LokSuvidha - Personal Loan App

Instant Personal Loan App for Salaried & Self Employed Professionals in India

LokSuvidha Ltd · com.loksuvidha.loksuvidhaconsumerapp

Not rated yet 100K+ downloads v2.1 25.8 MB Android 5.0+ PEGI 3 · Everyone

Download APK 25.8 MB All versions

LokSuvidha - Personal Loan App screenshot 1

LokSuvidha - Personal Loan App screenshot 2

LokSuvidha - Personal Loan App screenshot 3

LokSuvidha - Personal Loan App screenshot 4

LokSuvidha - Personal Loan App screenshot 5

LokSuvidha - Personal Loan App screenshot 6

At a glance

Latest version: v2.1 (4194326)
Updated: May 31, 2024 (2 years ago)
APK size: 25.8 MB
Requires: Android 5.0+ (API 21)
CPU support: x86 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Apr 22, 2022 (at least)
Permissions: 17 (3 sensitive)
Website: loksuvidha.com
Developer contact: [email protected]

About this APK

LokSuvidha - Personal Loan App is an app by LokSuvidha Ltd in the Finance category, listed since at least April 2022. It includes native code only for x86 64-bit, so it won't install on ordinary ARM phones (only on x86 devices such as emulators and some Chromebooks).

It asks for 17 permissions, 3 of them sensitive: camera, approximate location and display over other apps. The app can read the advertising ID that ad and analytics services use.

Description

From the listing uploaded by “appupdater”.

Welcome to LokSuvidha Personal Loan app, your trusted financial partner for quick, paperless and hassle-free personal loans with completely digital journey. Download Now! Whether you need funds for a medical emergency, education expenses, home renovation, or any other individual needs - LokSuvidha is here to help you fulfill your dreams. Offering instant personal loan of up to ₹ 1 Lakh at competitive interest rates (APR) ranging from 14% to 27%*. Choose convenient repayment tenure ranging from 6 to 24 months. Features: ● Instant hassle free Personal Loan up to ₹ 1 Lakh ● 100% digital process ● Flexible tenure options to choose from (6 to 24 months) ● No security deposit or guarantor required Loan Eligibility Criteria: ● Nationality should be Indian ● Minimum household annual earnings should be above 2.4 lacs (Salaried or Self-employed) ● Age should be in the range of 21-60 years ● Min. credit score 650 ● Income must be credited to your bank A/C Easy Lending Process: 1. Download the LokSuvidha personal loan app. 2. Register with your mobile number. 3. Apply by completing the kyc process & check for loan eligibility. 3. Choose the required loan amount & tenure basis eligibility upon approval. 4. Digitally authorise the ACH Mandate & Sign the agreement. 5. Get money transferred directly to your bank account within 24 working hours. We are currently serving in more than 60+ locations in India, across 4 states: Maharashtra, Madhya Pradesh, Uttar Pradesh, and Chhattisgarh. Illustrative Example (sample loan calculation): Loan Amount (Principal): ₹50,000 Tenure: 12 Months Interest Rate (APR): 24% PF (Processing Fee Incl. GST): ₹1,500* (No hidden charges) Disbursed Amount (Credited to your bank account): ₹50,000 Principal - ₹1,500 PF = ₹48,500 Monthly EMI: ₹4,728 Total Payable Amount: ₹4,728 x 12 = ₹56,736 Total Interest Payable: ₹4,728 x 12 - ₹50,000 (Principal) = ₹6,736 Total Cost of Loan = Interest + PF = ₹6,736 + ₹1,500 = ₹8,236 *Please note that these figures including PF and APR, are provided for illustrative/ representation purposes only and can vary for each borrower based on their individual credit assessment by Lok Suvidha Finance Ltd. About us: Lok Suvidha Finance Ltd. is an RBI registered NBFC based out of Nagpur, providing lending facilities such as Personal Loan, Two Wheeler Loan, E-Rickshaw Loan and Solar project financing. For any queries or assistance regarding loans, feel free to email us at: [email protected]

Security & authenticity

Security rating: Trusted

Signing certificate

Certificate issued to “Loksuvidha Ltd.” The developer's name — though anyone can put any name in a certificate.

Store checks and file details

Developer signature verified May 31, 2024
Antivirus scan result not available
Signed byO=Loksuvidha Ltd.
Signing certificate (SHA-1)A4:7F:36:B0:BE:C8:43:49:97:6E:6A:A1:3D:81:47:CB:08:C8:BB:23
File MD58ade34f631aeda6e9604d8df2bd112f0
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (17)

LokSuvidha - Personal Loan App requests 17 permissions, 3 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Display over other apps Sensitive android.permission.SYSTEM_ALERT_WINDOW
Advertising ID com.google.android.gms.permission.AD_ID
Download without notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Google Play license check com.android.vending.CHECK_LICENSE
Physical activity recognition com.google.android.gms.permission.ACTIVITY_RECOGNITION
Prevent the device from sleeping android.permission.WAKE_LOCK
Read Google service settings com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Wi-Fi android.hardware.wifi