ČSOB Smart

ČSOB Smart — Your bank and insurer at hand

Ceskoslovenska obchodni banka, a.s. · cz.csob.smart

3.5 out of 5 (2 ratings) 1M+ downloads v17.12.3 78.4 MB Android 9+ PEGI 3 · Everyone

Download APK 78.4 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v17.12.3 (49018)
Updated: Sep 29, 2026 (9 days ago)
APK size: 78.4 MB
Requires: Android 9+ (API 28)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Aug 1, 2022 (at least)
Permissions: 24 (7 sensitive)
Website: csob.cz/smart
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

ČSOB Smart is an app by Ceskoslovenska obchodni banka, a.s. in the Finance category, listed since at least August 2022. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 15.5.4, the minimum Android version rose from 7.0 to 9. It asks for 24 permissions, 7 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 17.8.4.

What's new in v17.12.3

Further improvements and bug fixes

Description

From the listing uploaded by “appupdater”.

With ČSOB Smart you have the whole bank and insurance company in your mobile. You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes. Why it is great to have ČSOB Smart 1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan. 2. You always know how much money you have, both in your current and savings account, and even on investments account. 3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code. 4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products. 5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time. 6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products. 7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card. 8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app. And that's not all! You can explore more features after downloading it.

Version history

5 versions are listed, going back to v15.5.4. Since v15.15.7 it requires Android 9+.

v17.12.3 LATEST Sep 29, 2026 78.4 MB TRUSTED v17.8.4 Sep 15, 2026 80 MB TRUSTED v17.8.3 Sep 11, 2026 80 MB TRUSTED v15.15.7 Mar 10, 2026 80.1 MB TRUSTED v15.5.4 Mar 16, 2026 77.9 MB TRUSTED

All 5 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Sep 29, 2026.
Certificate issued to “Ceskoslovenska obchodni banka, a.s.” This is the certificate of the Google Play version.
Same certificate as the 3 other versions checked

Store checks and file details

Developer signature verified Sep 29, 2026
Validated against Google Play Sep 29, 2026
Signed byCN="Ceskoslovenska obchodni banka, a.s.", OU=Android, O="Ceskoslovenska obchodni banka, a.s.", C=CZ
Signing certificate (SHA-1)51:D0:27:6A:F2:7B:55:AA:CB:DC:7F:EB:68:AE:CD:B4:44:D8:61:C2
File MD58a6783d459d106e37e7a214cd90e176c
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (3 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (24)

ČSOB Smart requests 24 permissions, 7 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Commondata get common data (custom) com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
Control vibration android.permission.VIBRATE
Foreground service data sync android.permission.FOREGROUND_SERVICE_DATA_SYNC
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) cz.csob.smart.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Mapsagent read app info (custom) com.samsung.android.mapsagent.permission.READ_APP_INFO
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Request delete packages android.permission.REQUEST_DELETE_PACKAGES
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera any android.hardware.camera.any
Camera autofocus android.hardware.camera.autofocus
Basic touch input android.hardware.faketouch

ČSOB Smart APK: questions and answers

Is there a version of ČSOB Smart for older Android phones?

The current version needs Android 9 or later. Version 15.5.4 is the newest listed build that installs on Android 7.0 and later. Get version 15.5.4 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the ČSOB Smart APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 3 other versions checked. After downloading, check that the file's MD5 is 8a6783d459d106e37e7a214cd90e176c.