Lumbung Dana Indonesia
Lumbung Dana is a Peer to Peer Lending that brings together Lenders and Borrowers PT. Lumbung Dana Indonesia (Lumbung Dana) is a Fintech P2P Lending which already has a registration mark from the OJK with No. donor. This application cannot be used to make loan applications. Lumbung Dana has 4 Products: 1) Employee loans 2) UMKM Loans 3) Invoice Financing (Bill Financing) 4) Supply Chain Financing (Supply Chain Financing) Of the four products, the tenors we provide are 3, 6, 9 and 12 months. As for the interest / total cost that we provide to borrowers, it is 12% to 25.28% per year. Example: -Number of Approved Loan Applications: IDR 32,000,000 Loan tenure: 12 months -Lending Interest Rate: 10% -Primary Installment per Month: IDR 2,666,667 -Interest per month: IDR 266,667 -Number of Installments per Month: Rp. 2,933,333 -Rate of Propition: 5% -The amount of the proportion: IDR 1,600,000 -Administration Fee: IDR 320,000 -Total costs - fees: IDR 1,920,000 -Maximum amount that can be withdrawn by borrowers: IDR 30,080,000 -Accumulated Interest: IDR 3,200,000 The access we request is Camera. Meanwhile, the personal data needed to make a loan cannot be done using this application. instead using the Lumbung Dana website (https://www.lumbungdana.co.id) Agreements Lender Agreement with Borrower The provisions are listed in Article 18 point 4 which reads as follows: Any data, information and documents submitted by the Loan Recipient as referred to in this Article are no longer used and / or deleted by the Provider and / or third parties after 1 (one) year after all the rights and obligations of the Borrower in the Provider's services have been fulfilled and Loan Recipients no longer use services on the Provider Platform. Lender Agreement with the Operator Article 17 point 4 which reads as follows: Any data, information and documents submitted by the Loan Recipient as referred to in this Article are no longer used and / or deleted by the Operator and / or third parties after 1 (one) year after all rights and obligations of the Lender in the Provider's services have been fulfilled and Lenders no longer use the services on the Operator Platform The above agreements must be signed using a digital signature via the Lumbung Dana website.
Lumbung Dana Indonesia · co.id.lumbungdana.android
What's new
Description
Lumbung Dana memiliki 4 Produk:
1) Pinjaman karyawan
2) Pinjaman UMKM
3) Invoice Financing (Pembiayaan Tagihan)
4) Supply Chain Financing (Pembiayaan Rantai Pasok)
Dari keempat produk tersebut, tenor yang kami berikan adalah 3, 6, 9 dan 12 Bulan. Sedangkan untuk bunga / total biaya yang kami berikan untuk peminjam sebesar 12% hingga 25,28% per Tahun.
Contoh:
-Jumlah Permohonan Pinjaman Disetujui : Rp 32.000.000
-Tenor Pinajaman : 12 Bulan
-Suku Bunga Pinjaman : 10%
-Angsuran Pokok per Bulan : Rp 2.666.667
-Bunga per Bulan : Rp 266.667
-Jumlah Angsuran per Bulan : Rp. 2.933.333
-Rate Propisi : 5%
-Besarnya Propisi : Rp 1.600.000
-Biaya Administrasi : Rp 320.000
-Jumlah Biaya - biaya : Rp 1.920.000
-Jumlah Maksimal yang Dapat Ditarik oleh Peminjam : Rp 30.080.000
-Akumulasi Bunga : Rp 3.200.000
Akses yang kami minta adalah Camera. Sedangkan data pribadi yang dibutuhkan untuk membuat sebuah pinjaman tidak dapat dilakukan menggunakan aplikasi ini. melainkan menggunakan website Lumbung Dana (https://www.lumbungdana.co.id)
Perjanjian - perjanjian
Perjanjian Pemberi Pinjaman dengan Penerima Pinjaman
Adapun ketentuan tersebut tercantum dalam Pasal 18 poin 4 yang berbunyi sebagai berikut:
Setiap data, informasi, dan dokumen yang disampaikan Penerima Pinjaman sebagaimana dimaksud dalam Pasal ini tidak digunakan lagi dan/atau dihapus oleh Penyelenggara dan/atau pihak ketiga setelah 1 (satu) tahun terhitung sejak seluruh hak dan kewajiban Penerima Pinjaman dalam layanan Penyelenggara telah terpenuhi dan Penerima Pinjaman tidak lagi menggunakan layanan pada Platform Penyelenggara.
