OP-mobile

Handle your daily banking easily on OP-mobile.

OP-Pohjola osk · fi.op.android.opmobiili

3.0 out of 5 (1 rating) 1M+ downloads v86.0.0 190.6 MB Android 10+ PEGI 3 · Everyone

Download APK 190.6 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v86.0.0 (10148)
Updated: Oct 8, 2026 (today)
APK size: 190.6 MB
Requires: Android 10+ (API 29)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jan 29, 2021 (at least)
Permissions: 26 (11 sensitive)
Website: uusi.op.fi/verkkopalveluiden-kaytto/op-mobiili
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

OP-mobile is an app by OP-Pohjola osk in the Finance category, listed since at least January 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 36.0.0, the APK grew from 19.5 MB to 190.6 MB and the minimum Android version rose from 5.0 to 10. It asks for 26 permissions, 11 of them sensitive, including precise location, camera and read contacts. It asks for the same permissions as version 85.0.1.

What's new in v86.0.0

We're continuously improving OP-mobile. Download the latest version of the app from your device's app store to get updates and to use new features.

Description

From the listing uploaded by “appupdater”.

OP-mobile is an easy and secure app for managing your main banking and insurance, wherever you are. You can also have your company’s banking services at hand. You can use Mobile key to identify yourself for OP's digital services and public services, and confirm payments for online purchases. Frequently Asked Questions Question: Why does OP-mobile ask permissions to use my device's other applications, such as contacts, camera or phone? Answer: Here's why OP-mobile needs permissions, by application: • Contacts: to get the payee's phone number for a Siirto payment • Location: to locate the nearest branch office and Otto ATM and to provide directions • Phone calls: to enable you to call directly from OP-mobile the customer service numbers of OP's banking and insurance services • Photos/Media/Files: to save receipts of payments and account transactions from OP-mobile to your device • Camera: to scan a bill's barcode • Phone status: because using the Mobile key requires device information. Question: Why can't I use OP-mobile with the Developer Preview, LineageOS or other unofficial operating systems for Android? Answer: We can only guarantee the app's secure use for officially released Android versions. Question: Why doesn't fingerprint authentication work in my device? Answer: In some devices, possible shortcomings in fingerprint functionality implementation may prevent enabling fingerprint authentication on OP-mobile. Question: Where can I find my salary data? Answer: To view your salary data on OP-mobile, go to Money > Accounts and cards >Salary data. Question: My device is rooted. Will OP-mobile function normally on my device? Answer: Use of the Mobile key and fingerprint authentication is prevented in rooted devices for data security reasons. Question: Why does Google Play say that OP-mobile is not available in my country even if I am in Finland? Answer: Google determines availability of apps based on the country setting of the user's Google Account. If the country setting is other than Finland, OP-mobile is not available. Question: Why is OP-mobile not available outside Finland? Answer: You can download OP-mobile from the app store in a restricted range of countries. OP-mobile is available in the EU and EEA countries. The General Terms and Conditions for OP User IDs and OP eServices define that the OP user IDs and digital services are meant to be used in the Finnish market, and that the laws of Finland apply to this agreement. In practice, US Export regulations prevent us from displaying the application worldwide. In addition, there are countries where it is not allowed to make the application available.

Version history

9 versions are listed, going back to v36.0.0. New versions arrive here every few months. Since v81.0.1 it requires Android 10+.

v86.0.0 LATEST Oct 8, 2026 190.6 MB TRUSTED v85.0.1 Sep 11, 2026 189.5 MB TRUSTED v85.0.0 Sep 7, 2026 189.7 MB TRUSTED v84.0.0 Sep 11, 2026 190.2 MB TRUSTED v81.0.1 Jul 21, 2026 185.3 MB TRUSTED

All 9 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Oct 8, 2026.
Certificate issued to “OP-Pohjola osk” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Oct 8, 2026
Validated against Google Play Oct 8, 2026
Signed byCN=OP-Pohjola osk, OU=OP-Pohjola osk, O=OP-Pohjola osk, L=Helsinki, ST=Unknown, C=FI
Signing certificate (SHA-1)83:21:88:48:95:54:89:C6:15:A1:E8:38:98:03:59:64:68:82:CB:08
File MD566b61fc489c1d2b7197e84b2f4dfb4d4
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (26)

OP-mobile requests 26 permissions, 11 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Bluetooth advertise Sensitive android.permission.BLUETOOTH_ADVERTISE
Bluetooth connect Sensitive android.permission.BLUETOOTH_CONNECT
Bluetooth scan Sensitive android.permission.BLUETOOTH_SCAN
Call phone Sensitive android.permission.CALL_PHONE
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Flashlight android.permission.FLASHLIGHT
Full network access android.permission.INTERNET
Hide overlay windows android.permission.HIDE_OVERLAY_WINDOWS
High sampling rate sensors android.permission.HIGH_SAMPLING_RATE_SENSORS
Internal broadcast protection (app-defined) fi.op.android.opmobiili.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Nfc android.permission.NFC
Prevent the device from sleeping android.permission.WAKE_LOCK
Read Google service settings com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait

OP-mobile APK: questions and answers

Is there a version of OP-mobile for older Android phones?

The current version needs Android 10 or later. Version 78.0.0 is the newest listed build that installs on Android 9 and later. Get version 78.0.0 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the OP-mobile APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 66b61fc489c1d2b7197e84b2f4dfb4d4.