M-Smart

Digital Sales application with Single Sign On Feature.

BhartiAxaLife Insurance Ltd · com.bhartiaxa.virtualoffice

Not rated yet 50K+ downloads v27.0 34.8 MB Android 5.0+ PEGI 3 · Everyone

Download APK 34.8 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v27.0 (31)
Updated: Jul 5, 2026 (3 months ago)
APK size: 34.8 MB
Requires: Android 5.0+ (API 21)
CPU support: x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit
Category: Business (app)
Listed since: May 18, 2021 (at least)
Permissions: 18 (5 sensitive)
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

M-Smart is an app by BhartiAxaLife Insurance Ltd in the Business category, listed since at least May 2021. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 18 permissions, 5 of them sensitive, including camera, read contacts and read shared storage.

What's new in v27.0

Bug Fixes

Description

From the listing uploaded by “appupdater”.

M-Smart is a single point application for Bharti Axa Sales users where users will be able to seamlessly login to multiple BhartiAXA sales applications using Single Sign-On feature. The solution has provision for supporting sales force right from Lead Management, Customer Onboarding to Advisor Servicing. The application is integrated with Vymo, Msell, M-Customer and M-Life Applications with single sign on and complete journey in a smooth way. We are download multiple applications from the list and then user can use the application without moving to Play Store. We are installing below BhartiAXA applications from within the MSmart Application for our internal use: Notes: All below listed applications are owned/managed by Bharti AXA and all these application which is published by Bharti Axa Account. • Vymo App • MSell App • iEarn App

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Jul 5, 2026.
Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.

Store checks and file details

Developer signature verified Jul 5, 2026
Validated against Google Play Jul 5, 2026
Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
Signing certificate (SHA-1)9E:C2:CF:29:42:AA:40:3B:60:47:1A:34:C4:01:32:A6:07:96:0C:F3
File MD58705af5b5c69df4ce45bd4ba60e7ec1f
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (18)

M-Smart requests 18 permissions, 5 of them sensitive.

Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Read contacts Sensitive android.permission.READ_CONTACTS
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Write contacts Sensitive android.permission.WRITE_CONTACTS
Access fingerprint manager (custom) com.fingerprints.service.ACCESS_FINGERPRINT_MANAGER
Change wifi multicast state android.permission.CHANGE_WIFI_MULTICAST_STATE
Context write use app feature survey (custom) com.samsung.android.providers.context.permission.WRITE_USE_APP_FEATURE_SURVEY
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Google Play license check com.android.vending.CHECK_LICENSE
Prevent the device from sleeping android.permission.WAKE_LOCK
Read profile android.permission.READ_PROFILE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Basic touch input android.hardware.faketouch
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

M-Smart APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the M-Smart APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. After downloading, check that the file's MD5 is 8705af5b5c69df4ce45bd4ba60e7ec1f.