CSOB SmartToken

It’s smart to be safe. CSOB.

ČSOB Slovensko · sk.csob.smarttoken

Not rated yet 500K+ downloads v4.3 81.2 MB Android 9+ PEGI 3 · Everyone

Download APK 81.2 MB All versions

Signature matches the Google Play version Details

Watch the CSOB SmartToken trailer on YouTube

At a glance

Latest version: v4.3 (768)
Updated: Oct 9, 2026 (today)
APK size: 81.2 MB
Requires: Android 9+ (API 28)
CPU support: x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit, MIPS, MIPS 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Oct 19, 2020 (at least)
Permissions: 28 (5 sensitive)
Website: csob.sk
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

CSOB SmartToken is an app by ČSOB Slovensko in the Finance category, listed since at least October 2020. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit, MIPS and MIPS 64-bit, so it runs on practically every phone.

Since version 3.5.1, the minimum Android version rose from 5.0 to 9. It asks for 28 permissions, 5 of them sensitive, including precise location, camera and approximate location. Compared with version 3.5.1, it adds 6 new permissions (“See all installed apps”, “Access adservices ad id”, “Access adservices attribution” and 3 more) and drops 1 (“Access location extra commands”).

What's new in v4.3

Simplified SmartBanking Activation (SmartBanking v9.27 or higher is required) We've made a number of improvements behind the scenes that work for you every time you use the app. We have strengthened security mechanisms, increased reliability, and at the same time preserved the simplicity and convenience you are used to.

Description

From the listing uploaded by “appupdater”.

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on rooted or otherwise modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. The application is supported on devices running Android 9.0 or later. ©2020 CSOB Slovakia

Version history

2 versions are listed, going back to v3.5.1. Since v4.3 it requires Android 9+.

v4.3 LATEST Oct 9, 2026 81.2 MB TRUSTED v3.5.1 Oct 7, 2024 28.3 MB TRUSTED

All 2 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Oct 9, 2026.
Certificate issued to “ZENTITY Banking Solutions, s.r.o.” This is the certificate of the Google Play version.
Same certificate as the other version checked

Store checks and file details

Developer signature verified Oct 9, 2026
Validated against Google Play Oct 9, 2026
Signed byCN=Abhishek Balaria, OU=Development, O="ZENTITY Banking Solutions, s.r.o.", L=Praha, ST=CZ, C=CZ
Signing certificate (SHA-1)B2:5E:6E:DA:A8:B3:24:65:63:E9:60:A3:AF:EC:9F:43:C1:A9:A9:3C
File MD5c36173680961cc79672abc92162336cc
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (1 other version compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (28)

CSOB SmartToken requests 28 permissions, 5 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
See all installed apps Sensitive android.permission.QUERY_ALL_PACKAGES
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Access gps android.permission.ACCESS_GPS
Access location android.permission.ACCESS_LOCATION
Access sharable db (custom) com.csobsk.smartbankingv2.sb.ACCESS_SHARABLE_DB
Change network state android.permission.CHANGE_NETWORK_STATE
Context write use app feature survey (custom) com.samsung.android.providers.context.permission.WRITE_USE_APP_FEATURE_SURVEY
Control vibration android.permission.VIBRATE
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) sk.csob.smarttoken.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Read Google service settings com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE
Write internal storage android.permission.WRITE_INTERNAL_STORAGE
Write sharable db (custom) com.csobsk.smartbankingv2.sb.WRITE_SHARABLE_DB

Required hardware & features

Basic touch input android.hardware.faketouch
Landscape screen android.hardware.screen.landscape
Portrait screen android.hardware.screen.portrait

CSOB SmartToken APK: questions and answers

Is there a version of CSOB SmartToken for older Android phones?

The current version needs Android 9 or later. Version 3.5.1 is the newest listed build that installs on Android 5.0 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 3.5.1 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the CSOB SmartToken APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the other version checked. After downloading, check that the file's MD5 is c36173680961cc79672abc92162336cc.