Jenius APK

Version 2.30.2 - com.btpn.dc
Last updated: 2020-02-18 08:13:12
btpn,finance,jenius

The simple way to manage your life/finance with an app and Visa debit cards.

Jenius apk

APP Information

Download Version 2.30.2 (7482)
Apk Size46.46 MB
App DeveloperPT. Bank Tabungan Pensiunan Nasional Tbk
Malware CheckTRUSTED
Install on Android4.1.x and up
App Packagecom.btpn.dc.apk
MD5786f876a626c82cb3e505a2c226f6232
Rate4.08
Website http://www.jenius.com

Download Jenius 2.30.2 APK

App Description

Jenius is btpn,finance,jenius, content rating is Everyone (PEGI-3). This app is rated 4.08 by 12 users who are using this app. To know more about the company/developer, visit PT. Bank Tabungan Pensiunan Nasional Tbk website who developed it. com.btpn.dc.apk apps can be downloaded and installed on Android 4.1.x and higher Android devices. The Latest Version of 2.30.2 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 12124+ times on store. You can also download com.btpn.dc APK and run it with the popular Android Emulators.

Jenius is a mobile-based app for saving transacting and managing life/finance, complete with Visa debit cards. Since Jenius was built from users’ opinion of a better banking experience, this app has helped millions of people through these features:

1. ACCOUNT ACTIVATION through a video call🤳🏻
No need to go to a bank. Now, opening a bank account can be done from anywhere. 

2. $CASHTAG for money transfer
A personalized name as your account identity to send money and money request to another Jenius users. 

3. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app. 

4. Debit card as a credit card
Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, or make transactions in App Store/Google Play Store. 

5. SEND IT to pay all your bills
From money transfer, electricity, water, phone, credit card bills, to donation, every payment made easier and simpler with one feature. 

6. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e-Wallet accounts of GO-PAY, OVO, DANA, LinkAja! and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

7. FLEXI SAVER, a flexible saving
Now you can have a flexible saving with 5% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want. 

8. DREAM SAVER, your automatic saving
This automatic saving with 5% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your saving every day/week/month. 

9. MAXI SAVER to maximize your money
A term deposit with up to 6.5 % p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method. 

10. Make a transaction abroad with FOREIGN CURRENCY BALANCE
Besides IDR, you can also have USD, SGD, JPY and GBP balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to travel abroad. 

11. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius. 

12. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

13. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

14. FLEXI CASH for your emergency fund
Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need. 

15. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities, so you can track your spending easily. 

16. NOTIFICATION CENTER will let you know what’s new
Turn on the notification on your phone to get updated about the latest (and coolest!) offers from Jenius. 

17. Jenius E-STATEMENT is your bank statement
Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed. 

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe. 

Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.

Simpler Life, Happier You.
 

App ChangeLog

  • Now you can activate your Jenius account anywhere without a hassle using Video Call.
  • To use and make the most of all Jenius features, activate your account after you register. It’s easy and free.

App Screens

Jenius App Screen 1Jenius App Screen 2Jenius App Screen 3Jenius App Screen 4Jenius App Screen 5

Reviews From google play store

Nice app but the bank itself solves your case slower than a snail. I've rang the CS for several times since November 2019 and they always told me that they needed some extra time working on the case. It's not a big amount of money, but it sure makes the bank losing its customer's trust. The chat feature is also terrible. No CS responded to the chat and the annoying "are you still there" keeps popping up while it's me the one who's waiting for the CS to respond.


Your app loading time is so slow. When entering pin, it took too long to load but ended up with nothing and I still in the pin screen, so I couldn't do anything. Using the same connection (im3) I can easily access other banking services, e.g BCA, BNI. If this issue related to your app code, please provide the web interface as alternative. Or, if this is a backend issue, please fix it. Please don't reply this comment with suggestion to try again, thats not a solution, I've tried many times. Thx


One thing that needs to be improved from this application is that the session ends quickly; for example when you're in the transaction process, then you switch the application to the background, when you return, you're asked to enter the password again and your transaction process is lost alias you've to start from the beginning. The worst thing is when you need Jenius Help, you can't take your eyes off this application because otherwise your chat with CS will be ended suddenly.


I'm currently using Redmi Note 8 and the app is working fine, except that i can't activate fingerprint login. Every time i try to activate fingerprint login, a pop up to scan my fingerprint appeared but it instantly goes away, then a floating message appears that says oops fingerprint not recognized even though i havent put my finger on the scanner.


