Essential CU

The Essential Credit Union Mobile App. Anytime. Anywhere.

Essential Federal CU · com.ifs.banking.fiid1572

Not rated yet 10K+ downloads v2025.10.1 114.4 MB Android 10+ PEGI 3 · Everyone

Download APK 114.4 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v2025.10.1 (2025101001)
Updated: Aug 3, 2026 (2 months ago)
APK size: 114.4 MB
Requires: Android 10+ (API 29)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Feb 10, 2021 (at least)
Permissions: 28 (10 sensitive)
Website: essentialfcu.org/home/home
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Essential CU is an app by Essential Federal CU in the Finance category, listed since at least February 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 2023.10.03, the minimum Android version rose from 8.0 to 10. It asks for 28 permissions, 10 of them sensitive, including precise location, location in the background and camera. Compared with version 2023.10.03, it adds 4 new permissions (“Modify shared storage”, “Access adservices ad id”, “Access adservices attribution” and “Download without notification”) and drops 1 (“Access media location”). The app can read the advertising ID that ad and analytics services use.

What's new in v2025.10.1

Support added for additional types of utility links to be accessible from the accounts page Addition of higher-resolution app icons to improve display on some devices Fixed intermittent accounts display issue Added requirement to re-enroll biometrics after password change Updates to the 'texting you' and 'calling you' pages Various additional enhancements and bug fixes

Description

From the listing uploaded by “appupdater”.

The Essential Credit Union Mobile App and Wear OS allows you the power to access your account information on your mobile device at any time and from anywhere! Once you download the Essential mobile app, you simply login using the same credentials you have for Online Banking. The Essential app gives you the ability to: • Check balances • View your transaction history • Transfer funds • Pay bills • Pay or transfer money to friends and family in your device contacts • Deposit checks • Find ATMs and branches quickly and easily. Download the convenient Essential Mobile App today!

Version history

2 versions are listed, going back to v2023.10.03. Since v2025.10.1 it requires Android 10+.

v2025.10.1 LATEST Aug 3, 2026 114.4 MB TRUSTED v2023.10.03 Dec 22, 2023 30.8 MB TRUSTED

All 2 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Aug 3, 2026.
Certificate issued to “Dow Louisiana Federal Credit Union” This is the certificate of the Google Play version.
Same certificate as the other version checked

Store checks and file details

Developer signature verified Aug 3, 2026
Validated against Google Play Aug 3, 2026
Signed byCN=Dow Louisiana Federal Credit Union, OU=Dow Louisiana Federal Credit Union, O=Dow Louisiana Federal Credit Union, L=Plaquemine, ST=LA, C=United States
Signing certificate (SHA-1)F6:2B:BA:F5:8A:62:A5:8E:B4:7C:6C:FC:CF:EB:62:AA:04:BB:C6:30
File MD5491d7cab2c6fc94cf1b2dd448bc75b14
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (1 other version compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (28)

Essential CU requests 28 permissions, 10 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Bluetooth connect Sensitive android.permission.BLUETOOTH_CONNECT
Bluetooth scan Sensitive android.permission.BLUETOOTH_SCAN
Call phone Sensitive android.permission.CALL_PHONE
Camera Sensitive android.permission.CAMERA
Location in the background Sensitive android.permission.ACCESS_BACKGROUND_LOCATION
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Advertising ID com.google.android.gms.permission.AD_ID
Control vibration android.permission.VIBRATE
Download without notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.ifs.banking.fiid1572.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Read Google service settings com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait

Essential CU APK: questions and answers

Is there a version of Essential CU for older Android phones?

The current version needs Android 10 or later. Version 2023.10.03 is the newest listed build that installs on Android 8.0 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 2023.10.03 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Essential CU APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the other version checked. After downloading, check that the file's MD5 is 491d7cab2c6fc94cf1b2dd448bc75b14.