Instapay eWallet

Instapay e-Wallet & Mastercard. A digital solution to Banking & Remittance needs

Instapay Technologies Sdn Bhd · com.instapaytech.instapay

Not rated yet 500K+ downloads v1.7.8 83.5 MB Android 8.0+ PEGI 3 · Everyone

Download APK 83.5 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v1.7.8 (68)
Updated: Oct 1, 2026 (8 days ago)
APK size: 83.5 MB
Requires: Android 8.0+ (API 26)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jun 17, 2021 (at least)
Permissions: 24 (7 sensitive)
Website: instapaytech.com
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Instapay eWallet is an app by Instapay Technologies Sdn Bhd in the Finance category, listed since at least June 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 1.5.5, the APK grew from 64.9 MB to 83.5 MB and the minimum Android version rose from 5.0 to 8.0. It asks for 24 permissions, 7 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 1.7.7. The app can read the advertising ID that ad and analytics services use.

What's new in v1.7.8

- UI Improvement - Performance Enhancement

Description

From the listing uploaded by “appupdater”.

Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard. You need to sign-up with Instapay to use Instapay's digital account. Instapay eWallet Account with linked Mastercard can be used for: Receiving Salary Cross Border Remittance DuitNow QR & DuitNow Transfer Withdraw cash from ATM Make purchases globally at Mastercard Merchants or online Top-up Mobile - Domestic or International P2P Money Transfer Scan QR and Pay Merchant All transactions are categorized and recorded in the passbook for viewing Instapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.

Version history

6 versions are listed, going back to v1.5.5. New versions arrive here every few months. Since v1.6.6 it requires Android 8.0+.

v1.7.8 LATEST Oct 1, 2026 83.5 MB TRUSTED v1.7.7 Sep 29, 2026 83.3 MB TRUSTED v1.7.6 Oct 9, 2026 81.6 MB TRUSTED v1.7.5 Sep 20, 2026 82.8 MB TRUSTED v1.6.6 Jul 24, 2026 68.2 MB TRUSTED

All 6 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Oct 1, 2026.
Certificate issued to “Instapay technologies Sdn Bhd” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Oct 1, 2026
Validated against Google Play Oct 1, 2026
Signed byCN=Panir Selvam, OU=Operations, O=Instapay technologies Sdn Bhd, L=Kuala Lumpur, ST=Kuala Lumpur, C=60
Signing certificate (SHA-1)F9:71:E3:72:9B:00:FB:11:B0:17:0E:96:4A:23:9A:2B:CB:AD:99:8F
File MD5b4ca94d191aaa7a4f721e190813599c2
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (24)

Instapay eWallet requests 24 permissions, 7 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Call phone Sensitive android.permission.CALL_PHONE
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
Advertising ID com.google.android.gms.permission.AD_ID
Change wifi state android.permission.CHANGE_WIFI_STATE
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.instapaytech.instapay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Modify audio settings android.permission.MODIFY_AUDIO_SETTINGS
Nfc android.permission.NFC
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Basic touch input android.hardware.faketouch
Location android.hardware.location
GPS android.hardware.location.gps
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

Instapay eWallet APK: questions and answers

Is there a version of Instapay eWallet for older Android phones?

The current version needs Android 8.0 or later. Version 1.5.5 is the newest listed build that installs on Android 5.0 and later. Get version 1.5.5 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Instapay eWallet APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is b4ca94d191aaa7a4f721e190813599c2.