UCOPAY+

UCOPAY+:Alternative to your physical Purse/Batua & allows to open Insta-account

UCO BANK · com.lcode.ucopay

Not rated yet 1M+ downloads v1.4.1 9.8 MB Android 10+ PEGI 3 · Everyone

Download APK 9.8 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v1.4.1 (47)
Updated: Jan 29, 2026 (8 months ago)
APK size: 9.8 MB
Requires: Android 10+ (API 29)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Dec 11, 2020 (at least)
Permissions: 15 (7 sensitive)
Website: ucobank.com
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

UCOPAY+ is an app by UCO BANK in the Finance category, listed since at least December 2020. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 1.3.6, the minimum Android version rose from 4.4 to 10. It asks for 15 permissions, 7 of them sensitive, including precise location, camera and read contacts. It asks for the same permissions as version 1.4.0.

What's new in v1.4.1

Minor Fixes

Description

From the listing uploaded by “appupdater”.

UCO Bank, a commercial Bank and Government of India undertaking provides various customer oriented services. To facilitate customers more towards the digital Banking and cashless environment, UCO Bank launches UCOPAY+ a digital wallet app an alternative to your physical wallet/Batua. UCOPAY+ is a semi closed digital wallet application on Android platform to cater your financial requirement. It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc., sending money to your near & dear ones. It contains various features like adding money from your net banking/debit card/credit card, getting money from your pals, paying money to your pal’s wallet/UCO Bank account. It provides facility of QR Code scanning of merchants and doing quick payment. You can check all transaction statement and send it to your Email-IDs. How to Register:- • Download the app “ UCOPAY” from Android playstore. • Register in “UCOPAY” by entering your mobile number and creating your profile. • Load money into your wallet (through your net banking, debit card, Credit card, by asking from your Pal and by your Bank account). • Use the wallet money for your day to day expenses like bill payment, mobile/DTH recharge, online shopping etc. • Transfer money from wallet to UCO Bank account. • If you are a merchant, create your own QR code and receive the money by displaying the QR code to the customer. • Customer can pay the bill by scanning the QR code without any pain/complexity like writing account number/IFSC/Name etc. • Any complaints need to be forwarded to [email protected] All you need to access the wallet is: • Android OS phone • Access to Internet which can be via Wi-Fi or your mobile internet

Version history

4 versions are listed, going back to v1.3.6. Since v1.4.0 it requires Android 10+.

v1.4.1 LATEST Jan 29, 2026 9.8 MB TRUSTED v1.4.0 Aug 21, 2025 9.8 MB TRUSTED v1.3.9 Nov 5, 2025 9.1 MB TRUSTED v1.3.6 Aug 28, 2026 9.4 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Jan 29, 2026.
Certificate issued to “UCO BANK” This is the certificate of the Google Play version.
Same certificate as the 3 other versions checked

Store checks and file details

Developer signature verified Jan 29, 2026
Validated against Google Play Jan 29, 2026
Signed byCN=UCO BANK, OU=Mobile Developer, O=UCO BANK, L=kolkata, ST=West Bengal, C=IN
Signing certificate (SHA-1)AA:38:F6:C6:DF:AA:74:3E:D2:0C:9F:57:45:E7:50:8D:DC:9C:8C:2C
File MD56a012070a8f6de4a4eefd9ff699d6fd3
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (3 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (15)

UCOPAY+ requests 15 permissions, 7 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Find accounts on the device Sensitive android.permission.GET_ACCOUNTS
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Full network access android.permission.INTERNET
Hide overlay windows android.permission.HIDE_OVERLAY_WINDOWS
Internal broadcast protection (app-defined) com.lcode.ucopay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

UCOPAY+ APK: questions and answers

Is there a version of UCOPAY+ for older Android phones?

The current version needs Android 10 or later. Version 1.3.9 is the newest listed build that installs on Android 5.0 and later. Get version 1.3.9 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the UCOPAY+ APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 3 other versions checked. After downloading, check that the file's MD5 is 6a012070a8f6de4a4eefd9ff699d6fd3.