Fido Money Lending app icon

Fido Money Lending

Apply for an instant loan with no need for collateral or guarantor

Fido Solutions · com.fidocredit

5.0 out of 5 (1 rating) 500K+ downloads v3.1 7.7 MB Android 4.0.3+ PEGI 3 · Everyone

At a glance

Latest version
v3.1 (3100)
Updated
Jun 12, 2019 (7 years ago)
APK size
7.7 MB
Requires
Android 4.0.3+ (API 15)
CPU support
Any (no native code)
Category
Finance (app)
Permissions
24 (10 sensitive)
Website
fidocredit.com
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Fido Money Lending is an app by Fido Solutions in the Finance category. It has no native code, so it runs on any Android processor.

It asks for 24 permissions, 10 of them sensitive, including precise location, camera and read contacts.

Description

From the listing uploaded by “anonymous7”.

Fido loan is fast, easy and convenient. Licensed by the Bank of Ghana and trusted by thousands of satisfied customers Only available in Ghana ------------------------------------------------------------------------------------ Why get a loan through Fido? 👍 Apply in the comfort of your home, anytime; 👍 Receive a loan request decision within minutes; 👍 No hidden fees, all costs are displayed in the app; 👍 No waiting in bank queues & No paperwork required; 👍 No collateral & No guarantor; 👍 Money is disbursed instantly. What do you get with Fido? ✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days; ✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600; ✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options; ✓ Interest rate and total amount to repay are displayed in the app. What do you need to apply? ✓ A valid ID (voter’s ID, biometric passport, NHIA); ✓ A mobile money account that is at least 2 months old; ✓ Be a resident of Ghana, over 18 years of age. How to Apply? ✓ Download the app and fill in your details only once. For subsequent applications confirm your details only. ✓ Receive an immediate loan decision; ✓ If you are approved, you will receive the money instantly into your mobile money account; NB: Some customers might be asked to visit the branch if we cannot verify their identity online. How to repay? ✓ Repay using your mobile money; ✓ You can find the process on how to repay in the mobile app help section; ✓ Repay on time and you are eligible to take another loan. ------------------------------------------------------------------------------------ Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana. Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations. The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower. Representative Example: A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day. The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term. ------------------------------------------------------------------------------------ You can contact us on 0307082134 for further information You can be assured of your privacy, your data is secure with Fido www.fidocredit.com Fido loan is fast, easy and convenient. Licensed by the Bank of Ghana and trusted by thousands of satisfied customers Only available in Ghana ------------------------------------------------------------------------------------ Why get a loan through Fido? 👍 Apply in the comfort of your home, anytime; 👍 Receive a loan request decision within minutes; 👍 No hidden fees, all costs are displayed in the app; 👍 No waiting in bank queues & No paperwork required; 👍 No collateral & No guarantor; 👍 Money is disbursed instantly. What do you get with Fido? ✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days; ✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600; ✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options; ✓ Interest rate and total amount to repay are displayed in the app. What do you need to apply? ✓ A valid ID (voter’s ID, biometric passport, NHIA); ✓ A mobile money account that is at least 2 months old; ✓ Be a resident of Ghana, over 18 years of age. How to Apply? ✓ Download the app and fill in your details only once. For subsequent applications confirm your details only. ✓ Receive an immediate loan decision; ✓ If you are approved, you will receive the money instantly into your mobile money account; NB: Some customers might be asked to visit the branch if we cannot verify their identity online. How to repay? ✓ Repay using your mobile money; ✓ You can find the process on how to repay in the mobile app help section; ✓ Repay on time and you are eligible to take another loan. ------------------------------------------------------------------------------------ Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana. Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations. The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower. Representative Example: A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day. The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term. ------------------------------------------------------------------------------------ You can contact us on 0307082134 for further information You can be assured of your privacy, your data is secure with Fido www.fidocredit.com

Security & authenticity

Security rating: Trusted

Signing certificate

  • Certificate issued to “Fido Money Lending Ltd.” The developer's name — though anyone can put any name in a certificate.

Store checks and file details

  • Developer signature verified Apr 30, 2020
  • Antivirus scan passed Oct 21, 2020
  • Signed byCN=Gadi Regev, OU=App Development, O=Fido Money Lending Ltd., L=Accra, ST=Greater Accra, C=GH
  • Signing certificate (SHA-1)F0:23:11:3A:32:F3:50:11:3C:4E:40:15:0D:15:59:68:10:CE:35:81
  • File MD5e7c2a96e8be6ae141b742991845363a3
  • Uploaded by “anonymous7” 2 followers · uploading since 2018

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (24)

Fido Money Lending requests 24 permissions, 10 of them sensitive.

Required hardware & features

Fido Money Lending APK: questions and answers

Can I install this APK over the version I already have?

Only if it is signed with the same certificate as the copy on your phone and isn't an older version. If Android says “App not installed”, the certificates differ; uninstalling your copy first works but deletes its data unless it is backed up.

Is the Fido Money Lending APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. After downloading, check that the file's MD5 is e7c2a96e8be6ae141b742991845363a3.

Tags

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