XPay Life APK

Version 5.2 - com.xiphias.xpaylife
Last updated: 2020-06-03

Pay all your utility bills using XPay.Life App and www.xpay.life

XPay Life apk

APP Information

Download Version 5.2 (39)
Apk Size11.31 MB
App DeveloperXIPHIAS
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.xiphias.xpaylife.apk
Website https://www.xpay.life/

Download XPay Life 5.2 APK

App Description

XPay Life is xiphias,xpaylife,finance,xpay,life, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit XIPHIAS website who developed it. com.xiphias.xpaylife.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 5.2 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 256+ times on store. You can also download com.xiphias.xpaylife APK and run it with the popular Android Emulators.

Pay all your utility bills using XPay.Life that offers a full spectrum of Utility Bill Payment through Touch Screen Kiosk, Web, iOS and Android Mobile App and POS device. Users can make payment for Electricity, Water, Gas, Mobile Postpaid, Landline Postpaid, Broadband and DTH using different payment channels using XPay.Life app. 

Different Payment Channels enabled on XPay.Life App are:

Credit & Debit Card
Net Banking

Electricity Bill Payment: Make electricity bill payment for all the operators such as AVVNL, BESCOM, BESL, CESC, CESCOM, DHBVN, HESCOM, JBVNL, KSEBL, MGVCL, NDMC, TNEB, UPPCL, WBSEDCL and many more.

Mobile Postpaid Bill: Pay your Mobile Postpaid Bill for Airtel, BSNL, Idea, Jio, R-Com, Tata Docomo, Vodafone and more.

DTH Bill Payment: Pay your DTH bills for Dish TV, Sun Direct TV, TATA Sky, Videocon D2H and more.

Broadband Postpaid: Broadband Bill Payment can be made for ACT Fibernet, Airtel, Asianet, Comway, Connect Broadband, D Vois Communication, Fusionnet Web Services, Hathway, Nextra, Spectra, Tikona and more.

Landline Postpaid: Pay your Landline Postpaid bills for Airtel, BSNL, MTNL, Tata Docomo and more. 

Water Bill Payment: Make water bill payment for NDMC, PHED, Bangalore Water Supply & Sewage Board, Delhi Jal Board, Haryana Urban Development Authority, Indore Municipal Corporation, Pune Municipal Corporation, Ranchi Municipal Corporation and many more.

Gas Bill Payment: You can pay for Gas Bills for Adani Gas, Central UP Gas Limited, Gail Gas Limited, Green Gas Limited, Gujarat Gas Limited, Haryana Gas Limited, UCPGPL and more.

App Permissions:
SMS: To enable quick login via OTP.
Camera: To update the profile. 
Storage: This allows us to locally store some data when you are raising a ticket using the app to make your experience faster and smoother.

For any issue, we can be reached on support@xpay.life

Visit our website www.xpay.life

App ChangeLog

  • New Dashboard UI..
  • Bug Fixes and Performance Improvements..

App Screens

XPay Life App Screen 1XPay Life App Screen 2XPay Life App Screen 3XPay Life App Screen 4XPay Life App Screen 5XPay Life App Screen 6XPay Life App Screen 7XPay Life App Screen 8


requires following permissions on your android device.

approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Shankar Dey-avatar

    Dont installed this app. Any transaction in this sie very risky because i have a mobile recharge Rs 249 in this app show transaction faild. Then i call coustomar care they say refund my money. I have all voice prove record and transection details save. Recharge after 5 day they say recharge successful. But i have all ready recharge this numbour. I want refund my money they ar ignore me. I think gys dont install this app you have lost your money. Now i think consumer complain in this app.

  2. LIBIN THOMAS-avatar

    offer This is a great app with fast bill payment transactions..There is no delay about the confirmation between customer and bill providers..it is most suitable for utility bills.

  3. suresh pandian-avatar

    referral code Good application with best ever cash back offers. But only thing please provide wallet option. Then I will do many TRANSCATIONS

  4. sneha kale-avatar

    apk This is an excellent app .. you can use it easily on Android phone and specifically on honor 7x. I really like this app for utility bills. My first transaction was easy and quick to perform. I have paid the BESCOM bill for this month.