Perjanjian Pemberi Pinjaman dengan Penyelenggara
Pasal 17 poin 4 yang berbunyi sebagai berikut:
Setiap data, informasi, dan dokumen yang disampaikan Penerima Pinjaman sebagaimana dimaksud dalam Pasal ini tidak digunakan lagi dan/atau dihapus oleh Penyelenggara dan/atau pihak ketiga setelah 1 (satu) tahun terhitung sejak seluruh hak dan kewajiban Pemberi Pinjaman dalam layanan Penyelenggara telah terpenuhi dan Pemberi Pinjaman tidak lagi menggunakan layanan pada Platform Penyelenggara
Perjanjian - perjanjian diatas harus ditanda tangani menggunakan tanda tangan digitial melalui website Lumbung Dana.
Required features
- Faketouch android.hardware.faketouch
- Screen Portrait android.hardware.screen.portrait
- Wifi android.hardware.wifi
Permissions (28)
Lumbung Dana Indonesia requests the following Android permissions:
- Access Network State android.permission.ACCESS_NETWORK_STATE
- Access Wifi State android.permission.ACCESS_WIFI_STATE
- Camera android.permission.CAMERA
- Change Wifi Multicast State android.permission.CHANGE_WIFI_MULTICAST_STATE
- Internet android.permission.INTERNET
- Read App Badge android.permission.READ_APP_BADGE
- Receive Boot Completed android.permission.RECEIVE_BOOT_COMPLETED
- System Alert Window android.permission.SYSTEM_ALERT_WINDOW
- Use Fingerprint android.permission.USE_FINGERPRINT
- Vibrate android.permission.VIBRATE
- Wake Lock android.permission.WAKE_LOCK
- Co Id Lumbungdana Android Permission C2d Message co.id.lumbungdana.android.permission.C2D_MESSAGE
- Com Anddoes Launcher Permission Update Count com.anddoes.launcher.permission.UPDATE_COUNT
- C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE
- Com Htc Launcher Permission Read Settings com.htc.launcher.permission.READ_SETTINGS
- Com Htc Launcher Permission Update Shortcut com.htc.launcher.permission.UPDATE_SHORTCUT
- Com Huawei Android Launcher Permission Change Badge com.huawei.android.launcher.permission.CHANGE_BADGE
- Com Huawei Android Launcher Permission Read Settings com.huawei.android.launcher.permission.READ_SETTINGS
- Com Huawei Android Launcher Permission Write Settings com.huawei.android.launcher.permission.WRITE_SETTINGS
- Com Majeur Launcher Permission Update Badge com.majeur.launcher.permission.UPDATE_BADGE
- Com Oppo Launcher Permission Read Settings com.oppo.launcher.permission.READ_SETTINGS
- Com Oppo Launcher Permission Write Settings com.oppo.launcher.permission.WRITE_SETTINGS
- Com Sec Android Provider Badge Permission Read com.sec.android.provider.badge.permission.READ
- Com Sec Android Provider Badge Permission Write com.sec.android.provider.badge.permission.WRITE
- Com Sonyericsson Home Permission Broadcast Badge com.sonyericsson.home.permission.BROADCAST_BADGE
- Com Sonymobile Home Permission Provider Insert Badge com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
- Me Everything Badger Permission Badge Count Read me.everything.badger.permission.BADGE_COUNT_READ
- Me Everything Badger Permission Badge Count Write me.everything.badger.permission.BADGE_COUNT_WRITE
