Tala Kenya

Instant, on-demand access to loans from anywhere in Kenya!

Tala Mobile · com.inventureaccess.safarirahisi

4.1 out of 5 (7 ratings) 10M+ downloads v7.30.0 8.1 MB Android 4.0.3+ PEGI 3 · Everyone

Download APK 8.1 MB All versions

At a glance

Latest version: v7.30.0 (22900)
Updated: Mar 30, 2019 (7 years ago)
APK size: 8.1 MB
Requires: Android 4.0.3+ (API 15)
CPU support: Any (no native code)
Category: Finance (app)
Permissions: 28 (12 sensitive)
Website: tala.co.ke
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Tala Kenya is an app by Tala Mobile in the Finance category. It has no native code, so it runs on any Android processor.

Since version 6.1.0, the APK grew from 5.9 MB to 8.1 MB and the minimum Android version rose from 2.3 to 4.0.3. It asks for 28 permissions, 12 of them sensitive, including precise location, camera and read contacts.

Ratings

4.1out of 57 ratings

5 ★57%
4 ★0%
3 ★43%
2 ★0%
1 ★0%

Ratings from users of the source store — not collected or verified by AAPKs.

What's new in v7.30.0

Mkopo Rahisi is now Tala, with the same access to instant M-Pesa loans. We’ve grown together as your trusted financial partner. This won’t change. Discover these customer-inspired improvements inside Tala: - Improved scoring to serve more Kenyans - Ability to easily check your credit limit - Faster loan application process with reduced pages and questions - A cleaner, modern, and easier to navigate interface - A chance to learn from other customers through in-app customer stories

Description

From the listing uploaded by “sirjay”.

Tala is Kenya’s #1 finance app! We provide credit at your fingertips, whenever, wherever. All with low fees and an easy repayment schedule. How does it work? ● Apply in 5 minutes ● Get approved in seconds ● Cash sent instantly to your M-Pesa ● Build your credit up to 30,000 KSh by making loan payments on time! Privacy and permissions: When you download Tala, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission. Terms and Conditions: Tala charges a service fee of 11-15%* of principal. Repayment schedules may vary; however, the maximum repayment period for a Tala loan is 21 or 30 days from disbursement. Maximum late fee of 8% of principal. Additional terms and conditions apply. Example: 30-day loan; 15% service fee (on-time repayment) Amount of Principal: KSH 10,000 Amount of Service Fee: KSH 1,500 Total: KSH 11,500 *Effective APR: 183-191%. Tala will never charge you more than the amount of your service fee (plus, if you do not repay on time, a one-time default fee). Interest and fees do not compound or accrue.

Version history

3 versions are listed, going back to v6.1.0. Since v7.21.0 it requires Android 4.0.3+.

v7.30.0 LATEST Mar 30, 2019 8.1 MB UNKNOWN v7.21.0 Mar 11, 2019 9.2 MB UNKNOWN v6.1.0 Aug 25, 2016 5.9 MB UNKNOWN

All 3 versions

Security & authenticity

Security rating: Unknown

Signing certificate

Certificate issued to “InVenture” Not the developer's name (“Tala Mobile”). Names in certificates can't be verified, so this alone proves nothing.

Store checks and file details

Developer signature not checked yet Mar 30, 2019
Antivirus scan passed Dec 31, 2021
Signed byCN=Jon Blackwell, OU=InVenture, O=InVenture, L=Los Angeles, ST=CA, C=US
Signing certificate (SHA-1)DC:DE:8C:16:EC:DA:08:CD:E9:25:8B:29:68:80:1F:E1:50:73:79:C4
File MD5d5a90bc30c5286e9ae85c57e60b205d1
Uploaded by “sirjay” 10 followers · uploading since 2019

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (28)

Tala Kenya requests 28 permissions, 12 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Display over other apps Sensitive android.permission.SYSTEM_ALERT_WINDOW
Find accounts on the device Sensitive android.permission.GET_ACCOUNTS
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read calendar Sensitive android.permission.READ_CALENDAR
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Read sms Sensitive android.permission.READ_SMS
Receive sms Sensitive android.permission.RECEIVE_SMS
Access coarse updates android.permission.ACCESS_COARSE_UPDATES
Authenticate accounts android.permission.AUTHENTICATE_ACCOUNTS
Bluetooth android.permission.BLUETOOTH
Browser read history bookmarks (custom) com.android.browser.permission.READ_HISTORY_BOOKMARKS
Change network state android.permission.CHANGE_NETWORK_STATE
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Get tasks android.permission.GET_TASKS
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Prevent the device from sleeping android.permission.WAKE_LOCK
Push messaging (app-defined) com.inventureaccess.safarirahisi.permission.C2D_MESSAGE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Use credentials android.permission.USE_CREDENTIALS
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Location android.hardware.location
GPS android.hardware.location.gps
Network location android.hardware.location.network
Portrait screen android.hardware.screen.portrait
Telephony (SIM) android.hardware.telephony
Touchscreen android.hardware.touchscreen
Wi-Fi android.hardware.wifi

Tala Kenya APK: questions and answers

Can I install this APK over the version I already have?

Only if it is signed with the same certificate as the copy on your phone and isn't an older version. If Android says “App not installed”, the certificates differ; uninstalling your copy first works but deletes its data unless it is backed up.

Is the Tala Kenya APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Unknown. After downloading, check that the file's MD5 is d5a90bc30c5286e9ae85c57e60b205d1.