Mortgage Calculator: PITI Calc

Mortgage Calculator

by PITI Pro

Easy to calculate PITI mortgage payment!
Principal, Interest, Taxes & Insurance

Compare various home values & money down!
Includes PMI and amortization schedule.

View biweekly mortgage payment compared to monthly.
Save time & money by making biweekly payments.
Pretty cool to see how much.

With our mortgage calculator the amortization schedule shows the principal and interest as it changes over the life of the loan.
The taxes and insurance are added on as well.

These can be adjusted to specific amounts.
But the default field values are fine.

Fields available include:
home value
equity/money down (% or $)
loan amount
interest rate
term length
taxes
insurance
PMI

You'll be a PITI pro in no time! Keep in mind you can also pay the Taxes and Insurance separately.

Both can be paid at the end of the year in one time annual payments. This allows more cash flow during the year for investments or anything else.

This can be a savvy move. Keep it in mind.

Or pay them included in the mortgage payment (like most).
Whichever you choose. It's your choice.
And that's PITI pro status.

Use this nifty mortgage calculator to price out your scenario with ease.

Blog posts in the app:
-Government Sponsored Programs
-8 Things to Look for in a Family-Friendly Neighborhood
-8 Tips for Selling a Home
-Reasons a First Time Buyer Should Consider a Fixer-Upper

Shorter Mortgage Term Savings

Is a 30 year term the best fit?
Can you afford a shorter mortgage term length (20 yr, 15 yr, 10 yr)?
This can save you a lot of money.

Biweekly Savings

Making biweekly payments cuts down the interest paid considerably!

Check out the savings!
Plus, years are taken off the loan.

Paying with biweekly mortgage payments works by sending half the typical amount every 2 weeks. Instead of the full amount once per month.

Why does this help?
52 ÷ 2 = 26 weeks = 13 mortgage payments per year
instead of the standard 12.

This seemingly tiny difference makes a BIG impact.

For tablets or phones

Optimized for both landscape and portrait mode.

Use our mortgage calculator to grab hold of your situation and be a PITI pro!

Explore your options.
Build your future.
Use a helpful tool to get you there!

Beautiful amortization schedule

Have all the data at your fingertips.
Easily flip through the years to see how more of your money will go towards the principal over time.

Less than 20% down?

It is common to go the FHA route (3.5% down).
Or to put less than 20% down.

Be aware of the PMI that is automatically added on. Our app calculates PMI including the number of months needed.

It displays the number of months you'll be required to pay the PMI in the output. Perfect for anyone looking to price out an FHA loan and know the full picture.

Affordable real estate

Real estate can be tricky and affordability is the basis of it all.

Our mortgage calculator app can be used on your tablet or phone to price out an optimal scenario that works for you.

It is a simple tool that can act as a personal qualifier so you know where you stand.

Change interest rates to see the impact on your total amount due.

Easy!
Become a PITI pro!

A good mortgage calculator with an easy to read amortization schedule is a must for home buyers.

After browsing listings for a bit it's time to hire an agent to look after your interests. Often, they'll bring up issues you’d likely never notice.

Take Your Time over Finance
The lender will evaluate five factors:
your credit score, income, assets, the loan amount and the home value.

Get a pre-approval in writing before taking your house-hunting journey too far.

This puts you in a stronger negotiating position when you can offer a speedy purchase.

Using our PITI calc you can view the difference in interest that is paid over the life of the loan.

And the principal that is paid down over time.