ViCA

Virtual Chipcard Application for internet banking.

Cardinal Számítástechnikai Kft. · hu.cardinal.vica

Not rated yet 100K+ downloads v4.9.6 35.8 MB Android 10+ PEGI 3 · Everyone

Download APK 35.8 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v4.9.6 (496)
Updated: Aug 27, 2026 (1 month ago)
APK size: 35.8 MB
Requires: Android 10+ (API 29)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Category: Finance (app)
Listed since: Apr 3, 2021 (at least)
Permissions: 16 (3 sensitive)
Website: cardinal.hu
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

ViCA is an app by Cardinal Számítástechnikai Kft. in the Finance category, listed since at least April 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 4.3.3, the APK grew from 27.6 MB to 35.8 MB and the minimum Android version rose from 7.0 to 10. It asks for 16 permissions, 3 of them sensitive: precise location, camera and approximate location. It asks for the same permissions as version 4.9.5.

What's new in v4.9.6

-Bugfixes -Security improvements

Description

From the listing uploaded by “appupdater”.

A ViCA is a new, ground-breaking personal authentication tool that makes internet banking services much safer. You can use ViCA to log in to the internet banking service and you can sign your transfers with it. ViCA can help you to avoid scams, theft of user creditentials and your money. Important: this application can not be used by itself for internet banking purposes. An existing contract with your bank is required! At the moment, the ViCA application is available for the users of the following services: - CIB Bank | CIB Business Online system - Erste Bank | Electra és Vállalati NetBank - GIRO Zrt. | Electra system - K&H Bank | Electra system - KDB Bank | Netbank és PC Kontakt - MBH Bank | MBH Netbank és MBH Direct Bank/ Vállalati Netbank - Raiffeisen Bank | Electra system - OTP Bank | OTPdirekt Electra Terminál - Unicredit Bank | Spectra Please contact your bank for the terms and conditions to use the application! https://www.cardinal.hu/vica-frequently-asked-questions/?lang=en Required OS: Android 9 and up

Version history

4 versions are listed, going back to v4.3.3. Since v4.9.5 it requires Android 10+.

v4.9.6 LATEST Aug 27, 2026 35.8 MB TRUSTED v4.9.5 Jul 1, 2026 35.5 MB TRUSTED v4.8.0 Jan 31, 2026 36.6 MB TRUSTED v4.3.3 Aug 30, 2026 27.6 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Aug 27, 2026.
Certificate issued to “Cardinal Kft.” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Aug 27, 2026
Validated against Google Play Aug 27, 2026
Signed byO=Cardinal Kft., L=Budapest, C=HU
Signing certificate (SHA-1)3D:2A:F0:C7:EC:88:DE:D1:14:2E:A7:CB:E6:3A:7A:69:19:A6:1C:74
File MD50b572c216e4984d608c68b9cf7c932b4
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (16)

ViCA requests 16 permissions, 3 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Control vibration android.permission.VIBRATE
Foreground service data sync android.permission.FOREGROUND_SERVICE_DATA_SYNC
Full network access android.permission.INTERNET
Internal broadcast protection (app-defined) hu.cardinal.vica.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

ViCA APK: questions and answers

Is there a version of ViCA for older Android phones?

The current version needs Android 10 or later. Version 4.8.0 is the newest listed build that installs on Android 9 and later. Get version 4.8.0 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the ViCA APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 0b572c216e4984d608c68b9cf7c932b4.