Unnati: Rs 3Lakh Online Loans app icon

Unnati: Rs 3Lakh Online Loans

Fully Digital Loan, Upto 2 year tenure, At Low Interest Rate & EMI

⭐Upwards-Quick Personal Loan For Salaried Employee · com.upwards.unnati

Not rated yet 100K+ downloads v5.4 11.2 MB Android 5.0+ PEGI 3 · Everyone

  • Signature matches the Google Play version Details

At a glance

Latest version
v5.4 (54)
Updated
Jul 7, 2024 (2 years ago)
APK size
11.2 MB
Requires
Android 5.0+ (API 21)
CPU support
Any (no native code)
Category
Finance (app)
Listed since
May 14, 2021 (at least)
Permissions
15 (3 sensitive)
Website
upwards.in
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Unnati: Rs 3Lakh Online Loans is an app by ⭐Upwards-Quick Personal Loan For Salaried Employee in the Finance category, listed since at least May 2021. It has no native code, so it runs on any Android processor.

It asks for 15 permissions, 3 of them sensitive: camera, approximate location and read phone status and identity. The app can read the advertising ID that ad and analytics services use.

What's new in v5.4

- Improved UI/UX of the app - Fixed minor bugs

Description

From the listing uploaded by “appupdater”.

💰 Unnati is the light web version of Upwards with only 8MB size, designed for grassroots 'Bharat' economy. We are India’s quickest personal loan provider for salaried individuals looking for loans upto Rs.3,00,000 over a 2 year tenure. Minimum monthly salary required is Rs 20,000💰 💰 Key Points: - Loan Amount: Rs 20,000 - Rs 3,00,000 - Loan Tenure (Minimum to Maximum): 3 - 24 months - Annual Interest Rate, APR (Minimum to Maximum): 16% - 34%; Maximum APR: 34% - Processing Fee: 2.5 - 5% of loan amount % Sample APR Calculation: - For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months, one time processing fee (say @2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. - The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24% - We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy. - We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy?origin_id=1021) - No private data (eg SMS, Contact & Storage) is collected without prominent disclosure. When collected, we provide adequate and full disclosure about our usage of any customer data and permissions at all stages in the user journey of our mobile app. Check Sample Journey: https://bit.ly/3CIzjYn - We do not do unauthorised publishing of your SMS logs or Contacts in any case. We read only transactional SMSs to ascertain the credit-worthiness and offer amount. Camera & Media i.e. Storage access is required to capture your selfie and other loan eligibility documents. 📝 Prominent Disclosures: Our Lending Partners: - Lendingkart Finance Limited ( NBFC partnership link https://www.lendingkart.com/partner-with-us/ ) 🎯 Why Unnati - Quick Personal Loans? ✔️ Quick approvals and disbursal (max 24 - 48 hours) ✔️ No paperwork or collateral - everything from the mobile app. ✔️ Only PAN, bank statement and salary slips required. ✔️ Prompt customer support ✔️ Low interest rate & foreclosure charges 🔐 Security & Protection of Privacy: - Protection of your privacy and your data security is a top priority. Our technology complies with mandated security standards & robust protocols which have been tested and certified. - We are also CISA compliant as per RBI norms: https://bit.ly/3oIYVfv 👍 Eligibility: - Salary > Rs.20,000/month - Age: 22 - 55 years - CIBIL: NTC or >= 625 🏠 Quick Personal Loan Available In Cities: - Mumbai, Pune - Delhi, Gurgaon, Noida - Bengaluru, Mysuru - Chennai, Coimbatore - Hyderabad, Secunderabad, Ranga Reddy - Ahmedabad, Surat - Jaipur, Indore - 50+ more cities 🤝 Unnati's Quick Personal Loans Are For: - Home construction & renovation - Family functions & weddings - Paying off other loans & credit card bills - Education fee financing - Travel - Medical emergency 📲 How does Unnati work? - Download and login - Fill in your loan requirements and employment info - Upload your KYC, AADHAAR, PAN and photo - Get Approved and disbursal on the same day ✔️ Loan Approval Criteria: - Income-to-Expense ratio - Demographics (Age, Marital status, Education etc.) - Professional experience (tenure with the employer, job stability, total work-ex etc.) - Purpose of your loan and its authenticity 📻 News on Upwards & Unnati loans: - Livemint: http://bit.ly/2Ndh6Mj - Inc42: http://bit.ly/2NKgtcD - ET Tech: http://bit.ly/2MohrGJ - ET Rise: http://bit.ly/2CUyfpi - VC Circle: http://bit.ly/2OlAof4 - Deal Street Asia: http://bit.ly/2Ndvy78

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Jul 7, 2024.
  • Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.

Store checks and file details

  • Developer signature verified Jul 7, 2024
  • Validated against Google Play Jul 7, 2024
  • Antivirus scan result not available
  • Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
  • Signing certificate (SHA-1)82:5F:35:59:2C:09:DD:CD:4E:3E:C3:1F:C1:0B:4D:0E:EF:DD:84:CE
  • File MD520db8a0bdc5b9320622f70cf01713649
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (15)

Unnati: Rs 3Lakh Online Loans requests 15 permissions, 3 of them sensitive.

Required hardware & features

Unnati: Rs 3Lakh Online Loans APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Unnati: Rs 3Lakh Online Loans APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. After downloading, check that the file's MD5 is 20db8a0bdc5b9320622f70cf01713649.

Tags

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