POSB Smart Buddy

Manage and view your child's spending/savings through Smart Buddy application.

Network for Electronic Transfers (SG) Pte Ltd. · com.nets.smartbuddy

Not rated yet 50K+ downloads v3.27.0 81.6 MB Android 8.0+ PEGI 3 · Everyone

Download APK 81.6 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v3.27.0 (3270391)
Updated: Jul 20, 2026 (3 months ago)
APK size: 81.6 MB
Requires: Android 8.0+ (API 26)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Category: Business (app)
Listed since: Oct 21, 2020 (at least)
Permissions: 36 (8 sensitive)
Website: nets.com.sg
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

POSB Smart Buddy is an app by Network for Electronic Transfers (SG) Pte Ltd. in the Business category, listed since at least October 2020. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 3.19.0, the APK grew from 51.5 MB to 81.6 MB and the minimum Android version rose from 4.3 to 8.0. It asks for 36 permissions, 8 of them sensitive, including precise location, camera and approximate location. It asks for the same permissions as version 3.26.0.

What's new in v3.27.0

Your watch, your way! Our latest update brings exciting new watch face selections right to your app. You can now personalise your watch and select your favourite watch face in-app. Update today for a smoother, more enjoyable experience with general improvements and to make your watch truly yours!

Description

From the listing uploaded by “appupdater”.

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. You can instantly increase allowance, manage your child's finances and encourage smart living and saving habits. Most of all, you get to do them all while on the go. Features: · Set daily or weekly allowances · Create savings goal · Monitor spending/savings · Link payment cards (i.e. Smart Buddy, School Smartcard, EZ-Link Card) · Link Smart Buddy Watch for fitness tracking

Version history

5 versions are listed, going back to v3.19.0. New versions arrive here every few months. Since v3.24.0 it requires Android 8.0+.

v3.27.0 LATEST Jul 20, 2026 81.6 MB TRUSTED v3.26.0 May 27, 2026 78.8 MB TRUSTED v3.25.0 Apr 6, 2026 78.7 MB TRUSTED v3.24.0 Mar 18, 2026 79.7 MB TRUSTED v3.19.0 Dec 21, 2025 51.5 MB TRUSTED

All 5 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Jul 20, 2026.
Certificate issued to “3radical” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Jul 20, 2026
Validated against Google Play Jul 20, 2026
Signed byO=3radical
Signing certificate (SHA-1)1B:77:DB:76:3A:8C:62:D7:5D:02:A7:80:40:BE:95:97:5D:89:D0:BB
File MD52471afd0b55986462a5cb683bba5e2c1
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (36)

POSB Smart Buddy requests 36 permissions, 8 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Bluetooth advertise Sensitive android.permission.BLUETOOTH_ADVERTISE
Bluetooth connect Sensitive android.permission.BLUETOOTH_CONNECT
Bluetooth scan Sensitive android.permission.BLUETOOTH_SCAN
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Badge read (custom) com.sec.android.provider.badge.permission.READ
Badge write (custom) com.sec.android.provider.badge.permission.WRITE
Badger badge count read (custom) me.everything.badger.permission.BADGE_COUNT_READ
Badger badge count write (custom) me.everything.badger.permission.BADGE_COUNT_WRITE
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Home broadcast badge (custom) com.sonyericsson.home.permission.BROADCAST_BADGE
Home provider insert badge (custom) com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
Internal broadcast protection (app-defined) com.nets.smartbuddy.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Launcher change badge (custom) com.huawei.android.launcher.permission.CHANGE_BADGE
Launcher read settings (custom) com.htc.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.huawei.android.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.oppo.launcher.permission.READ_SETTINGS
Launcher update badge (custom) com.majeur.launcher.permission.UPDATE_BADGE
Launcher update count (custom) com.anddoes.launcher.permission.UPDATE_COUNT
Launcher update shortcut (custom) com.htc.launcher.permission.UPDATE_SHORTCUT
Launcher write settings (custom) com.huawei.android.launcher.permission.WRITE_SETTINGS
Launcher write settings (custom) com.oppo.launcher.permission.WRITE_SETTINGS
Permission (custom) com.styl.smartbuddy.PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Read app badge android.permission.READ_APP_BADGE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Bluetooth Low Energy android.hardware.bluetooth_le
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait

POSB Smart Buddy APK: questions and answers

Is there a version of POSB Smart Buddy for older Android phones?

The current version needs Android 8.0 or later. Version 3.19.0 is the newest listed build that installs on Android 4.3 and later. Get version 3.19.0 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the POSB Smart Buddy APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 2471afd0b55986462a5cb683bba5e2c1.