Jenius

The simple way to manage your life/finance with an app and Visa debit cards.

PT. Bank Tabungan Pensiunan Nasional Tbk · com.btpn.dc

4.1 out of 5 (12 ratings) 10M+ downloads v4.87.3 91.6 MB Android 9+ PEGI 3 · Everyone

Download APK 91.6 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v4.87.3 (9423)
Updated: Oct 1, 2026 (7 days ago)
APK size: 91.6 MB
Requires: Android 9+ (API 28)
CPU support: x86 64-bit
Category: Finance (app)
Listed since: Jun 8, 2020 (at least)
Permissions: 43 (12 sensitive)
Website: jenius.com
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Jenius is an app by PT. Bank Tabungan Pensiunan Nasional Tbk in the Finance category, listed since at least June 2020. It includes native code only for x86 64-bit, so it won't install on ordinary ARM phones (only on x86 devices such as emulators and some Chromebooks).

Since version 4.49.0, the minimum Android version rose from 5.0 to 9. It asks for 43 permissions, 12 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 4.87.1. The app can read the advertising ID that ad and analytics services use.

Ratings

4.1out of 512 ratings

5 ★58%
4 ★8%
3 ★25%
2 ★0%
1 ★8%

Ratings from users of the source store — not collected or verified by AAPKs.

What's new in v4.87.3

We’re constantly improving our app to give you a better and safer transaction experience. Update now and turn on auto-update so you don’t miss out!

Description

From the listing uploaded by “appupdater”.

The simple way to manage your life/finance with an app and Visa debit and credit cards. More than 4,000,000 users have started to build a better financial life with Jenius. Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications. Ready to start simplifying your life finance? Download Jenius, register and activate your account in no time. With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases. Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time. Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards. If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions. For transactions, you can use: - Jenius Pay: Pay for your online shopping with just your $Cashtag - QRIS: Scan with Jenius for quick and easy payment option - Transfer Money: Transfer to various accounts - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others Want to save up? Find your own suitable savings options: - Dream Saver: 5 savings to help you make dreams come true - Flexi Saver: 3 flexible savings to allocate money - Maxi Saver: Open as many deposits as you want from your smartphone - Cash Cow: Special savings for cashbacks and your daily transactions - Flexi Rasa Maxi deals: Locked savings for upfront cashback Other features that you can use: - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay - Pay Me: Send money requests - Split Bill: Easily split the bill - Flexi Cash: Cash out your flexible fund for various needs - Investment: Grow your wealth through mutual fund and bonds - Moneytory: Get insight for your financial report Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius. Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS). Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius. #ThinkUnthinkable Head Office PT Bank SMBC Indonesia Menara SMBC – CBD Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6 Jakarta 12950 Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius

Version history

7 versions are listed, going back to v4.49.0. New versions arrive here about every week. Since v4.85.1 it requires Android 9+.

v4.87.3 LATEST Oct 1, 2026 91.6 MB TRUSTED v4.87.1 Sep 28, 2026 91.6 MB TRUSTED v4.86.0 Sep 21, 2026 91.2 MB TRUSTED v4.85.1 Sep 16, 2026 92.2 MB TRUSTED v4.78.2 Jul 9, 2026 84.3 MB TRUSTED

All 7 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Oct 1, 2026.
Certificate issued to “IT” This is the certificate of the Google Play version.
Same certificate as the 5 other versions checked

Store checks and file details

Developer signature verified Oct 1, 2026
Validated against Google Play Oct 1, 2026
Signed byCN=BTPN DC, OU=PT Bank BTPN Tbk, O=IT, L=Jakarta Selatan, ST=DKI Jakarta, C=ID
Signing certificate (SHA-1)25:4F:49:7A:A8:77:CB:52:3C:66:9B:44:04:EF:4E:D4:A6:D2:A0:A7
File MD5d5ecf444cf284862c0b10806ef5ec70e
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (5 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (43)

Jenius requests 43 permissions, 12 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Bluetooth connect Sensitive android.permission.BLUETOOTH_CONNECT
Camera Sensitive android.permission.CAMERA
Display over other apps Sensitive android.permission.SYSTEM_ALERT_WINDOW
Find accounts on the device Sensitive android.permission.GET_ACCOUNTS
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read calendar Sensitive android.permission.READ_CALENDAR
Read contacts Sensitive android.permission.READ_CONTACTS
Read media visual user selected Sensitive android.permission.READ_MEDIA_VISUAL_USER_SELECTED
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Access notification policy android.permission.ACCESS_NOTIFICATION_POLICY
Advertising ID com.google.android.gms.permission.AD_ID
Browser read history bookmarks (custom) com.android.browser.permission.READ_HISTORY_BOOKMARKS
Commondata get common data (custom) com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
Control vibration android.permission.VIBRATE
Device power android.permission.DEVICE_POWER
Download without notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
Flashlight android.permission.FLASHLIGHT
Foreground service microphone android.permission.FOREGROUND_SERVICE_MICROPHONE
Foreground service phone call android.permission.FOREGROUND_SERVICE_PHONE_CALL
Full network access android.permission.INTERNET
Get package size android.permission.GET_PACKAGE_SIZE
Gm read content provider (custom) com.google.android.gm.permission.READ_CONTENT_PROVIDER
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.btpn.dc.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Manage own calls android.permission.MANAGE_OWN_CALLS
Mapsagent read app info (custom) com.samsung.android.mapsagent.permission.READ_APP_INFO
Modify audio settings android.permission.MODIFY_AUDIO_SETTINGS
Nfc android.permission.NFC
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Schedule exact alarms android.permission.SCHEDULE_EXACT_ALARM
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Camera android.hardware.camera
Basic touch input android.hardware.faketouch
Location android.hardware.location
Microphone android.hardware.microphone
Landscape screen android.hardware.screen.landscape
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

Jenius APK: questions and answers

Is there a version of Jenius for older Android phones?

The current version needs Android 9 or later. Version 4.63.2 is the newest listed build that installs on Android 7.0 and later. Get version 4.63.2 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Jenius APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 5 other versions checked. After downloading, check that the file's MD5 is d5ecf444cf284862c0b10806ef5ec70e.