  5. Jazz Kc-avatar

    xiphias pvt ltd An amazing app that helps u to do all ur recharge, bill payment & various other transactions in a very easy manner. This app is a user friendly, Makes life simpler indeed. ⭐️ ⭐️ ⭐️ ⭐️ ⭐️

  6. Rameshwar Shukla-avatar

    Rameshwar Shukla


    app This is Very nice,user friendly,& simple app for doing many more payments.Working of this app is very flexible and easy.I like it and recommend to all of you who seen my review to try once this app & I m sure you also like it..............

  7. Sukantha Dey-avatar

    Only one cashback offer. Not so perfect as for others app in case of offer & cashback.

  8. Tabrez Alam-avatar

    Excellent App for multiutility bill payment.....Fast and secured App

  9. anu arya-avatar

    Providing best solutions to the user.. having great features. Great experience.

  10. roshni rath-avatar

    User friendly and easy to use app. Looking forward to further enhancements.

  11. Mausam Kumari-avatar

    Simply amazing app... Very good for paying bills and recharges and all... Love it

  12. nitesh chikara-avatar

    Very good app for the payment of utility bills

  13. Juhi Sharma-avatar

    helpful app. now it is very easy to pay multi - utility bills through this app.

  14. Hardik Agarwal-avatar

    Simple and Ease to use. User friendly app.

  15. Poonam Choudhari-avatar

    Poonam Choudhari


    Xpay life is a user-friendly app it is easy to pay literally utility bills. I found it very helpful by using xpay life services.

  16. ravneet kaur-avatar

    This app is really easy to use and very user-friendly.

  17. Meghana S M-avatar

    Best app for Multi utility bill payment.... Very fast and quick support app

  18. Pradip garai-avatar

    Its a best and 100% secure app for our utility bill payment.

  19. Amit Kasnia-avatar

    Easiest and Most Trusted, Fast Recharge App

  20. Shubham Kumar-avatar

    Very Good App..Bill Payment And Recharges Are Biegn done very easy and by Easiest Method.. I would Refer to Download This Use it....

  21. Prasad Kumar-avatar

    Awesome app, payments done effectively.. happy to use it..

  22. Ashish Patidar-avatar

    XPay.Life is the Best app which provides you the best services for Multi Utility bill payment online which is much easier and more secure.

  23. Proud India-avatar

    Very good for recharge and bill payment

  24. BOBBY PANDEY-avatar

    Very good application and staff very copprative

  25. Rahul Verma-avatar

    User Friendly and easy to use.

  26. Rohit jaiswal-avatar

    Fast app for multi utility bill payment

  27. Santhu Kumar-avatar

    Xpay life app need to add some options like 1)southern power of current connection 2) Indian Gas 3) Not adding the upi I'd Consumer know more than experts and developer.

  28. Megha Agarwal-avatar

    Excellent app for multi utility bill payments.

  29. dilip taid-avatar

    First recharge is still pending and it is almost 24 hours.




    Xpay is best for multi utility bill payment and it easy to use

  31. Rajan Baba-avatar

    Useful app for bill payment and other service.

  32. Ravi Rajak-avatar

    All utility bill payment easily done by the app

  33. Arun Nayak-avatar

    Very nice application....all bills payment easly

  34. Raja Karmakar-avatar

    Superb app all future are fantastic & Easyly handled this app (x pay life)

  35. suraj patri-avatar

    This one is very easy and non convenience app compare to other this app doesn't take a single rupee charges for the utd bill payments compared to other it's very good and we can call immediately otherwise you free initiated the amount to pay utility bill immediately we are getting calls from the support team of expiry life and the support team is giving tremendous help for customers . And it's my story I got refund within one hour I am done complaint racing and resolving is very impressive .

  36. Dee j Sujeet-avatar

    This app very smoothly paying for any Bill's Nice working

  37. Akash Bakka-avatar

    Easy to pay ur bills with safe n secure payments.......Good one!!!!!!

