NCB Smart OTP

NCB Smart OTP meets D-class transaction limit according to Decision 630/QD-NHNN

Ngân hàng Quốc Dân · com.ncb.bank.otp

Not rated yet 10K+ downloads v1.0.5 38.4 MB Android 6.0+ PEGI 3 · Everyone

Download APK 38.4 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v1.0.5 (11)
Updated: Aug 31, 2026 (1 month ago)
APK size: 38.4 MB
Requires: Android 6.0+ (API 23)
CPU support: ARM 32-bit, ARM 64-bit
Category: Business (app)
Listed since: Mar 19, 2021 (at least)
Permissions: 7 (1 sensitive)
Website: ncb-bank.vn
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

NCB Smart OTP is an app by Ngân hàng Quốc Dân in the Business category, listed since at least March 2021. It includes native code for ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 1.0.4, the minimum Android version rose from 4.4 to 6.0. It asks for 7 permissions, 1 of them sensitive: camera. Compared with version 1.0.4, it adds 1 new permission: “Hide overlay windows”.

What's new in v1.0.5

Phiên bản mới 1.0.5

Description

From the listing uploaded by “appupdater”.

"NCB Smart OTP is an application developed by National Commercial Joint Stock Bank (NCB), installed on mobile devices to create one-time smart passwords (Smart OTP), safer and more secure when Perform transactions on online banking (internet banking & NCB iziMobile). Salient features: • Increase security by encrypting Smart OTP to the device • Convenient, no need to carry security device (hard token) • Stable, no internet connection required, no roaming required when traveling abroad • Register easily on internet banking / NCB iziMobile • Login easily with Fingerprint / Face ID / PIN • Meet the transaction limit of Category D (highest category) as required by the SBV For more information, please call Hotline: 18006166, Email: [email protected].

Version history

2 versions are listed, going back to v1.0.4. Since v1.0.5 it requires Android 6.0+.

v1.0.5 LATEST Aug 31, 2026 38.4 MB TRUSTED v1.0.4 Jan 23, 2026 16.3 MB TRUSTED

All 2 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Aug 31, 2026.
Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.
Same certificate as the other version checked

Store checks and file details

Developer signature verified Aug 31, 2026
Validated against Google Play Aug 31, 2026
Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
Signing certificate (SHA-1)40:A3:97:17:BB:6A:65:CE:74:7C:04:E9:96:85:E8:7C:6D:A6:3D:6D
File MD5a87086d2eae16146aff6925035bb8445
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (1 other version compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (7)

NCB Smart OTP requests 7 permissions, 1 of them sensitive.

Camera Sensitive android.permission.CAMERA
Full network access android.permission.INTERNET
Hide overlay windows android.permission.HIDE_OVERLAY_WINDOWS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Camera autofocus android.hardware.camera.autofocus
Basic touch input android.hardware.faketouch
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

NCB Smart OTP APK: questions and answers

Is there a version of NCB Smart OTP for older Android phones?

The current version needs Android 6.0 or later. Version 1.0.4 is the newest listed build that installs on Android 4.4 and later. Get version 1.0.4 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the NCB Smart OTP APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the other version checked. After downloading, check that the file's MD5 is a87086d2eae16146aff6925035bb8445.