Fio Smartbanking CZ

Modern and intuitive application for creating and managing an account from anywhere.

Fio banka · cz.fio.sb2

Not rated yet 500K+ downloads v2.10.32-cz 97.2 MB Android 8.0+ PEGI 3 · Everyone

Download APK 97.2 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v2.10.32-cz (410)
Updated: Oct 5, 2026 (3 days ago)
APK size: 97.2 MB
Requires: Android 8.0+ (API 26)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jul 8, 2021 (at least)
Permissions: 15 (6 sensitive)
Website: fio.cz
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Fio Smartbanking CZ is an app by Fio banka in the Finance category, listed since at least July 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 2.9.14-cz, the APK grew from 76.7 MB to 97.2 MB and the minimum Android version rose from 6.0 to 8.0. It asks for 15 permissions, 6 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 2.10.31-cz.

What's new in v2.10.32-cz

Nově si mohou účet v aplikaci snadno založit i klienti od 15 let.

Description

From the listing uploaded by “appupdater”.

Fio Smartbanking is smart and secure mobile banking for everyday financial management - with instant free payments, card management, savings, investments and opening an account online via Bank iD. Quick start without visiting a branch Are you a Fio banka client? Just download the app and easily activate it. Don't have an account yet? Open one directly in the app. Thanks to Bank iD, you can conveniently open an account online in a few minutes. The most important banking services in a few taps • Payments with your mobile phone and watch. • Instant free payments in CZK and EUR. • Payments to contact. • QR payments and Pay me. Overview of your finances anytime, anywhere • Balances and account movements. • Management of cards, their limits and security. • Widget with balance on your mobile home screen. • Customizing the app to your own needs. More than just a current account • New card immediately. • Savings. • Investing. • Loans and overdrafts. • Card insurance. Security you can rely on The application meets the latest security standards and protects your finances when logging in and confirming transactions. You can now verify in the application during a phone call that Fio banka is really calling you. You can also safely confirm your identity to the banker during a phone call. Secure communication via Fio service and the option to contact the infoline directly from the application are also available.

Version history

6 versions are listed, going back to v2.9.14-cz. New versions arrive here about every 2 weeks. Since v2.10.15-cz it requires Android 8.0+.

v2.10.32-cz LATEST Oct 5, 2026 97.2 MB TRUSTED v2.10.31-cz Sep 24, 2026 97.2 MB TRUSTED v2.10.30-cz Sep 9, 2026 97.2 MB TRUSTED v2.10.29-cz Sep 1, 2026 97.2 MB TRUSTED v2.10.15-cz Mar 22, 2026 86.9 MB TRUSTED

All 6 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Oct 5, 2026.
Certificate issued to “Unknown” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Oct 5, 2026
Validated against Google Play Oct 5, 2026
Signed byCN=Fio banka a.s., OU=Fio banka a.s., O=Unknown, L=Prague, ST=Czech Republic, C=CZ
Signing certificate (SHA-1)D6:F1:E1:C8:33:EA:02:2A:B5:1C:38:5E:66:C1:04:2A:B0:04:3A:CA
File MD5de62167ac992fce15e6a6164afe33fbb
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (15)

Fio Smartbanking CZ requests 15 permissions, 6 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Internal broadcast protection (app-defined) cz.fio.sb2.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Microphone android.hardware.microphone

Fio Smartbanking CZ APK: questions and answers

Is there a version of Fio Smartbanking CZ for older Android phones?

The current version needs Android 8.0 or later. Version 2.9.14-cz is the newest listed build that installs on Android 6.0 and later. Get version 2.9.14-cz · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Fio Smartbanking CZ APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is de62167ac992fce15e6a6164afe33fbb.