Mój BIK - bezpieczne finanse

Information about your credits and loans, alerts about attempts of frauds 24/7

Biuro Informacji Kredytowej S.A. · bik.bezpieczne.finanse

Not rated yet 100K+ downloads v3.0.6 14.5 MB Android 8.0+ PEGI 3 · Everyone

Download APK 14.5 MB All versions

Signature matches the Google Play version Details

Mój BIK - bezpieczne finanse screenshot 1

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At a glance

Latest version: v3.0.6 (1306)
Updated: Aug 2, 2026 (2 months ago)
APK size: 14.5 MB
Requires: Android 8.0+ (API 26)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Category: Finance (app)
Listed since: Jul 13, 2022 (at least)
Permissions: 21 (7 sensitive)
Website: bik.pl
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Mój BIK - bezpieczne finanse is an app by Biuro Informacji Kredytowej S.A. in the Finance category, listed since at least July 2022. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 2.3.15, the APK shrank from 46.9 MB to 14.5 MB and the minimum Android version rose from 6.0 to 8.0. It asks for 21 permissions, 7 of them sensitive, including precise location, camera and call phone. It asks for the same permissions as version 3.0.4. The app offers in-app purchases through Google Play and can read the advertising ID that ad and analytics services use.

What's new in v3.0.6

W najnowszej wersji aplikacji Mój BIK wprowadziliśmy kilka poprawek i usprawnień.

Description

From the listing uploaded by “appupdater”.

In the My BIK app, you can check your credit history and BIK score at any time. You can also calculate your chances of getting a loan using the BIK Credit Analyzer. You'll also learn about fraudulent attempts to obtain your information. You can also protect your loved ones. Free of charge, you receive: • Calculate your chances of getting a loan using the BIK Credit Analyzer, which is the only calculator on the market that takes into account your credit history—information that banks also look at when making credit decisions. • BIK notifications, which include general information about changes to your data in BIK or BIG InfoMonitor. • Ability to block your ID card, useful in the event of loss or theft. Paid offer: You can decide whether to use an individual offer or provide protection for your loved ones as well. With each paid option, you get: • BIK Report - all information from BIK and BIG InfoMonitor about your loans and credits • BIK Alerts - text messages about fraud attempts using your personal data and delays in your loan repayments. You'll also receive information if your information is found on the dark web. You'll receive advice on what to do in such a situation. • BIK Score, which helps you look at your credit history from the lender's perspective. • Indicators that show whether you have or have had delays in repaying your debts. You can also check your repayment details. • The ability to see in detail what affects your chances of getting a loan. To do this, you need a current BIK Report (i.e., no older than 48 hours). You'll also receive advice on how to improve it. Choose the subscription that best suits your needs! Offer for you - PLN 79.99/quarter: • You can check your BIK Report (detailed information about your loans and credits) as often as you like, with no additional fees. This gives you full control over your obligations. • You can better protect yourself against fraud thanks to BIK Alerts. • You always have an up-to-date BIK score, which helps you see yourself as a borrower through the bank's eyes. • You can use the BIK Credit Analyzer without limits, which allows you to calculate your chances of getting a loan based on BIK data, which banks also look at when making credit decisions. Offer for you and your loved ones - from PLN 139.99/year: • BIK Alerts for you and up to 4 dependents - thanks to them, you betterprotect yourself and your loved ones against fraud. Each of you receives BIK Alerts about yourself. You, as a guardian, will also receive an SMS when one of your dependents receives a BIK Alert (to help block potential fraud). • You can all use BIK Reports and the BIK Credit Analyzer. The number of reports available depends on the selected offer. • Each family member has their own BIK account, which provides access to all functionalities, including always up-to-date indicators that help assess creditworthiness.

Version history

5 versions are listed, going back to v2.3.15. Since v2.3.43 it requires Android 8.0+.

v3.0.6 LATEST Aug 2, 2026 14.5 MB TRUSTED v3.0.4 Jun 30, 2026 14.5 MB TRUSTED v3.0.3 Jun 28, 2026 14.5 MB TRUSTED v2.3.43 Dec 11, 2025 13.9 MB TRUSTED v2.3.15 Oct 24, 2024 46.9 MB TRUSTED

All 5 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Aug 2, 2026.
Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.
Same certificate as the 4 other versions checked

Store checks and file details

Developer signature verified Aug 2, 2026
Validated against Google Play Aug 2, 2026
Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
Signing certificate (SHA-1)61:A6:92:01:F8:D8:83:F7:66:79:B8:B2:17:0E:C0:A2:1C:FD:86:50
File MD5d83270687be3dab499ee48f5e9409e29
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (4 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (21)

Mój BIK - bezpieczne finanse requests 21 permissions, 7 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Call phone Sensitive android.permission.CALL_PHONE
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Advertising ID com.google.android.gms.permission.AD_ID
Flashlight android.permission.FLASHLIGHT
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
In-app purchases (Google Play Billing) com.android.vending.BILLING
Internal broadcast protection (app-defined) bik.bezpieczne.finanse.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Nfc android.permission.NFC
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait
Telephony (SIM) android.hardware.telephony
Wi-Fi android.hardware.wifi

Mój BIK - bezpieczne finanse APK: questions and answers

Is there a version of Mój BIK - bezpieczne finanse for older Android phones?

The current version needs Android 8.0 or later. Version 2.3.15 is the newest listed build that installs on Android 6.0 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 2.3.15 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is Mój BIK - bezpieczne finanse free?

The APK is free to download, but the app offers in-app purchases through Google Play.

Is the Mój BIK - bezpieczne finanse APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 4 other versions checked. After downloading, check that the file's MD5 is d83270687be3dab499ee48f5e9409e29.