BNL PAY

BNL PAY is the new APP BNL that allows you to manage your cards.

BNL S.p.A. · it.bnl.apps.enterprise.bnlpay

5.0 out of 5 (1 rating) 100K+ downloads v4.3.5 98.3 MB Android 5.0+ PEGI 3 · Everyone

Download APK 98.3 MB All versions

Signature matches the Google Play version Details

At a glance

Latest version: v4.3.5 (229)
Updated: Apr 12, 2026 (6 months ago)
APK size: 98.3 MB
Requires: Android 5.0+ (API 21)
CPU support: x86 32-bit, x86 64-bit, ARM 32-bit, ARM 64-bit
Graphics: OpenGL ES 2.0+
Category: Finance (app)
Listed since: Mar 11, 2021 (at least)
Permissions: 28 (7 sensitive)
Website: bnl.it
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

BNL PAY is an app by BNL S.p.A. in the Finance category, listed since at least March 2021. It includes native code for x86 32-bit, x86 64-bit, ARM 32-bit and ARM 64-bit, so it runs on practically every phone.

Since version 4.3.3, the minimum Android version rose from 4.1 to 5.0. It asks for 28 permissions, 7 of them sensitive, including precise location, camera and read contacts. Compared with version 4.3.3, it adds 1 new permission: “Advertising ID”. The app can read the advertising ID that ad and analytics services use.

What's new in v4.3.5

bugfix

Description

From the listing uploaded by “appupdater”.

BNL PAY is the free BNL app that allows you to perform all payment transactions in store and online in complete security. By signing the "Advanced Live Channels" contract directly in the app, you can: - Pay in shops through NFC technology with Mastercard and Maestro debit card, authorizing with fingerprint or PayPin, even if your smartphone is offline for any amount within the limits of the availability of the card or account. How to enable: select "Pay NFC" on the app Home, choose from the available cards and confirm with fingerprint or PayPin. To speed up the payment to the store, set to your favorite card "Unblock & Pay" (menu Card Management-NFC Settings): when you unlock the smartphone with fingerprint you can approach it directly to the POS in the next 30 seconds, without opening any apps. Set the Widget on your smartphone's home: choose the card, insert the fingerprint or PayPin and bring the smarthpone to the POS to pay. The NFC card and payment service is free. - transferring money in real time to your contact with BANCOMAT Pay®, returning the gift money or splitting an account in the restaurant has never been so easy! And if the beneficiary has already joined BANCOMAT Pay®, the transfer is in real time, all day every day. In addition, with the service of sending money with BANCOMAT Pay® you can make donations to Telethon (or other NPOs that have joined the BANCOMAT Pay® circuit) to support scientific research / non-profit projects. - Customize the security of your Mastercard cards and your BNL debit card: suspend and reactivate the operation of your cards, disability only for online transactions or for purchases at shops and betting and gaming sites, or choose the countries in which they can operate, with BNL PAY you have everything under control! - Pay for Auto Stops. With Smarticket.it you can pay for parking and subscriptions in the blue stripes of the participating cities * directly from the BNL PAY app, guaranteeing security, speed and convenience. * The service is currently available on the City of Rome, Bologna, Turin and Lucca and will soon be extended to the main Italian cities. - Make online purchases with Masterpass. Frame the QR Code on the PC screen and use the fingerprint or PayPin to authorize the transaction. In addition, you can associate the browsers you use most often for your purchases with Masterpass to your BNL PAY app, and pay even faster. - Request the modification of the Plafond, view and modify the shipping addresses card, PIN, and statement of your BNL credit cards, as well as sending the duplicate PIN, in case you forgot it. - View the BNL debit card and its ceilings (ATM withdrawal limits and monthly and daily POS payments). - View the movements of your credit, debit and prepaid cards in real time. - Virtualize your loyalty cards and have them all at your fingertips on your smartphone when you shop at your favorite stores, and go directly to the NFC payment. BNL PAY for security reasons can only be installed on a single device, if you had to configure on another device through the access credentials you own, it automatically disables the first one, deleting any setting and scanned card present. BNL PAY can be used by all BNL customers who have access to the Direct Channels. You can subscribe to the service directly from the BNL PAY app by signing the Advanced Live Channels agreement. For more information on BNL PAY click here or call 060.060

Version history

2 versions are listed, going back to v4.3.3. Since v4.3.5 it requires Android 5.0+.

v4.3.5 LATEST Apr 12, 2026 98.3 MB TRUSTED v4.3.3 Jun 10, 2024 98.3 MB TRUSTED

All 2 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Apr 12, 2026.
Certificate issued to “BNP PARIBAS SA” This is the certificate of the Google Play version.
Same certificate as the other version checked

Store checks and file details

Developer signature verified Apr 12, 2026
Validated against Google Play Apr 12, 2026
Signed byCN=apps.bnl.it, OU=PARIS, O=BNP PARIBAS SA, L=PARIS, ST=PARIS, C=FR
Signing certificate (SHA-1)6A:3F:2D:60:EC:B2:2A:26:E6:DD:2A:19:1D:15:86:02:E5:E7:70:7A
File MD5c48e56571d05e79eb9e1791a58747184
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (1 other version compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (28)

BNL PAY requests 28 permissions, 7 of them sensitive.

Approximate location Sensitive android.permission.ACCESS_COARSE_LOCATION
Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Precise location Sensitive android.permission.ACCESS_FINE_LOCATION
Read contacts Sensitive android.permission.READ_CONTACTS
Read phone status and identity Sensitive android.permission.READ_PHONE_STATE
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Access location extra commands android.permission.ACCESS_LOCATION_EXTRA_COMMANDS
Advertising ID com.google.android.gms.permission.AD_ID
Bluetooth android.permission.BLUETOOTH
Control vibration android.permission.VIBRATE
Flashlight android.permission.FLASHLIGHT
Full network access android.permission.INTERNET
Get token (custom) it.bnl.apps.banking.GET_TOKEN
Get token (custom) it.bnl.apps.banking.privatebnl.GET_TOKEN
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Nfc android.permission.NFC
Openpay data exchange (custom) it.bnl.apps.banking.OPENPAY_DATA_EXCHANGE
Openpay data exchange (custom) it.bnl.apps.banking.privatebnl.OPENPAY_DATA_EXCHANGE
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Run at startup android.permission.RECEIVE_BOOT_COMPLETED
Run foreground services android.permission.FOREGROUND_SERVICE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View Wi-Fi connections android.permission.ACCESS_WIFI_STATE
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Bluetooth android.hardware.bluetooth
Basic touch input android.hardware.faketouch
Location android.hardware.location
Portrait screen android.hardware.screen.portrait
Wi-Fi android.hardware.wifi

BNL PAY APK: questions and answers

Is there a version of BNL PAY for older Android phones?

The current version needs Android 5.0 or later. Version 4.3.3 is the newest listed build that installs on Android 4.1 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 4.3.3 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the BNL PAY APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the other version checked. After downloading, check that the file's MD5 is c48e56571d05e79eb9e1791a58747184.