Kredito - Pinjaman Uang Daring

Online money loans, Rupiah installment loans, licensed and supervised by the OJK

PT. Fintek Digital Indonesia · com.kredito.fintek

Not rated yet 10M+ downloads v5.0.1 81.1 MB Android 7.0+ PEGI 3 · Everyone

Download APK 81.1 MB All versions

Signature matches the Google Play version Details

Watch the Kredito - Pinjaman Uang Daring trailer on YouTube

Kredito - Pinjaman Uang Daring screenshot 1

Kredito - Pinjaman Uang Daring screenshot 2

Kredito - Pinjaman Uang Daring screenshot 3

Kredito - Pinjaman Uang Daring screenshot 4

Kredito - Pinjaman Uang Daring screenshot 5

At a glance

Latest version: v5.0.1 (612)
Updated: Aug 3, 2026 (2 months ago)
APK size: 81.1 MB
Requires: Android 7.0+ (API 24)
CPU support: ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jun 17, 2021 (at least)
Permissions: 24 (3 sensitive)
Website: kredito.id
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Kredito - Pinjaman Uang Daring is an app by PT. Fintek Digital Indonesia in the Finance category, listed since at least June 2021. It includes native code for ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 4.0.9, the APK grew from 49.8 MB to 81.1 MB and the minimum Android version rose from 5.0 to 7.0. It asks for 24 permissions, 3 of them sensitive: camera, approximate location and display over other apps. Compared with version 4.1.3, it adds 1 new permission: “Download without notification”. The app can read the advertising ID that ad and analytics services use.

What's new in v5.0.1

【Kredito 5.0.1 - Era baru pinjaman!】 ✔ Pengajuan Dokumen Tambahan untuk Peningkatan Limit Kredit. ✔ Perbaikan bug dan peningkatan performa.

Description

From the listing uploaded by “appupdater”.

Kredito is an online cash lending platform licensed and supervised by the Financial Services Authority (OJK), with registration number KEP-47/D.05/2021. You can borrow cash up to a maximum of IDR 30,000,000 without collateral. Kredito also protects your personal data privacy. Download Kredito and apply for a loan easily and securely. 💰️ Loan Products ◉ Tenor: 91 days (minimum) to 360 days (maximum) ◉ Interest: 1.33% /month ◉ APR (maximum): 16% /year 👉 Example transaction simulation: If you choose a loan of IDR 1,000,000 with a 6-month term, the total interest to be paid is: IDR 1,000,000 * 1.33% * 6 = IDR 80,000 Therefore, the total amount to be repaid (at maturity) for a loan of IDR 1,000,000, with a 6-month term = IDR 1,000,000 + IDR 80,000 = IDR 1,000,000. 1,080,000 🤩 How to use Kredito offers unsecured cash loans, easy, and secure. The loan process is online. Users can choose the loan amount they need simply by following these steps: 1️⃣ Download the Kredito online loan application from the Google Play Store 2️⃣ Complete your personal information correctly 3️⃣ Set the loan amount and term 4️⃣ Verification process with the system using a big data algorithm 5️⃣ Fast disbursement of funds Kredito is a leading and trusted financial technology company that uses algorithmic technology and a selection process utilizing big data to provide better loan services for you and support financial inclusion. Our mission is to bring security and convenience to users who need Kredito loans. 💪 Product Advantages ✅ Online Loans - Unsecured Kredito is a trusted, unsecured online loan platform with affordable interest rates and service fees. If you're looking for an online loan for urgent needs, you can apply under the following conditions: Be at least 18 years old, have an original ID card (e-KTP/regular ID card), and have a bank account in Indonesia. Very easy loan requirements, right? ✅ Easy to use Download the Kredito Online Loan app and complete the entire loan application process in just a few steps. It won't take long. You can easily access the loan process anytime, anywhere, from your mobile phone. ✅ Fast Fund Disbursement Your loan application will be approved quickly and without complications, and the funds will be immediately transferred to your bank account. ✅ Privacy and Security Kredito will safeguard all user information and will not share it with third parties unless authorized by the user. 🏦 Payment Methods You can pay your Kredito loan bill via ATM transfer, mobile banking, and ALFA GROUP. Kredito's partner banks: BCA, Mandiri, BRI, BNI, Maybank, Permata ALFA GROUP: Alfamart, Alfamidi, Alfa Express. For further information, you can contact us through - Kredito's Official Customer Service: ☎️Phone: 021-80600999 📷Instagram: @kreditoid 🟢WhatsApp: +6281119910024 📧Email: [email protected] 🌐Website: www.kredito.id ⌚Business Hours: Monday-Sunday (9:00 AM - 6:00 PM WIB) 📍Address: Mandiri Inhealth Tower, 12th Floor, Jl. Prof. Dr. Satrio, Kav E-IV No. 6, Mega Kuningan, Karet Kuningan Subdistrict, Setia Budi District, South Jakarta 12940

Version history

4 versions are listed, going back to v4.0.9. Since v4.1.2 it requires Android 7.0+.

v5.0.1 LATEST Aug 3, 2026 81.1 MB TRUSTED v4.1.3 Jun 23, 2026 53.2 MB TRUSTED v4.1.2 Jun 29, 2026 49.8 MB TRUSTED v4.0.9 Dec 26, 2025 49.8 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Aug 3, 2026.
Certificate issued to “kreditMe” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Aug 3, 2026
Validated against Google Play Aug 3, 2026
Signed byCN=kreditMe, OU=kreditMe, O=kreditMe, L=sz, ST=gd, C=cn
Signing certificate (SHA-1)8D:96:9A:5E:E8:07:5C:39:E0:7A:9B:75:AF:15:F6:DE:EB:7C:02:A8
File MD52cd96f284265462017bca8503545ca0c
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (24)

Kredito - Pinjaman Uang Daring requests 24 permissions, 3 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Display over other apps Sensitive android.permission.SYSTEM_ALERT_WINDOW
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Access adservices topics android.permission.ACCESS_ADSERVICES_TOPICS
Advertising ID com.google.android.gms.permission.AD_ID
Change wifi state android.permission.CHANGE_WIFI_STATE
Commondata get common data (custom) com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
Control vibration android.permission.VIBRATE
Download without notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
Flashlight android.permission.FLASHLIGHT
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.kredito.fintek.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Mapsagent read app info (custom) com.samsung.android.mapsagent.permission.READ_APP_INFO
Prevent the device from sleeping android.permission.WAKE_LOCK
Read privileged phone state android.permission.READ_PRIVILEGED_PHONE_STATE
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Camera autofocus android.hardware.camera.autofocus
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait

Kredito - Pinjaman Uang Daring APK: questions and answers

Is there a version of Kredito - Pinjaman Uang Daring for older Android phones?

The current version needs Android 7.0 or later. Version 4.0.9 is the newest listed build that installs on Android 5.0 and later. Get version 4.0.9 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Kredito - Pinjaman Uang Daring APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 2cd96f284265462017bca8503545ca0c.