loans.com.au Smart Money

loans.com.au Smart Money app gives you full access to your accounts on the go.

Loans.com.au · com.loans.smartmoney

Not rated yet 100K+ downloads v1.77.4 40.3 MB Android 6.0+ PEGI 3 · Everyone

Download APK 40.3 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v1.77.4 (1770402)
Updated: Sep 30, 2026 (9 days ago)
APK size: 40.3 MB
Requires: Android 6.0+ (API 23)
CPU support: Any (no native code)
Category: Finance (app)
Listed since: Mar 28, 2021 (at least)
Permissions: 27 (2 sensitive)
Website: loans.com.au
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

loans.com.au Smart Money is an app by Loans.com.au in the Finance category, listed since at least March 2021. It has no native code, so it runs on any Android processor.

It asks for 27 permissions, 2 of them sensitive: read shared storage and modify shared storage. It asks for the same permissions as version 1.77.0.

What's new in v1.77.4

Improvements on search address functionality

Description

From the listing uploaded by “appupdater”.

The loans.com.au Online Services app gives users a secure and convenient way to manage their Car Loans, Home Loans and Home Loan Redraw Offset accounts on the go. Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Quick Transfer to move funds fast • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Apply for additional loan funds • Messaging Service to contact us directly via the app Loans.com.au Online Services is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

Version history

4 versions are listed, going back to v1.74.6.

v1.77.4 LATEST Sep 30, 2026 40.3 MB TRUSTED v1.77.0 Aug 31, 2026 40.3 MB TRUSTED v1.76.3 Aug 25, 2026 40.3 MB TRUSTED v1.74.6 Mar 24, 2026 40.4 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Sep 30, 2026.
Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.
Same certificate as the 3 other versions checked

Store checks and file details

Developer signature verified Sep 30, 2026
Validated against Google Play Sep 30, 2026
Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
Signing certificate (SHA-1)A7:4C:2C:53:90:54:E9:22:98:2B:84:C4:0A:F5:33:C3:C8:0B:74:7D
File MD54788354588f20d78963e2de1c4f1c42e
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (3 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (27)

loans.com.au Smart Money requests 27 permissions, 2 of them sensitive.

Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Badge read (custom) com.sec.android.provider.badge.permission.READ
Badge write (custom) com.sec.android.provider.badge.permission.WRITE
Badger badge count read (custom) me.everything.badger.permission.BADGE_COUNT_READ
Badger badge count write (custom) me.everything.badger.permission.BADGE_COUNT_WRITE
Full network access android.permission.INTERNET
Home broadcast badge (custom) com.sonyericsson.home.permission.BROADCAST_BADGE
Home provider insert badge (custom) com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
Internal broadcast protection (app-defined) com.loans.smartmoney.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Launcher change badge (custom) com.huawei.android.launcher.permission.CHANGE_BADGE
Launcher read settings (custom) com.htc.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.huawei.android.launcher.permission.READ_SETTINGS
Launcher read settings (custom) com.oppo.launcher.permission.READ_SETTINGS
Launcher update badge (custom) com.majeur.launcher.permission.UPDATE_BADGE
Launcher update count (custom) com.anddoes.launcher.permission.UPDATE_COUNT
Launcher update shortcut (custom) com.htc.launcher.permission.UPDATE_SHORTCUT
Launcher write settings (custom) com.huawei.android.launcher.permission.WRITE_SETTINGS
Launcher write settings (custom) com.oppo.launcher.permission.WRITE_SETTINGS
Manage documents android.permission.MANAGE_DOCUMENTS
Prevent the device from sleeping android.permission.WAKE_LOCK
Read app badge android.permission.READ_APP_BADGE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Smartmoney backgroundhandleractivity (custom) com.loans.smartmoney.permission.BackgroundHandlerActivity
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Portrait screen android.hardware.screen.portrait