OTP SmartBank

Using OTP Bank’s application you can access services of OTP Bank

OTP Bank Nyrt. · com.aff.otpdirekt

3.0 out of 5 (2 ratings) 1M+ downloads v20.16.3 61.7 MB Android 7.0+ PEGI 3 · Everyone

Download APK 61.7 MB All versions

Signature matches the Google Play version Details

Watch the OTP SmartBank trailer on YouTube

At a glance

Latest version: v20.16.3 (20260701)
Updated: Jul 21, 2026 (3 months ago)
APK size: 61.7 MB
Requires: Android 7.0+ (API 24)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jan 24, 2022 (at least)
Permissions: 25 (7 sensitive)
Website: otpbank.hu/portal/mobile/SmartBank
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

OTP SmartBank is an app by OTP Bank Nyrt. in the Finance category, listed since at least January 2022. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 20.11.3, the APK shrank from 71.3 MB to 61.7 MB and the minimum Android version rose from 5.0 to 7.0. It asks for 25 permissions, 7 of them sensitive, including precise location, camera and approximate location. It asks for the same permissions as version 20.15.35.

What's new in v20.16.3

Simplified registration support for eligible customers joining the new Business Internet and Mobile Banking services Minor bug fixes

Description

From the listing uploaded by “appupdater”.

Using OTP Bank’s SmartBank Androidapplication, you can easily access OTP Bank’s electronic banking services. Technical requirements - OS: all phones and tablets running Android 4.1 and above - iPads with mobile design In the case of jailbroken devices, the SmartBank application's new version is not available. Please read our privacy policy before downloading the Smartbank Application. Here's what you need to know: https://www.otpbank.hu/static/portal/sw/file/Altalanos_USZ_20140315_utan_5sz_mell_Adatvedelem_20210218.pdf From March 24, 2022, the SmartBank service will be phased out in the retail clientele and will be replaced with the new OTP Bank Mobile Application. You can read about the details on www.otpbank.hu. OTP SmartBank To use SmartBank, you need to register in the application, which requires your internetbank identifier and a 6-8 digit PIN code. The PIN code can be substituted by a fingerprint if the device is capable. To finish the registration, providing an SMS code is necessary. Functions - Domestic Forint transfers, Foreign currency transfers, Repeating transactions - Card-to-card transfers (for retail accounts) - Cheque scanning - Account details, Account history - Check transactions - Sign transactions (for corporate accounts) - Future transfers - Bankcard details, changing limits, activation blockage and webCARD details (for retail accounts) - Bankcard menu, Add To Apple Pay Wallet - Motorway ticket - Mobile phone top-up - Time deposits (details and early mature) - New time deposit - „Vásárlási kedvezmények” registration, offers, query - Settings: blocking access, changing password, enable multitasking, profile settings - Messages - Online purchase - Saving and deleting templates - Renaming accounts - Sharing transaction details - 3D touch (QR scan, account history)

Version history

5 versions are listed, going back to v20.11.3. Since v20.15.15 it requires Android 7.0+.

v20.16.3 LATEST Jul 21, 2026 61.7 MB TRUSTED v20.15.35 May 19, 2026 61.6 MB TRUSTED v20.15.32 May 14, 2026 61.9 MB TRUSTED v20.15.15 Nov 7, 2025 90.3 MB TRUSTED v20.11.3 Dec 30, 2025 71.3 MB TRUSTED

All 5 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Jul 21, 2026.
Certificate issued to “OTP Bank Nyrt.” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Jul 21, 2026
Validated against Google Play Jul 21, 2026
Signed byO=OTP Bank Nyrt., L=Budapest
Signing certificate (SHA-1)D5:7E:A9:5A:A8:3D:B7:F2:EF:FB:41:C7:CE:B4:60:BC:A6:3F:8B:50
File MD5361a0af55d7db86ae1f22eb4fa45c65a
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (25)

OTP SmartBank requests 25 permissions, 7 of them sensitive.

Access media location Sensitive android.permission.ACCESS_MEDIA_LOCATION
Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Bluetooth android.permission.BLUETOOTH
Control vibration android.permission.VIBRATE
Flashlight android.permission.FLASHLIGHT
Full network access android.permission.INTERNET
Get tasks android.permission.GET_TASKS
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Interact across users full android.permission.INTERACT_ACROSS_USERS_FULL
Internal broadcast protection (app-defined) com.aff.otpdirekt.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Push messaging (app-defined) com.aff.otpdirekt.gcm.permission.C2D_MESSAGE
Push messaging (app-defined) com.aff.otpdirekt.permission.C2D_MESSAGE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Landscape screen android.hardware.screen.landscape
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

OTP SmartBank APK: questions and answers

Is there a version of OTP SmartBank for older Android phones?

The current version needs Android 7.0 or later. Version 20.11.3 is the newest listed build that installs on Android 5.0 and later. Get version 20.11.3 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the OTP SmartBank APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 361a0af55d7db86ae1f22eb4fa45c65a.