Raiz

Raiz helps you save & invest starting with virtual spare change from your everyday purchases and invest this into a diversified portfolio of stocks and bonds. Raiz your confidence in saving more and managing your finances with Raiz. You can easily get started in minutes: anytime, anywhere. Featured in: Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Sky Business News · Smart Investing · Raiz makes it easy to invest small amounts regularly, the Raiz philosophy, as this is one of the keys to having a healthier balance over the long term. Raiz makes growing your wealth easy & automated through round-ups, recurring savings plan and lump sum investment options, investing for you in the background of life. · Bank Level Security · Your peace of mind is our highest priority. Raiz protects your information, prevents unauthorised account access, and notifies you of unusual activity. · Raiz Kids · A simple way to save & invest for your kids/grandkids/niece/nephew’s future. It can be used to save and invest for anyone you care for under the age of 18. · Wealth Fitness Notifications · Our My Finance feature lets you be smarter with your money, with notifications that keep you up to date. This feature not only looks at your current spending, with its machine learning capability – the more you use it, the better it can help you project your future spending. · Simple Fees · Only $1.25/month for accounts under $5,000 and just 0.275% per year for accounts $5,000 or more. - You can withdraw whenever you like with no penalty - Deposit whenever you like with no additional fees. - No fees for accounts with a $0 balance while using the other features of Raiz Download Raiz now for FREE! There are no fees until you decide to invest, and you can withdraw your money at any time without penalty. HOW WE INVEST · Diversification · Instead of trying to pick individual stocks, Raiz diversifies your investment across hundreds of the most widely held Australian and international companies, corporate bonds, government bonds, and cash. · Automatic Rebalancing · Raiz automatically rebalances your portfolio to mitigate risk and optimize returns. This means we keep your account in a target mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Buy low, sell high. The Raiz philosophy is to invest small amounts regularly, no matter the market conditions. We believe this is one of the keys to having a healthier balance over the long term and managing uncertainty associated with the markets. See what the press has to say: “"This is one of the greatest products I have seen in my career.” - Noel Whittaker, author of Making Money Made Simple “The app makes investing effortless” - Forbes "This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." -Bloomberg Businessweek “The best app I’ve ever downloaded saves me $$ every day without having to lift a finger.”- Mamamia This app is operated by RAIZ Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia product will be issued in Australia by Instreet Investments Limited (ACN 128 813 016 AFSL 434776) and promoted by RAIZ Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement for this product is available on the Raiz website or App. A person should read and consider the Product Disclosure Statement in deciding whether or not to acquire and continue to hold interests in the product. The risks of investing in this product will be fully set out in the Product Disclosure Statement, and include the risks that would ordinarily apply to investing. "Raiz Invest" is a registered trademarks of RAIZ Invest Australia Limited.