ClikFin - Instant Loan App

ClikFin is an online instant personal loan app. The loan amount is provided by our NBFC/Lending Partner. If you are salaried Person, apply for a quick personal loan and get instant credit directly in your bank account, without any paperwork or physical documentation. Our process is 100% online, so get funds - anytime, anywhere. Why Choose ClikFin? Quick online loans Low-interest rates Easy application process Fast loan approval Digital processing Manageable EMIs to repay online loans. We provide hassle-free personal loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum monthly salary of Rs.25,000. 💰 Key Points: - Interest Rates (APR, Minimum to Maximum): 18% to 32% per annum - Maximum APR: 32% - Repayment Period (Minimum to Maximum): 6 to 60 months - Processing Fee: 2-4% of loan amount Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24% 📝 Prominent Disclosures: - Our Lending Partners - BHANIX FINANCE AND INVESTMENT LIMITED - We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy. - We provide full disclosure about our usage of any customer data and permissions at various points in our app. 🎯 Why ClikFin - Quick Personal Loans? ✔️ Quick approvals on personal loans ✔️ No collateral ✔️ No Paperwork. Everything from the mobile app. ✔️ Only PAN, Bank Statement & Salary Slips are required. ✔️ Quick loan disbursal in 10 min. ✔️ Minimum foreclosure & interest rate 🔐 Security & Protection of Privacy: - Protection of your privacy and your data security is a top priority at ClikFin. Our technology complies with mandated security standards and robust protocols which have been tested and certified. 👍 Eligibility: - Salaried employee > Rs.25,000/ month - Age above 23 years and below 55 years 🏠 Personal Loan Available In Cities: - Mumbai, Pune - Delhi, Gurgaon, Noida - Bengaluru - Chennai, Coimbatore, Tirupur - Hyderabad, Secunderabad, Ranga Reddy - Ahmedabad - Jaipur, Indore - 30+ more cities 🤝ClikFin Quick Personal Loans are for: - Home construction and renovation - Family functions & weddings - Self-improvisation (Skill-training course fee financing, job-related purchases etc.) - Medical emergencies - Travel - Two-wheeler purchase - Electronic Purchases - Multiple loan consolidation 📲 How does ClikFin work? - Download and login - Fill in your loan requirements and employment details - Upload your KYC Docs, AADHAAR, PAN and photograph - Approval will be communicated within 24 hours of document submission - After that, we will process the loan agreement and you will get loan amount - That's it! You need to pay your EMIs on the due dates once the loan is disbursed. ✔️ Loan Approval Criteria: - Income-to-Expense ratio - Demographics (Age, Marital status, Education etc.) - Professional experience (tenure with the employer, job stability, total work-ex etc.) - CIBIL Score > 650 - Purpose of your loan and its authenticity ❌Your loan will be rejected if: - You provide false information about your income and obligations - Apply for an amount which you cannot afford and comfortably repay - Past EMI payment (Credit) history is not up to the mark. Queries? Mail: [email protected] Address: CORPORATE OFFICE #147, 7th sector 5th Main, HSR layout Bangalore – 560102 Karnataka, India BRANCH OFFICE Sacred Heart Mall, Wanowrie, Pune, Maharashtra,411040,India