CreditWise from Capital One app icon

CreditWise from Capital One

CreditWise from Capital One - Free credit score and monitoring

Capital One Services, LLC · com.capitalone.credittracker

3.0 (2 ratings) 5M+ downloads v1.153.0 75.5 MB Android 11+ PEGI 3 · Everyone

Download APK 75.5 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v1.153.0 (11530000)
Updated
Oct 6, 2026 (3 days ago)
APK size
75.5 MB
Requires
Android 11+ (API 30)
CPU support
x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics
OpenGL ES 2.0+
Category
Finance (app)
Listed since
Jun 16, 2021 (at least)
Permissions
39
Website
capitalone.com
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

CreditWise from Capital One is an app by Capital One Services, LLC in the Finance category, listed since at least June 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 1.89.1, the APK grew from 40 MB to 75.5 MB and the minimum Android version rose from 7.1 to 11. It asks for 39 permissions, none of them sensitive. It asks for the same permissions as version 1.152.1. The app can read the advertising ID that ad and analytics services use.

What's new in v1.153.0

Here is what's included in our latest update: We made some performance improvements to make your experience better throughout the app.

Description

From the listing uploaded by “appupdater”.

CreditWise is a free credit monitoring tool that could help you improve your credit score. We believe in empowering people with the tools to effectively monitor and manage their credit, no matter where they are in their credit journey. Using CreditWise won’t hurt your score. With CreditWise, you’ll have free access to your FICO® Score 8 and TransUnion® credit report—plus targeted advice, tools and alerts to help you monitor your credit. You’ll also get free access to dark web alerts to help you take action when your information is detected somewhere suspicious. Sign up for CreditWise and receive: ● Updates as frequently as daily to your TransUnion-based FICO Score 8. ● Access to your TransUnion credit report to look for signs of error, theft or fraud. ● Alerts if your Social Security number or email address are found on the dark web. ● Clarity on how certain everyday decisions may affect your credit score with the Credit Simulator. ● Helpful breakdowns of the key factors that make up your credit score and how you’re doing on each of them. ● Suggestions to help you improve your credit score. ● Alerts about select changes to your TransUnion or Experian® credit reports. ● Alerts if any new names or addresses were associated with your Social Security number on a credit application. Ever wanted to know the impact of certain financial decisions on your credit score, before you make them? CreditWise has a tool for that. Use the Credit Simulator to see how different scenarios—like opening a new credit card—could affect your FICO Score 8. Knowing how certain actions could impact your score may help you establish, maintain and build credit for more financial stability. CreditWise is free, fast, secure and available to every adult who is 18 or older residing in the US with a Social Security number and a report on file at TransUnion. Download the app today and take control of your credit. The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion® data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do not need to be a Capital One account holder to sign up for CreditWise. Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web. The CreditWise Simulator provides an estimate of your score change and does not guarantee how your score may change.

Version history

9 versions are listed, going back to v1.89.1. New versions arrive here about every month. Since v1.141.0 it requires Android 11+.

v1.153.0 LATEST Oct 6, 2026 75.5 MB TRUSTED v1.152.1 Sep 23, 2026 75.5 MB TRUSTED v1.151.0 Aug 27, 2026 75.6 MB TRUSTED v1.150.0 Jul 23, 2026 58.4 MB TRUSTED v1.141.0 Feb 28, 2026 57 MB TRUSTED

All 9 versions

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Oct 6, 2026.
  • Certificate issued to “Capital One Financial” This is the certificate of the Google Play version.
  • Same certificate as the 6 other versions checked

Store checks and file details

  • Developer signature verified Oct 6, 2026
  • Validated against Google Play Oct 6, 2026
  • Signed byCN=Capital One, OU=IPS eCommerce, O=Capital One Financial, L=Glen Allen, ST=Virginia, C=US
  • Signing certificate (SHA-1)C6:2A:E1:6B:E2:56:AE:B4:11:B0:15:D7:DF:89:6A:81:6E:92:44:94
  • File MD5c4deb997c23aa26b7556b489d8c75388
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (6 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (39)

CreditWise from Capital One requests 39 permissions, none of them sensitive.

Required hardware & features

CreditWise from Capital One APK: questions and answers

Is there a version of CreditWise from Capital One for older Android phones?

The current version needs Android 11 or later. Version 1.140.0 is the newest listed build that installs on Android 10 and later. Get version 1.140.0 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the CreditWise from Capital One APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 6 other versions checked. After downloading, check that the file's MD5 is c4deb997c23aa26b7556b489d8c75388.

Tags

capitalone credittracker finance creditwise

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