CentPay : Lifestyle & Beyond app icon

CentPay : Lifestyle & Beyond

"CentPay" is powered by UPI and offered by Central Bank of India.

CENTRAL BANK OF INDIA · com.infrasofttech.centralbankupi

Not rated yet 1M+ downloads v2.0.58 26.7 MB Android 8.1+ PEGI 3 · Everyone

Download APK 26.7 MB All versions
  • Signature matches the Google Play version Details

At a glance

Latest version
v2.0.58 (125)
Updated
Oct 3, 2025 (1 year ago)
APK size
26.7 MB
Requires
Android 8.1+ (API 27)
CPU support
x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Category
Finance (app)
Listed since
Dec 19, 2020 (at least)
Permissions
20 (9 sensitive)
Website
centralbankmobile.in
Developer contact
[email protected]
Privacy
Developer's privacy policy

About this APK

CentPay : Lifestyle & Beyond is an app by CENTRAL BANK OF INDIA in the Finance category, listed since at least December 2020. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 2.0.38, the minimum Android version rose from 6.0 to 8.1. It asks for 20 permissions, 9 of them sensitive, including precise location, camera and record audio. It asks for the same permissions as version 2.0.57.

What's new in v2.0.58

Security Enhancements

Description

From the listing uploaded by “appupdater”.

Central Bank Of India offers Unified Payment Interface (UPI) application for the customers to register with the bank and link their accounts of other banks as well. Customer shall be able to Pay and initiated collect money requests to their beneficiaries. Payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single application. The key aspects of the Unified Payments Interface are: a) The Unified Payments Interface permits payments via mobile app etc. b) The payments can be both sender (payer) and receiver (payee) initiated. c) The payments are carried out in a secure manner aligned with the extant RBI guidelines. d) The payments can be done using Virtual Address, Account Number & Indian Financial System code (IFSC), Mobile Number & MMID (Mobile Money Identifier). e) The payment uses 1-click 2-factor authentication, Biometric Authentication and use of payer’s smartphone for secure credential capture etc. are other unique features. Following are the transaction supported by Cent UPI  User profile registration  Payment address creation  Addition of Bank accounts  UPI Mandates  UPI transaction PIN generation  Pay request using (Virtual Payment Address,Account+IFSC and Mobile+MMID )  Collect request (Using Virtual Payment Address)  Collect request approval  Transaction history  Raise complaints  Manage Payee What are the requirements for using UPI? You should have following:  An smartphone with internet services  An operative bank account  The mobile number being registered with UPI, must be linked to the bank account.  Active debit card relating to selected account for creating mPIN.

Version history

5 versions are listed, going back to v2.0.38. Since v2.0.56 it requires Android 8.1+.

v2.0.58 LATEST Oct 3, 2025 26.7 MB TRUSTED v2.0.57 Sep 29, 2025 26.7 MB TRUSTED v2.0.56 Sep 2, 2025 26.7 MB TRUSTED v2.0.44 Apr 2, 2024 26.3 MB TRUSTED v2.0.38 Nov 8, 2023 27.4 MB TRUSTED

All 5 versions

Security & authenticity

Security rating: Trusted

Signing certificate

  • Signature matches the Google Play version Checked by the source store on Oct 3, 2025.
  • Certificate issued to “Infrasoft Technologies” This is the certificate of the Google Play version.
  • Same certificate as the 2 other versions checked

Store checks and file details

  • Developer signature verified Oct 3, 2025
  • Validated against Google Play Oct 3, 2025
  • Signed byCN=Infrasoft Technologies, O=Infrasoft Technologies, L=Mumbai, ST=Maharashtra, C=IN
  • Signing certificate (SHA-1)49:59:8E:AA:1B:23:55:03:17:4F:14:8E:6A:2C:36:CE:BF:A8:3E:1D
  • File MD558135462e677cae906e698b71f7c0f86
  • Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (20)

CentPay : Lifestyle & Beyond requests 20 permissions, 9 of them sensitive.

Required hardware & features

CentPay : Lifestyle & Beyond APK: questions and answers

Is there a version of CentPay : Lifestyle & Beyond for older Android phones?

The current version needs Android 8.1 or later. Version 2.0.44 is the newest listed build that installs on Android 7.0 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 2.0.44 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the CentPay : Lifestyle & Beyond APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is 58135462e677cae906e698b71f7c0f86.

Tags

infrasofttech centralbankupi finance centpay

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