UPay - Sri Lanka's Payment App

Smarter, Simpler, Secure! UPay simplifies your retail payments across Sri Lanka.

SDB Bank Plc · com.paymentservices.upay

5.0 out of 5 (1 rating) 500K+ downloads v23.1.3 92 MB Android 7.0+ PEGI 3 · Everyone

Download APK 92 MB All versions

Signature matches the Google Play version Details

UPay - Sri Lanka's Payment App screenshot 1

UPay - Sri Lanka's Payment App screenshot 2

UPay - Sri Lanka's Payment App screenshot 3

UPay - Sri Lanka's Payment App screenshot 4

UPay - Sri Lanka's Payment App screenshot 5

UPay - Sri Lanka's Payment App screenshot 6

UPay - Sri Lanka's Payment App screenshot 7

UPay - Sri Lanka's Payment App screenshot 8

At a glance

Latest version: v23.1.3 (186)
Updated: Jul 5, 2026 (3 months ago)
APK size: 92 MB
Requires: Android 7.0+ (API 24)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Category: Lifestyle (app)
Listed since: Nov 9, 2020 (at least)
Permissions: 18 (5 sensitive)
Website: upay.lk
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

UPay - Sri Lanka's Payment App is an app by SDB Bank Plc in the Lifestyle category, listed since at least November 2020. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 23.0.4, the minimum Android version rose from 6.0 to 7.0. It asks for 18 permissions, 5 of them sensitive, including precise location, camera and record audio. Compared with version 23.0.4, it adds 4 new permissions (“Approximate location”, “Precise location”, “See all installed apps” and “Hide overlay windows”) and drops 5 (“Read media images”, “Run at startup”, “Schedule exact alarms” and 2 more).

What's new in v23.1.3

Bug fixes and performance improvements

Description

From the listing uploaded by “appupdater”.

We've wrapped up all your daily essential needs in to one single mobile app, giving you back the time and convenience to truly enjoy your life. UPay, Sri Lanka’s award winning lifestyle assistant app gives you an innovative experience when accessing all your lifestyle needs. Pay your bills, Book a movie ticket or a doctors appointment - all with just a few taps on your mobile. Get on-board today and live life to the fullest! UPay is smarter, simpler and secure! Features: Quick Login Bill Payments to 40+ service providers SDB Banking Feature: · Check your Savings account balance · Browse through the Savings account transaction history · Check the latest Loan details · Pay your Loan overdue amount · Check your Fixed Deposit details · Generate a “Transaction Listing” and download or share as a pdf USell : · Become an instant merchant or a seller with just in 02 steps · Capture payments through LankaQR · Easy settlements · Transaction history view · Payment Notifications Real-time Fund transfers Credit Card Bill settlements Fund request Book a Doctors appointment Multiple Bill Payments Manage favorite payees Expense categorization Contactless payments with your credit/debit cards or bank account In-app customer support Multilingual support Opportunity to refer and earn

Version history

2 versions are listed, going back to v23.0.4. Since v23.1.3 it requires Android 7.0+.

v23.1.3 LATEST Jul 5, 2026 92 MB TRUSTED v23.0.4 Jan 15, 2026 96.3 MB TRUSTED

All 2 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Jul 5, 2026.
Certificate issued to “Upay” This is the certificate of the Google Play version.
Same certificate as the other version checked

Store checks and file details

Developer signature verified Jul 5, 2026
Validated against Google Play Jul 5, 2026
Signed byCN=Upay Team, OU=Upay, O=Upay, L=Colombo 07, ST=western, C=LK
Signing certificate (SHA-1)39:43:96:48:35:9E:E7:AF:7B:75:D6:A3:9B:6C:DE:03:28:7C:B3:CC
File MD5fd41c615b6d86222eac9d64bc8d4369d
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (1 other version compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (18)

UPay - Sri Lanka's Payment App requests 18 permissions, 5 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Hide overlay windows android.permission.HIDE_OVERLAY_WINDOWS
Internal broadcast protection (app-defined) com.paymentservices.upay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera any android.hardware.camera.any
Basic touch input android.hardware.faketouch
Location android.hardware.location
Microphone android.hardware.microphone
Portrait screen android.hardware.screen.portrait

UPay - Sri Lanka's Payment App APK: questions and answers

Is there a version of UPay - Sri Lanka's Payment App for older Android phones?

The current version needs Android 7.0 or later. Version 23.0.4 is the newest listed build that installs on Android 6.0 and later. Get version 23.0.4 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the UPay - Sri Lanka's Payment App APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the other version checked. After downloading, check that the file's MD5 is fd41c615b6d86222eac9d64bc8d4369d.