Drafty | Personal Credit

Drafty app is designed for existing Drafty customers to manage their account.

GAIN Credit Holdings, Inc · com.globalanalytics.draftyloc

Not rated yet 100K+ downloads v3.46.5 6.5 MB Android 8.0+ PEGI 3 · Everyone

Download APK 6.5 MB All versions

Signature matches the Google Play version Details

Watch the Drafty | Personal Credit trailer on YouTube

At a glance

Latest version: v3.46.5 (145)
Updated: Feb 19, 2026 (8 months ago)
APK size: 6.5 MB
Requires: Android 8.0+ (API 26)
CPU support: Any (no native code)
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Jun 13, 2021 (at least)
Permissions: 14
Website: drafty.co.uk
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Drafty | Personal Credit is an app by GAIN Credit Holdings, Inc in the Finance category, listed since at least June 2021. It has no native code, so it runs on any Android processor.

Since version 3.45.6, the APK shrank from 7.2 MB to 6.5 MB and the minimum Android version rose from 7.0 to 8.0. It asks for 14 permissions, none of them sensitive. It asks for the same permissions as version 3.46.4. The app can read the advertising ID that ad and analytics services use.

What's new in v3.46.5

A few enhancements and technical fixes. Please keep our app updated so you've always got our latest improvements.

Description

From the listing uploaded by “appupdater”.

Drafty - Manage Your Flex Account The Drafty app is designed for existing Drafty customers to manage their flexible line of credit account. Drafty is an FCA-authorised provider. This app allows you to access and manage your existing Drafty account. With the Drafty app, you can: • Access funds within your approved credit limit • Check your available balance • View your account details • Manage your repayments If you're not yet a Drafty customer, visit drafty.co.uk for more information.

Version history

4 versions are listed, going back to v3.45.6. Since v3.46.3 it requires Android 8.0+.

v3.46.5 LATEST Feb 19, 2026 6.5 MB TRUSTED v3.46.4 Dec 12, 2025 6.5 MB TRUSTED v3.46.3 Dec 2, 2025 6.5 MB TRUSTED v3.45.6 Nov 20, 2024 7.2 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Feb 19, 2026.
Certificate issued to “Global Analytics” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Feb 19, 2026
Validated against Google Play Feb 19, 2026
Signed byCN=prakash s, OU=Engineering, O=Global Analytics, L=Chennai, ST=TN, C=91
Signing certificate (SHA-1)B1:92:FF:01:AD:CC:F8:0F:F8:20:4A:9F:63:70:EC:A1:89:DE:58:38
File MD5bc82ad6d641fca66614b00259a405f4f
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (14)

Drafty | Personal Credit requests 14 permissions, none of them sensitive.

Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Advertising ID com.google.android.gms.permission.AD_ID
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.globalanalytics.draftyloc.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch

Drafty | Personal Credit APK: questions and answers

Is there a version of Drafty | Personal Credit for older Android phones?

The current version needs Android 8.0 or later. Version 3.45.6 is the newest listed build that installs on Android 7.0 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 3.45.6 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Drafty | Personal Credit APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is bc82ad6d641fca66614b00259a405f4f.