My M-Pesa is an app by MZ Vodafone M-Pesa in the Finance category, listed since at least March 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit and MIPS, so it runs on practically every phone.
It asks for 15 permissions, 7 of them sensitive, including camera, read contacts and send sms.
What's new in v1.2.10
The App has been updated to provide further security measures
• Recipient name masking to protect genuine customers from fraudsters
• Support specific group of users to send money for free (up to 1000 MZN) who do not have access to the other channels
Description
From the listing uploaded by “appupdater”.
About this App
The easiest, fastest and safest way to send money and make digital payments in Mozambique.
M-Pesa is the largest mobile money service in Mozambique, with more than 4.2 million customers, that allows you to transfer and withdraw money, buy airtime, Credelec, Jackpot, pay for services, and make Xitique through your cell phone.
To continue to turn Mozambicans lives easier M-Pesa launched My M-Pesa app; an application that gives you a unique and transformative experience. My M-Pesa app makes your life even easier because you will have access to all services in one touch.
What does M-Pesa app offer to you?
• Manage your M-Pesa wallet anytime, anywhere as long as you have either a data connection or your phone is able to send and receive SMSs for FREE;
• Check your account balance with a single tap;
• Send money to contacts by simply selecting them from your phone book, favourites or recent recipients;
• View and download recent transactions with the mini statement feature;
• Manage contacts and business favourites;
• Receive money from Bank accounts in your M-Pesa account and vice versa;
• Cash out from the largest network of agents and ATMs;
• Buy Airtime;
• Buy Credelec;
• Buy Jackpot - Internet packages and jackpot Airtime;
• Pay invoices for Vodacom contracts;
• Pay multiple services - TV, Water supply, School Fees, etc.
• Purchases at any commercial establishment;
• Pay bills on any POS of BCI bank;
• Transfer money to banks (Standard bank, BCI, Millennium bim)
Why use My M-Pesa app?
- It is easy, fast and safe;
- Registration and opening of account are free;
- You do not have annual account maintenance fees;
- There is no requirement of minimum balances in the account;
- You do not need to have a bank account;
- Money transfer 24/24, 7 days a week and 365 a year being in any part of the world;
- It has support of 24h Customer Care 84111 and Social Media by webchat;
- Vast network of Agents across the country
What’s new:
Accessing the App when you are offline
You can now use the M-Pesa app even without a data network and it is FREE, please allow FREE SMS messages to be sent and received through the app
Enhanced security
Security measures has been added to restrict the app usage without the SIM card. App will be locked until a secure code is entered to authenticate to allow for SIM free access.
Other improvements:
• You will be able to select contacts as favourites by clicking the star icon
• You will be able to view and set-up reminders to send money and to initiate payments from the reminder
• Transactions charges are displayed on the confirmation screen for Send money, Withdrawal at Agent transactions
• Providing the control back to you to make decision to check account balance every time a request is initiated
• App download and install size reduced by 35%
This is the only official and authorised app for accessing your M-Pesa account in Mozambique. Vodacom Mozambique cautions customers against downloading or attempting to use of any other app that purports to offer easy access to M-Pesa.
For any information about My M-Pesa app call 84111 (for Vodacom Clients) or 85350000 (for Movitel and TMcel) or contact us through our page on Facebook
https://web.facebook.com/MPesaMocambique/ or WebChat https://www.vm.co.mz/Individual/Assistencia2/Mais/Atendimento-via-Chat2
Security & authenticity
Security rating: Trusted
Signing certificate
Signature matches the Google Play versionChecked by the source store on May 17, 2026.
Certificate issued to “Vodacom Mozambique”This is the certificate of the Google Play version.
Store checks and file details
Developer signature under reviewMay 21, 2026
Validated against Google PlayMay 17, 2026
Signed byCN=MPesa Mozambique, OU=MPesa Mozambique, O=Vodacom Mozambique, L=Maputo, ST=Maputo, C=MZ
Uploaded by “appupdater”Gold tier · 117,810 followers · uploading since 2020
Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.
Permissions (15)
My M-Pesa requests 15 permissions, 7 of them sensitive.
CameraSensitiveandroid.permission.CAMERA
Find accounts on the deviceSensitiveandroid.permission.GET_ACCOUNTS
Can I install this APK over the version I already have?
Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.
Is the My M-Pesa APK safe?
No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. After downloading, check that the file's MD5 is cb87ff2ba854bcce50d27518786fe01d.