neobank dari BNC Digital app icon

neobank dari BNC Digital

Digital services from Bank Neo Commerce: savings, deposits & loans

Digital Banking Bank Neo Commerce · com.bnc.finance

Not rated yet 10M+ downloads v3.7.10 20.4 MB Android 5.0+ PEGI 3 · Everyone

Download APK 20.4 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v3.7.10 (274)
Updated
Sep 28, 2026 (10 days ago)
APK size
20.4 MB
Requires
Android 5.0+ (API 21)
CPU support
Any (no native code)
Category
Finance (app)
Listed since
May 10, 2021 (at least)
Permissions
35 (10 sensitive)
Website
bankneocommerce.co.id
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

neobank dari BNC Digital is an app by Digital Banking Bank Neo Commerce in the Finance category, listed since at least May 2021. It has no native code, so it runs on any Android processor.

Since version 3.6.40, the APK grew from 17.4 MB to 20.4 MB. It asks for 35 permissions, 10 of them sensitive, including precise location, camera and read contacts. It asks for the same permissions as version 3.7.02. The app can read the advertising ID that ad and analytics services use.

What's new in v3.7.10

Kami mengoptimalkan beberapa fitur untuk memberikan kemudahan lebih untukmu!

Description

From the listing uploaded by “appupdater”.

Introducing neobank, a digital banking service offered by Bank Neo Commerce, which already serves over 30 million users. With a user-friendly interface, neobank offers many attractive features that make managing your finances easier, safer, and more enjoyable. Take advantage of various cool features at neobank: NOW Savings Savings with daily interest! Open an online account with any initial deposit and earn 4.25% p.a. interest. WOW Deposit Like saving with higher interest, up to 7.5% p.a. Low initial deposits, starting from IDR 100,000. Flexible terms, from 7 days to 1 year! Membership Level Enjoy even more benefits as you increase your level. From exclusive coupons, discount coupons for phone credit and bills, to FREE interbank transfers! Free Transfers Upgrade your membership level and get up to 30 free transfers per month! Neo Loan Need a loan that's transparent, guaranteed safe, and hassle-free? Neo Loan is the solution. Applications are easy, limits are high, and approvals are fast. Loan Product Information: • Loan Term: Minimum 2 months – Maximum 24 months • Loan Limit: From IDR 500,000 to IDR 100,000,000 • Interest: Starting from 0.06% flat per day (equivalent to a maximum APR of 21.9% per year) Loan Simulation Example: If you have a IDR 1,000,000 loan with a 6-month term and an estimated interest rate of 3%* per month, your monthly installment will be IDR 184,597. *This interest rate is for simulation purposes only. The final interest rate is determined by the system at the time of disbursement. Digital Product Payments & Purchases Paying and purchasing digital products through the neobank app is now easier and more convenient. Enjoy cashback on every transaction. Hematpay Get instant discounts for payments via Virtual Account and QRIS at selected merchants. Neo Gold Buy and invest in gold at selected merchants and get attractive offers using the Neobank app. Neo Business Grow your business through Neo Business. Increase your visibility among millions of other Neobank users. You can also find the closest business location to your area. Neo Chat No need to go anywhere else to chat online. You can chat freely, send money, and even create groups using the Neo Chat feature in the secure and super-convenient Neobank app. Data Security Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. Gesture Password and PIN features ensure your transactions are always protected. About Neo Commerce Bank Neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Established in 1990 as Bank Yudha Bhakti (BBYB), we have transformed into the first neobank in Indonesia to provide digital banking services. With the support of Indonesia's leading fintech company, Akulaku, we continue to invest in technology to provide the latest products and services tailored to the needs of both individual and corporate customers. PT Bank Neo Commerce Tbk is domiciled at Treasury Tower, 60th floor, District 8 Lot 28, Jl. Jend. Sudirman kav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia with Business License No. 22/1017/UPPS/PSbD. Contact us: PT Bank Neo Commerce Tbk www.bankneocommerce.co.id 1-500-190 (no prefix or area code)

Version history

3 versions are listed, going back to v3.6.40.

v3.7.10 LATEST Sep 28, 2026 20.4 MB TRUSTED v3.7.02 Sep 14, 2026 20.4 MB TRUSTED v3.6.40 Sep 13, 2026 17.4 MB TRUSTED

All 3 versions

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Sep 28, 2026.
  • Certificate issued to “bank neo commerce” This is the certificate of the Google Play version.
  • Same certificate as the 2 other versions checked

Store checks and file details

  • Developer signature verified Sep 28, 2026
  • Validated against Google Play Sep 28, 2026
  • Signed byCN=bank neo commerce, OU=ltd, O=bank neo commerce, L=jakata, ST=jakata, C=id
  • Signing certificate (SHA-1)9E:89:4E:6C:A7:E7:16:2A:B1:5E:B5:3F:5E:2C:CD:F3:97:91:E1:7B
  • File MD5303695bd6d215fcd57766c31d9c6ec39
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (35)

neobank dari BNC Digital requests 35 permissions, 10 of them sensitive.

Required hardware & features

neobank dari BNC Digital APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the neobank dari BNC Digital APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 303695bd6d215fcd57766c31d9c6ec39.

Tags

finance neobank

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