Lumbung Dana Indonesia

Lumbung Dana is a Peer to Peer Lending that brings together Lenders and Borrowers PT. Lumbung Dana Indonesia (Lumbung Dana) is a Fintech P2P Lending which already has a registration mark from the OJK with No. donor. This application cannot be used to make loan applications. Lumbung Dana has 4 Products: 1) Employee loans 2) UMKM Loans 3) Invoice Financing (Bill Financing) 4) Supply Chain Financing (Supply Chain Financing) Of the four products, the tenors we provide are 3, 6, 9 and 12 months. As for the interest / total cost that we provide to borrowers, it is 12% to 25.28% per year. Example: -Number of Approved Loan Applications: IDR 32,000,000 Loan tenure: 12 months -Lending Interest Rate: 10% -Primary Installment per Month: IDR 2,666,667 -Interest per month: IDR 266,667 -Number of Installments per Month: Rp. 2,933,333 -Rate of Propition: 5% -The amount of the proportion: IDR 1,600,000 -Administration Fee: IDR 320,000 -Total costs - fees: IDR 1,920,000 -Maximum amount that can be withdrawn by borrowers: IDR 30,080,000 -Accumulated Interest: IDR 3,200,000 The access we request is Camera. Meanwhile, the personal data needed to make a loan cannot be done using this application. instead using the Lumbung Dana website (https://www.lumbungdana.co.id) Agreements Lender Agreement with Borrower The provisions are listed in Article 18 point 4 which reads as follows: Any data, information and documents submitted by the Loan Recipient as referred to in this Article are no longer used and / or deleted by the Provider and / or third parties after 1 (one) year after all the rights and obligations of the Borrower in the Provider's services have been fulfilled and Loan Recipients no longer use services on the Provider Platform. Lender Agreement with the Operator Article 17 point 4 which reads as follows: Any data, information and documents submitted by the Loan Recipient as referred to in this Article are no longer used and / or deleted by the Operator and / or third parties after 1 (one) year after all rights and obligations of the Lender in the Provider's services have been fulfilled and Lenders no longer use the services on the Operator Platform The above agreements must be signed using a digital signature via the Lumbung Dana website.

Lumbung Dana Indonesia · co.id.lumbungdana.android

5.0 out of 5 (1 rating) 5M+ downloads v1.0 29.2 MB Android 4.4+ PEGI 3 · Everyone

Download APK 29.2 MB All versions

Signature matches the Google Play version Details

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At a glance

Latest version: v1.0 (1568305781)
Updated: Jul 27, 2021 (5 years ago)
APK size: 29.2 MB
Requires: Android 4.4+ (API 19)
CPU support: x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Permissions: 28 (2 sensitive)
Website: lumbungdana.co.id
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Lumbung Dana Indonesia is an app by Lumbung Dana Indonesia in the Finance category. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 28 permissions, 2 of them sensitive: camera and display over other apps.

What's new in v1.0

Peniadaan permission storage

Description

From the listing uploaded by “appupdater”.

