Bank of us SmartBanking app

The Bank of us SmartBanking app puts everyday banking at your fingertips.

Bank of us · com.bande.androidsmartapp

Not rated yet 10K+ downloads v4.1.0 94 MB Android 7.0+ PEGI 3 · Everyone

Download APK 94 MB All versions

Signature matches the Google Play version Details

Bank of us SmartBanking app screenshot 1

Bank of us SmartBanking app screenshot 2

Bank of us SmartBanking app screenshot 3

Bank of us SmartBanking app screenshot 4

Bank of us SmartBanking app screenshot 5

Bank of us SmartBanking app screenshot 6

Bank of us SmartBanking app screenshot 7

At a glance

Latest version: v4.1.0 (14982)
Updated: Apr 29, 2026 (5 months ago)
APK size: 94 MB
Requires: Android 7.0+ (API 24)
CPU support: x86 64-bit, ARM 64-bit
Category: Finance (app)
Listed since: Feb 5, 2021 (at least)
Permissions: 16 (4 sensitive)
Website: b-e.com.au
Developer contact: [email protected]
Privacy: Developer's privacy policy

About this APK

Bank of us SmartBanking app is an app by Bank of us in the Finance category, listed since at least February 2021. It includes native code only for x86 64-bit and ARM 64-bit, so it won't install on phones that can only run 32-bit apps.

Since version 3.5.1.52, the minimum Android version rose from 4.4 to 7.0. It asks for 16 permissions, 4 of them sensitive, including camera, read contacts and read shared storage. Compared with version 4.0.0, it adds 3 new permissions: “Camera”, “Modify shared storage” and “Read shared storage”. The app can read the advertising ID that ad and analytics services use.

What's new in v4.1.0

Introducing Confirmation of Payee for enhanced security. You’ll now see a match level when entering a recipient’s BSB and account number to confirm the details before making a payment. We’ve also added a Payee Search feature to help you find your saved payees faster. Plus, a few minor bugs have been fixed to improve overall performance.

Description

From the listing uploaded by “appupdater”.

Easy everyday banking The Bank of us SmartBanking app makes managing your everyday banking simple, secure and all in one place. • Check your balance on the go, even without logging in • Personalise how your accounts appear • Easily manage payments • Control your cards - change your PIN, lock/unlock or request a new one • Set and track savings goals • Message us securely • Search your transactions An in-app tour will guide you through the features. If you’re already registered for Internet Banking, just download the app and start banking straight away. Not registered? Sign up online or visit us in-store: www.bankofus.com.au/internet-banking Forgot your login details? Get in touch and we’ll help. Accessibility note: If you use a screen reader, we recommend using Internet Banking platform for the best experience rather than the SmartBanking app. While the app can be installed and used on iPads, the user interface is not specifically designed or optimised for use on these devices. Terms and conditions apply. By installing this app you consent to non-personal, anonymous usage data of the app being collected for the purpose of aggregated analysis of user behaviour and subsequent service enhancements. Bank of us is a trading name of B&E Ltd ABN 32 087 652 088 AFSL & Australian Credit Licence 236870 Note: this description will always be appended with the following: We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

Version history

4 versions are listed, going back to v3.5.1.52. Since v3.7.0 it requires Android 7.0+.

v4.1.0 LATEST Apr 29, 2026 94 MB TRUSTED v4.0.0 Aug 5, 2025 88.1 MB TRUSTED v3.7.0 Mar 24, 2025 47.1 MB TRUSTED v3.5.1.52 Oct 29, 2023 15 MB TRUSTED

All 4 versions

Security & authenticity

Security rating: Trusted

Signing certificate

Signature matches the Google Play version Checked by the source store on Apr 29, 2026.
Certificate issued to “Ultradata Australia” This is the certificate of the Google Play version.
Same certificate as the 2 other versions checked

Store checks and file details

Developer signature verified Apr 29, 2026
Validated against Google Play Apr 29, 2026
Signed byCN=Michael Ding, OU=Product Development, O=Ultradata Australia, L=Melbourne, ST=VIC, C=AU
Signing certificate (SHA-1)50:39:55:D4:17:12:69:EA:D4:D8:E3:08:B2:D5:8E:5F:3C:EB:F3:67
File MD5e6de2e3461e710af8f068f96f42f0d5b
Uploaded by “appupdater” Gold tier · 117,810 followers · uploading since 2020

Scans and ratings come from the source store; the certificate comparisons are AAPKs's own, made from the files' published signatures (2 other versions compared). AAPKs doesn't scan files itself — compare the MD5 and signer after downloading.

Permissions (16)

Bank of us SmartBanking app requests 16 permissions, 4 of them sensitive.

Camera Sensitive android.permission.CAMERA
Modify shared storage Sensitive android.permission.WRITE_EXTERNAL_STORAGE
Read contacts Sensitive android.permission.READ_CONTACTS
Read shared storage Sensitive android.permission.READ_EXTERNAL_STORAGE
Access adservices ad id android.permission.ACCESS_ADSERVICES_AD_ID
Access adservices attribution android.permission.ACCESS_ADSERVICES_ATTRIBUTION
Advertising ID com.google.android.gms.permission.AD_ID
Full network access android.permission.INTERNET
Google Play install referrer com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
Internal broadcast protection (app-defined) com.bande.androidsmartapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Prevent the device from sleeping android.permission.WAKE_LOCK
Receive push notifications com.google.android.c2dm.permission.RECEIVE
Show notifications android.permission.POST_NOTIFICATIONS
Use biometric hardware android.permission.USE_BIOMETRIC
Use fingerprint hardware android.permission.USE_FINGERPRINT
View network connections android.permission.ACCESS_NETWORK_STATE

Required hardware & features

Basic touch input android.hardware.faketouch
Portrait screen android.hardware.screen.portrait

Bank of us SmartBanking app APK: questions and answers

Is there a version of Bank of us SmartBanking app for older Android phones?

The current version needs Android 7.0 or later. Version 3.5.1.52 is the newest listed build that installs on Android 4.4 and later. It is an old build: apps that rely on online services may no longer connect when they are this old. Get version 3.5.1.52 · All versions

Can I install this APK over the version I already have?

Yes, if your installed copy is older. It is signed like the Google Play version, so Android installs it as an update and keeps your data.

Is the Bank of us SmartBanking app APK safe?

No one can promise that a file is safe, but some things can be checked. The source store rates this file Trusted. Its signature matches the Google Play version. It is signed with the same certificate as the 2 other versions checked. After downloading, check that the file's MD5 is e6de2e3461e710af8f068f96f42f0d5b.