Co-operators Benefits Now®

Benefits Now® app allows plan members to submit and manage claims on the go.

The Co-operators · ca.cooperators.benefitsnow_app

Not rated yet 50K+ downloads v3.0.6 10.8 MB Android 8.0+ PEGI 3 · Everyone

Download APK 10.8 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v3.0.6 (100196474)
Updated: Sep 15, 2026 (24 days ago)
APK size: 10.8 MB
Requires: Android 8.0+ (API 26)
CPU support: Any (no native code)
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Mar 28, 2021 (at least)
Permissions: 15 (4 sensitive)
Website: cooperators.ca
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Co-operators Benefits Now® is an app by The Co-operators in the Finance category, listed since at least March 2021. It has no native code, so it runs on any Android processor.

Since version 3.0.0, the minimum Android version rose from 5.1 to 8.0. It asks for 15 permissions, 4 of them sensitive, including precise location, approximate location and read shared storage. It asks for the same permissions as version 3.0.5. The app can read the advertising ID that ad and analytics services use.

What's new in v3.0.6

Bug fixes

Description

From the listing uploaded by “appupdater”.

The Co-operators Benefits Now® app allows plan members to submit and manage claims on the go so you have more time for what matters most. No more scanning and attaching paperwork; simply snap a photo and upload it along with your claim if required. Even your pay-direct drug card can be found within the app. If any claims require your attention after you’ve submitted them, you can respond at your convenience. You can also view your benefit maximums and how much coverage you have used at any time using Benefits Now®.

Version history

4 versions are listed, going back to v3.0.0. Since v3.0.4 it requires Android 8.0+.

v3.0.6 LATEST Sep 15, 2026 10.8 MB TRUSTED v3.0.5 Sep 15, 2026 10.8 MB TRUSTED v3.0.4 May 28, 2026 10.8 MB TRUSTED v3.0.0 Apr 1, 2025 10.2 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Sep 15, 2026.
Certificate issued to “the co-operators” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Sep 15, 2026
Validated against Google Play Sep 15, 2026
Signed byCN=Unknown, OU=BenefitsNow, O=the co-operators, L=CA, ST=SK, C=CA
Signing certificate (SHA-1)5F:63:F3:C8:AF:36:63:8C:DF:FA:6A:96:75:E8:A3:D7:64:44:14:C7
File MD5d07cee81db5cf5356976323d5a9ff469
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (15)

Co-operators Benefits Now® requests 15 permissions, 4 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Advertising ID com.google.android.gms.permission.AD_ID
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) ca.cooperators.benefitsnow_app.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Location android.hardware.location
Wi-Fi android.hardware.wifi

Co-operators Benefits Now® APK: questions and answers

Is there a version of Co-operators Benefits Now® for older Android phones?

The current version needs Android 8.0 or later. Version 3.0.0 is the newest listed build that installs on Android 5.1 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 3.0.0 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Co-operators Benefits Now® APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is d07cee81db5cf5356976323d5a9ff469.