PT. Lumbung Dana Indonesia (Lumbung Dana) Merupakan Fintech P2P Lending yang sudah memiliki tanda daftar dari OJK dengan No.S-1112/NB.213/2018 Tanggal 21 Desember 2018. Aplikasi android ini bertujuan sebagai alat monitoring untuk setiap pinjaman yang dikelola oleh piminjam dan pendana. Aplikasi ini tidak dapat dipergunakan untuk membuat pengajuan pinjaman.   Lumbung Dana memiliki 4 Produk:  1) Pinjaman karyawan  2) Pinjaman UMKM  3) Invoice Financing (Pembiayaan Tagihan)  4) Supply Chain Financing (Pembiayaan Rantai Pasok)  Dari keempat produk tersebut, tenor yang kami berikan adalah 3, 6, 9 dan 12 Bulan.  Sedangkan untuk bunga / total biaya yang kami berikan untuk peminjam sebesar 12% hingga 25,28% per Tahun.  Contoh:  -Jumlah Permohonan Pinjaman Disetujui : Rp 32.000.000 -Tenor Pinajaman : 12 Bulan  -Suku Bunga Pinjaman : 10%  -Angsuran Pokok per Bulan : Rp 2.666.667  -Bunga per Bulan : Rp 266.667 -Jumlah Angsuran per Bulan : Rp. 2.933.333  -Rate Propisi : 5%  -Besarnya Propisi : Rp 1.600.000 -Biaya Administrasi : Rp 320.000 -Jumlah Biaya - biaya : Rp 1.920.000  -Jumlah Maksimal yang Dapat Ditarik oleh Peminjam : Rp 30.080.000 -Akumulasi Bunga : Rp 3.200.000  Akses yang kami minta adalah Camera. Sedangkan data pribadi yang dibutuhkan untuk membuat sebuah pinjaman tidak dapat dilakukan menggunakan aplikasi ini. melainkan menggunakan website Lumbung Dana (https://www.lumbungdana.co.id)  Perjanjian - perjanjian Perjanjian Pemberi Pinjaman dengan Penerima Pinjaman  Adapun ketentuan tersebut tercantum dalam Pasal 18 poin 4 yang berbunyi sebagai berikut: Setiap data, informasi, dan dokumen yang disampaikan Penerima Pinjaman sebagaimana dimaksud dalam Pasal ini tidak digunakan lagi dan/atau dihapus oleh Penyelenggara dan/atau pihak ketiga setelah 1 (satu) tahun terhitung sejak seluruh hak dan kewajiban Penerima Pinjaman dalam layanan Penyelenggara telah terpenuhi dan Penerima Pinjaman tidak lagi menggunakan layanan pada Platform Penyelenggara. Perjanjian Pemberi Pinjaman dengan Penyelenggara Pasal 17 poin 4 yang berbunyi sebagai berikut: Setiap data, informasi, dan dokumen yang disampaikan Penerima Pinjaman sebagaimana dimaksud dalam Pasal ini tidak digunakan lagi dan/atau dihapus oleh Penyelenggara dan/atau pihak ketiga setelah 1 (satu) tahun terhitung sejak seluruh hak dan kewajiban Pemberi Pinjaman dalam layanan Penyelenggara telah terpenuhi dan Pemberi Pinjaman tidak lagi menggunakan layanan pada Platform Penyelenggara Perjanjian - perjanjian diatas harus ditanda tangani menggunakan tanda tangan digitial melalui website Lumbung Dana.

Security & authenticity

Security rating: Unknown

Signing certificate

Signature matches the Google Play version Checked by the source store on Jul 27, 2021.
Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.

Store checks and file details

Developer signature verified Jul 27, 2021
Validated against Google Play Jul 27, 2021
Antivirus scan result not available
Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
Signing certificate (SHA-1)4A:59:13:DD:83:09:49:06:FF:31:31:67:3E:F0:D8:D2:6C:5B:76:5E
File MD57f9536e4dc0f789bb4ac853695a7533e
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (28)

Lumbung Dana Indonesia requests 28 permissions, 2 of them sensitive.

Camera Sensitive android.permission.CAMERA
Display over other apps Sensitive android.permission.SYSTEM_ALERT_WINDOW
Badge read (custom) com.sec.android.provider.badge.permission.READ
Badge write (custom) com.sec.android.provider.badge.permission.WRITE
Badger badge count read (custom) me.everything.badger.permission.BADGE_COUNT_READ
Badger badge count write (custom) me.everything.badger.permission.BADGE_COUNT_WRITE
Change wifi multicast state android.permission.CHANGE_WIFI_MULTICAST_STATE
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Home broadcast badge (custom) com.sonyericsson.home.permission.BROADCAST_BADGE
Home provider insert badge (custom) com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
Launcher change badge (custom) com.huawei.android.launcher.permission.CHANGE_BADGE
Launcher read settings (custom) com.htc.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.huawei.android.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.oppo.launcher.permission.READ_SETTINGS
Launcher update badge (custom) com.majeur.launcher.permission.UPDATE_BADGE
Launcher update count (custom) com.anddoes.launcher.permission.UPDATE_COUNT
Launcher update shortcut (custom) com.htc.launcher.permission.UPDATE_SHORTCUT
Launcher write settings (custom) com.huawei.android.launcher.permission.WRITE_SETTINGS
Launcher write settings (custom) com.oppo.launcher.permission.WRITE_SETTINGS
Prevent the device from sleeping android.permission.WAKE_LOCK
Push messaging (app-defined) co.id.lumbungdana.android.permission.C2D_MESSAGE
Read app badge android.permission.READ_APP_BADGE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi