Finmas app icon

Finmas

Fast, Safe, Reliable & Simple Loans Main Information of FINMAS Loan Products • Get a cash loan from: IDR 1,000,000 - IDR 5,000,000 • Loan tenor: 91 days - 180 days • Maximum interest per year (APR): 35% • Service fees and other fees depend on the user's choice of products with low interest rates of only 0.23% - 0.39% per day FINMAS also provides a cash advance product loan simulation to make it easier for you to make transactions, for example for a loan of IDR 3,000,000 with a period of 91 days, the fees charged are as follows: • Daily interest rate : 0.27% & admin fee IDR 330,000 • Total interest : 0.27%*(3,000,000+330,000)*91 days = IDR 818,181 • Total bill : IDR 818,181 + IDR 330,000 + IDR 3,000,000 = IDR 4,148,181 • Monthly bill to be paid: IDR 1,382,727/month Finmas provides fast, safe, reliable and simple cash loan services. Get credit access in minutes, anywhere & anytime. Cash Advance Withdrawing cash loans is now easier and faster. Choose an installment period with a tenor starting from 91 days. Also get additional health protection from current worrying conditions in the Finmas Care feature from Qoala. Business Capital Loan Additional working capital for micro traders and MSMEs to develop their businesses. This is in line with the people's economic program in improving the welfare of the Indonesian people. Easy payment process You can pay bills via ATM transfer, M-Banking, Internet Banking and all ALFA Group branches via DOKU. 100% Safe & Secure. Finmas always maintains the security of your data & privacy. Privacy and permission: When you download Finmas, we will ask to scan a government-certified identity (KTP) and other information to verify your identity and eligibility when receiving a loan. We highly value your privacy and your personal information will not be shared without your permission and consent. Don't worry if you forget your password, reset your password just by entering your ID card number The Finmas application is an information technology-based peer-to-peer lending service application issued by PT Oriente Mas Sejahtera in accordance with the Financial Services Authority (OJK) Regulation No. 77/POJK.01/2016, and has a business license from the OJK (KEP-85 /D.05/2019) on 30 September 2019, and refers to the www.finmas.co.id platform. Instagram: @finmasid Facebook: @finmasid FINMAS Cohive 101, floor 16 Jl. Mega Kuningan Barat Block E.4.7 No. 1, Mega Kuningan Area South Jakarta, DKI Jakarta 12950, ​​Indonesia Phone : 021 - 509999988

PT Oriente Mas Sejahtera · com.oriente.finmas

5.0 out of 5 (3 ratings) 1M+ downloads v1.14.6.0 18.9 MB Android 5.1+ PEGI 3 · Everyone

At a glance

Latest version
v1.14.6.0 (2011480)
Updated
Mar 21, 2022 (4 years ago)
APK size
18.9 MB
Requires
Android 5.1+ (API 22)
CPU support
ARM 32-bit, ARM 64-bit
Category
Finance (app)
Listed since
Feb 2, 2021 (at least)
Permissions
16 (3 sensitive)
Website
finmas.co.id
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Finmas is an app by PT Oriente Mas Sejahtera in the Finance category, listed since at least February 2021. It includes native code for ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 16 permissions, 3 of them sensitive: precise location, camera and approximate location.

What's new in v1.14.6.0

"Hai Sahabat, Aku selalu nungguin kamu datang kesini untuk membantu keluh kesah yang saat ini kamu rasakan, apalagi untuk urusan yang paling sensitif seperti keuangan. Kamu pasti mau kan mulai usaha rumahan, bisnis sampingan atau mungkin mencoba membuka peluang baru lainnya untuk menambah pemasukan. Buat aku, kamu itu prioritas yang paling penting, jadi kalau dalam keadaan genting aku gak bakalan pernah ghosting. Aku setia kok nungguin kamu, jadi kamu gak perlu ragu. With Love, Finmas

Description

From the listing uploaded by “appupdater”.

Informasi Utama Produk Pinjaman FINMAS • Dapatkan pinjaman tunai dari: Rp 1,000,000 - Rp 5,000,000 • Masa tenor pinjaman: 91 hari - 180 hari • Bunga maksimum per tahun (APR): 35 % • Biaya layananan dan biaya lainnya tergantung dari pilihan produk pengguna dengan suku bunga rendah hanya 0.23% - 0.39 % per hari FINMAS juga memberikan simulasi pinjaman produk Cash Advance untuk memudahkan Kamu dalam bertransaksi, contoh untuk pinjaman Rp 3.000.000 dengan jangka waktu 91 hari, biaya yang dikenakan adalah sebagai berikut: : • Suku bunga harian : 0,27% & biaya admin Rp 330.000 • Total bunga : 0,27%*(3.000.000+330.000)*91 hari = Rp 818.181 • Total tagihan : Rp 818.181 + Rp 330.000 + Rp 3.000.000 = Rp 4.148.181 • Tagihan bulanan yang harus dibayar: Rp 1,382,727/bulan Finmas memberikan layanan cash loan yang cepat, aman terpercaya dan simpel. Get credit access in minutes, anywhere & anytime. Cash Advance Penarikan pinjaman tunai sekarang semakin mudah dan cepat. Pilih periode cicilan dengan tenor mulai dari 91 hari. Dapatkan juga tambahan perlindungan kesehatan dari kondisi yang mengkhawatirkan saat ini pada fitur Finmas Care dari Qoala. Pinjaman Modal Usaha Tambahan modal usaha bagi pedagang mikro dan UMKM untuk mengembangkan usahanya. Hal ini sejalan dengan program ekonomi kerakyatan dalam meningkatkan kesejahteraan masyarakat Indonesia. Proses pembayaran mudah Kamu dapat membayar tagihan melalui transfer ATM, M-Banking, Internet Banking dan semua cabang ALFA Group via DOKU. 100% Safe & Secure. Finmas selalu menjaga keamanan data & privasi kamu. Privasi dan izin: Ketika kamu download Finmas, kami akan meminta untuk memindai identitas yang disahkan pemerintah (KTP) dan informasi lainnya untuk verifikasi identitas dan kelayakan kamu ketika menerima pinjaman. Kami sangat menghargai privasi dan informasi pribadi kamu tidak akan disebar luaskan tanpa izin dan persetujuan kamu. Jangan khawatir kalau kamu lupa password, atur ulang password kamu hanya dengan memasukan nomor KTP Aplikasi Finmas adalah aplikasi layanan peer-to-peer lending berbasis teknologi informasi yang diterbitkan oleh PT Oriente Mas Sejahtera sesuai Peraturan Otoritas Jasa Keuangan (OJK) No.77/POJK.01/2016, dan telah memiliki izin usaha dari OJK (KEP-85/D.05/2019) pada tanggal 30 September 2019, dan mengacu pada platform www.finmas.co.id. Instagram: @finmasid Facebook: @finmasid FINMAS Cohive 101, lantai 16 Jl. Mega Kuningan Barat Blok E.4.7 No. 1, Kawasan Mega Kuningan Jakarta Selatan, DKI Jakarta 12950, Indonesia Phone : 021 - 50999988

Security & authenticity

Security rating: Trusted

Signing certificate

  • Certificate issued to “Cashalo” Not the developer's name (“PT Oriente Mas Sejahtera”). Names in certificates can't be verified, so this alone proves nothing.

Store checks and file details

  • Developer signature verified Mar 21, 2022
  • Signed byCN=Cashalo, OU=Cashalo, O=Cashalo, L=cs, ST=hn, C=CHN
  • Signing certificate (SHA-1)4E:62:76:D6:E7:72:15:E4:79:42:97:29:6C:9D:0D:5C:41:6B:25:C4
  • File MD5fab27eb134a42aa41bfe242f0530d679
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (16)

Finmas requests 16 permissions, 3 of them sensitive.

Required hardware & features

Finmas APK: questions and answers

Can I install this APK over the version I already have?

Only if it is signed with the same certificate as the copy on your phone and isn't an older version. If Android says “App not installed”, the certificates differ; uninstalling your copy first works but deletes its data unless it is backed up.

Is the Finmas APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. After downloading, check that the file's MD5 is fab27eb134a42aa41bfe242f0530d679.

Tags

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