Top up e wallet is more often than not, a hit and miss. And the app will still record outgoing transaction in the In and Out eventhough the transaction was not succesful, which is confusing for record keeping. Also, loading time for getting in the app and some features takes ages, and sometimes it leads to crashes. Does the app becomes bad after BTPN acquired by SMBC?


this is awesome, it has 7 foreign currencies connected the main account. other features such as transfer money to other bank with no charge. topup to ewallet easily, pay bill, split bill. easy transaction in foreign countries makes travellers/those who stay long abroad got the benefit of Jenius.


Worst user experience, everytime you go to another app, this app ask for PIN and WIPED OUT all data I've filled before for such as: flexy cash, update profile, etc. This app force you to remind everything without take a look to your phone notes, doesn't allow to open another app, including your office address, relative phone number, relative's address, etc, literally everything. Pissed me off. UX team fix this, please!


MBanking is about speed and secure.Make it simple make it speedy faster.If keeping this app structure make the app slow and lagging then it's time to change the whole things!!Bring foreign currency transfer option between jenius user and hopefully user can cash out their foreign currency on any btpn branch!And why we can't use other than primary mCard for buying foreign currency so we can use it too,so much waste for the virtual visa card!No OTP after 1x transaction with mCard on online merchant


The loading takes too long as if it's a heavy app, it's inconvenient. My internet connection is good but the dashboard makes me reload the page all over again. Sometimes the app stops working and closes by itself. You should take BNI Mobile Banking app as an example.


The system is just good, but the apps working like its heavy. I used to think jenius for fast transaction activities but the apps working like reload over and over again. Thumbs down at the moment until the dev of the apps giving new update for this issue


Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.BLUETOOTH
android.permission.CAMERA
android.permission.FOREGROUND_SERVICE
android.permission.GET_ACCOUNTS
android.permission.GET_PACKAGE_SIZE
android.permission.INTERNET
android.permission.MODIFY_AUDIO_SETTINGS
android.permission.READ_CONTACTS
android.permission.READ_EXTERNAL_STORAGE
android.permission.READ_LOGS
android.permission.READ_PHONE_STATE
android.permission.READ_PROFILE
android.permission.READ_USER_DICTIONARY
android.permission.RECEIVE_BOOT_COMPLETED
android.permission.RECORD_AUDIO
android.permission.SYSTEM_ALERT_WINDOW
android.permission.USE_CREDENTIALS
android.permission.USE_FINGERPRINT
android.permission.VIBRATE
android.permission.WAKE_LOCK
android.permission.WRITE_EXTERNAL_STORAGE
android.permission.WRITE_USER_DICTIONARY
com.amazon.device.messaging.permission.RECEIVE
com.android.browser.permission.READ_HISTORY_BOOKMARKS
com.btpn.dc.permission.C2D_MESSAGE
com.btpn.dc.permission.RECEIVE_ADM_MESSAGE
com.btpn.dc.permission.UA_DATA
com.google.android.c2dm.permission.RECEIVE
com.samsung.android.providers.context.permission.WRITE_USE_APP_FEATURE_SURVEY
android.hardware.bluetooth
android.hardware.faketouch
android.hardware.location
android.hardware.microphone
android.hardware.screen.portrait
android.hardware.wifi
approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

GET ACCOUNTS
Allows access to the list of accounts in the Accounts Service.

find accounts on the device
Allows the app to get the list of accounts known by the phone. This may include any accounts created by applications you have installed.

measure app storage space
Allows the app to retrieve its code, data, and cache sizes

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

change your audio settings
Allows the app to modify global audio settings such as volume and which speaker is used for output.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read sensitive log data
Allows the app to read from the system's various log files. This allows it to discover general information about what you are doing with the phone, potentially including personal or private information.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

read your own contact card
Allows the app to read personal profile information stored on your device, such as your name and contact information. This means the app can identify you and may send your profile information to others.

read terms you added to the dictionary
Allows the app to read all words, names and phrases that the user may have stored in the user dictionary.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

record audio
Allows the app to record audio with the microphone. This permission allows the app to record audio at any time without your confirmation.

draw over other apps
Allows the app to draw on top of other applications or parts of the user interface. They may interfere with your use of the interface in any application, or change what you think you are seeing in other applications.

use accounts on the device
Allows the app to request authentication tokens.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

add words to user-defined dictionary
Allows the app to write new words into the user dictionary.

read your Web bookmarks and history
Allows the app to read the history of all URLs that the Browser has visited, and all of the Browser's bookmarks. Note: this permission may not be enforced by third-party browsers or other applications with web browsing capabilities.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

More Android Apps to Consider