74516ca768cd395f4fa6b.

Tags

More Finance apps