CTOS

Stay on top of your credit health with CTOS ID mobile app!

CTOS DATA SYSTEMS · my.com.ctos.android

5.0 out of 5 (2 ratings) 1M+ downloads v2.1.63 84.1 MB Android 8.1+ PEGI 3 · Everyone

Download APK 84.1 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v2.1.63 (145)
Updated: May 13, 2026 (5 months ago)
APK size: 84.1 MB
Requires: Android 8.1+ (API 27)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit, MIPS, MIPS 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Feb 6, 2021 (at least)
Permissions: 22 (8 sensitive)
Website: ctos.com.my
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

CTOS is an app by CTOS DATA SYSTEMS in the Finance category, listed since at least February 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit, MIPS and MIPS 64-bit, so it runs on practically every phone.

It asks for 22 permissions, 8 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 2.1.62. The app can read the advertising ID that ad and analytics services use.

What's new in v2.1.63

Introducing Auto-Renewal for MyCTOS Score Report! Get your latest MyCTOS Score Report every month automatically—no manual purchases needed. Stay updated effortlessly.

Description

From the listing uploaded by “appupdater”.

CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users! This application enables you to obtain your CTOS User ID so that you can:- 1. Get your CTOS Score report via the mobile app to monitor your credit health 2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams 3. Amend your CTOS ID profile so that it is accurate and up-to-date MyCTOS Score Report =================== • Increase your chances of loan approval • Check for warning signs of identity theft & fraud • See if there's litigation or bankruptcy case under your name • Check if you owe anyone (Trade References - eTR) • Fix inaccuracies and 'clean up' your credit report CTOS SecureID ============= 1. Fraud Alerts: • Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised • New Credit Application: Alerts you on any new credit applications under your name • Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased) • Account Closure: Alerts you on closures of any credit facilities under your name • Changes of Address: Alerts you on any address changes associated with your NRIC number • Scam Alerts: Provide you alerts on latest scam so you can take precautions 2. Credit Monitoring: • Score Updates: Monitor changes in your credit score reports every 3 months • Missed Payments: Monthly alert on missed payments • Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name • Litigation Records: Know if anything legal is falsely booked or reported in court system • Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt 3. Takaful Coverage • Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more.. We are constantly updating the CTOS ID mobile app to add more features. Download now! Learn more at www.ctoscredit.com.my Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems

Version history

3 versions are listed, going back to v2.1.61.

v2.1.63 LATEST May 13, 2026 84.1 MB TRUSTED v2.1.62 Mar 7, 2026 84.1 MB TRUSTED v2.1.61 Dec 12, 2025 39 MB TRUSTED

All 3 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on May 13, 2026.
Certificate issued to “Agmo Studio” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified May 13, 2026
Validated against Google Play May 13, 2026
Signed byCN=Agmo Studio
Signing certificate (SHA-1)4A:59:64:3C:A8:2C:7A:95:6D:9E:04:9D:4F:C7:DD:92:16:38:75:FC
File MD5d60e130f351cfa2e15b535b1bde0ba07
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (22)

CTOS requests 22 permissions, 8 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read media visual user selected Sensitive android.permission.READ_MEDIA_VISUAL_USER_SELECTED
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Record audio (microphone) Sensitive android.permission.RECORD_AUDIO
Advertising ID com.google.android.gms.permission.AD_ID
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) my.com.ctos.android.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Camera android.hardware.camera
Basic touch input android.hardware.faketouch
Location android.hardware.location
Microphone android.hardware.microphone
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

CTOS APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the CTOS APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is d60e130f351cfa2e15b535b1bde0ba07.