Who Owes Me

💸 Never Forget Who Owes You Money Again! Tired of forgetting who borrowed money from you? Awkward conversations asking friends to pay you back? Losing track of split expenses and IOUs? Who Owes Me is the simple debt tracker that keeps your personal loans organized. Track money owed, split bills with friends, and settle debts — all in one app. ✨ WHY CHOOSE WHO OWES ME? ✓ Dead Simple — Add a person, log a payment, done. No complicated setup. ✓ Works Offline — Your data stays on your device. No account needed. ✓ Privacy First — Nothing uploaded to the cloud. Only you see your data. ✓ Free Forever — No subscriptions, no premium features locked away. 📱 KEY FEATURES • Debt Tracker & IOU Manager Log who owes you and who you owe. Positive = they owe you. Negative = you owe them. • Split Expenses with Friends Track shared bills, dinners, trips, rent, and group expenses easily. • Multiple Currencies Track debts in dollars, euros, or even fun IOUs like beers, coffees, and favors! • Due Date Reminders Set payment due dates and get notified when it's time to collect. • Quick Settle One tap to create a settlement payment and clear the balance. • Quick Repayment Long-press any payment to instantly create a repayment with the opposite amount. • Payment History Every change is logged. See exactly when and what happened — like a ledger. • Home Screen Widget Add payments instantly without opening the app. • Backup & Restore Export your data anytime. Import it back, or on a new device. • Quick Tags Speed up entry with preset tags: Loan, Rent, Dinner, Gas, Groceries, and more. • Search & Sort Find any person or payment quickly. Sort by name, amount, or date. 💡 PERFECT FOR: • Tracking borrowed money from friends and family • Splitting rent, utilities, and bills with roommates • Managing group expenses on trips • Keeping tabs on who owes lunch or coffee • Small business IOUs and informal loans • Couples tracking shared expenses • Anyone tired of forgetting who owes what! 🔒 YOUR PRIVACY MATTERS Your financial data stays on YOUR device. We don't collect, store, or share anything. No accounts, no cloud sync, no tracking. Just a simple tool that works. 📥 GET STARTED IN SECONDS 1. Add a person 2. Log a payment (positive = they owe you) 3. That's it! Track all your IOUs in one place. This is straight to the point app that is essentially a: debt tracker, IOU app, split expenses, money owed, money manager, expense tracker, split bills, loan tracker, personal finance, debt manager, money lending, borrowed money, owed money, payment reminder, settle debts, expense splitter, bill splitter, roommate expenses, shared expenses, money app, debt collector, loan manager, IOU tracker, pay me back, money tracker. Download Who Owes Me today and never lose track of borrowed money again!