Cleo app icon

Cleo

Manage budget, save money, or file tax. Build, track & improve your credit score

Cleo AI Ltd · com.meetcleo.cleo

5.0 (1 rating) 5M+ downloads v1.70.0 44 MB Android 5.0+ PEGI 3 · Everyone

Download APK 44 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v1.70.0 (1002815)
Updated
Jul 25, 2026 (2 months ago)
APK size
44 MB
Requires
Android 5.0+ (API 21)
CPU support
x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit, ARM 64-bit
Category
Finance (app)
Listed since
Mar 27, 2021 (at least)
Permissions
30 (5 sensitive)
Website
meetcleo.com
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

Cleo is an app by Cleo AI Ltd in the Finance category, listed since at least March 2021. It includes native code for x86 32-bit, x86 64-bit, ARM (legacy), ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

It asks for 30 permissions, 5 of them sensitive, including camera, record audio and read shared storage.

What's new in v1.70.0

We've improved the look of the app, and, naturally, we've made a bunch of bug fixes. Thanks for using Cleo!

Description

From the listing uploaded by “appupdater”.

** Best Money Management App of 2020 ** — This is Money ** Best Budgeting App of 2019 ** — Marie Claire Track your spending, save money, and crush your goals with Cleo – the AI chatbot making money effortless. Trusted by 3 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on takeout ? Need £100 to get to payday? Or a planing to save up to buy a house? Cleo’s got your back. It’s your money – own it. Sign up for free in just 2 minutes BUDGETING By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier. Don’t be someone who lives in denial - get a budget. CUSTOM CATEGORIES As many as you want! Set aside money for a specific thing, or if you just need a better visualization on coffee spending. Want to spend a little more on groceries this week? Cleo shows your spending per category over the last few weeks, so you can set a limit that makes sense (and she’ll update you on how much you’ve got left-to-spend throughout the week). SAVING Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. That boring stigma’s broken. CREDIT SCORE Your credit score is about to get a whole lot healthier. Our credit builder will make looking at your credit report way less scary, and you might even have fun in the process. Leave the confusing credit building to Cleo and Equifax, you focus on feeling good about your money. MEET CLEO Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh. Cleo helps you feel better about your money. Other ways you can improve your money health: • Save money automatically based on what you can afford • Set any goal and Cleo can help you get there • Avoid your overdraft with interest free salary advances up to £100 • Cashback rewards up to 7% • Weekly money games and quizzes with cash prizes • Spendr rates your purchases and removes money stress Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to £85,000 FEATURED IN Tech Crunch: “The ‘digital assistant’ that replaces your banking apps…” Us Weekly Marie Claire Forbes

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Jul 25, 2026.
  • Certificate from Google Play App Signing Google keeps the signing key for the developer, so the certificate carries Google's name.

Store checks and file details

  • Developer signature verified Jul 25, 2026
  • Validated against Google Play Jul 25, 2026
  • Signed byCN=Android, OU=Android, O=Google Inc., L=Mountain View, ST=California, C=US
  • Signing certificate (SHA-1)C7:76:DF:52:0A:79:A2:C3:7A:8C:99:5B:87:5F:69:10:4A:35:EE:E4
  • File MD57443df591d01aa3159bb0fa49c9bc996
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures. AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (30)

Cleo requests 30 permissions, 5 of them sensitive.

Required hardware & features

Cleo APK: questions and answers

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Cleo APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. After downloading, check that the file's MD5 is 7443df591d01aa3159bb0fa49c9bc996.

Tags

meetcleo cleo finance

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