  38. akhlesh sharma-avatar

    Xpay life is the best app for paying multi utilities bill

  39. chetan telkar-avatar

    User friendly app, easy to use

  40. RAVI RAM BHUMIG-avatar



    Good app. Fast payment

  41. kudupudi jyothimanikanta-avatar

    kudupudi jyothimanikanta


    App is good and instant cash back

  42. Suneel P-avatar

    Easier for different payment channels

  43. samrat chatterjee-avatar

    samrat chatterjee


    Awesome app for normal human being, life became easier

  44. Adil Ahmed-avatar

    Very Fast online payment

  45. shwetha ramesh-avatar

    Very good features and very helpfull

  46. subhash murmu-avatar

    Very easy and useful app

  47. MANOJ KUMAR JHA-avatar



    It's good to pay utility bill easily

  48. Alok Paul-avatar

    Too Good App & Very Easy

  49. Anand Kumar-avatar

    Best app for bill payment.

  50. VIKASH SINGH-avatar

    Thish is the best app for pay any bills..

  51. Rupesh Kumar-avatar

    It's easy app for payement

  52. Hemant Singh Kushwaha-avatar

    Hemant Singh Kushwaha


    Very fast recharge

  53. Learning Buds-avatar

    Easy to Use and Trustworthy

  54. JB technology-avatar

    Keep separate wallet for xpay life because of UPI, debit card, netbanking are trouble for money....

  55. Bishnu ojha-avatar

    Nice app and easy Pay app

  56. puja Aditya-avatar

    Very nice app ...all bills payment smoothly..shout process..nice.....app....

  57. Amit B. Minj-avatar

    Online Bijli bill payment nice application.

  58. Noman-avatar

    Great App. I Love the app awesome app

  59. Ranjan kumar-avatar

    Xpay life is the best app for paying multi utility bill payment and its too secured app.

  60. sandeep verma-avatar

    Very good and use full app




    Bank deduct money 266.00 but bill payment not success need more improvement

  62. Umesh Rajak-avatar

    Best app available in India all type of bills payments I love......it.☝️☝️☝️👍👍👍👌👌👌👌

  63. Panneer Selvam-avatar

    Danger... Do not install. Not working app.

  64. PANKAJ KUMAR-avatar

    Very nice app.It is very useful app

  65. Sabbir Alom-avatar

    Good & Excellent app

  66. shrawan kumar-avatar

    very fast and easy .

  67. Sanjay banerjee-avatar

    Sanjay banerjee


    Very useful application.

  68. sulekha kumari-avatar

    Xpay life It is very useful app daily lifestyle

  69. Goutam Kumar-avatar

    Superb feature in this app...i like it

  70. Ahana P-avatar

    User-friendly app...!!!

  71. KHUSHBU SINGH-avatar

    Very nice app one app platform all

  72. SUKHEN ORAON-avatar

    Very useful and secure app to pay all the utility bills online... All kinds of utility bill payment we can do easily from the app..

  73. Subham Paul-avatar

    very handy,easy,convenient,safe and secure app for paying all the utility bills..

  74. KUNDAN TIWARY-avatar

    That's great online payment app xPay life

  75. Sagar Nain-avatar

    Easy to pay bills. Nice app

  76. AMIT KASNIA-avatar

    Easiest App for Bill Payments, 100% Secure First Time I seen so simple app where can pay easily. And my account is not linked is best option. Better Services

  77. Ravi Shankar-avatar

    I personaly want to say thank you to who developed this application its better than pytm and phonepay because of customer support you will get instant.

  78. Dinesh Thakur-avatar

    X pay lite fast all rechage payment

  79. DINESH MURMU-avatar

    This is a very useful app for everyone

  80. Tapas Pramanik-avatar

    Very good app for many utility payment mode and very easy

  81. Sourabh Chatterjee-avatar

    Sourabh Chatterjee


    Awesome app, life became easier , pay bill in easier way

  82. Mannu Kumar-avatar

    Its very easy to pay our utility bills and also time saving

  83. KAMLESH SHARMA-avatar

    Wonderful application It's very simple to pay our bill

  84. Chandan kumar-avatar

    Very good experience

  85. Milan Majee-avatar

    Good performance improvements

  86. Bijay Paramanik-avatar

    Bijay Paramanik


    The application is good and convenient in all types of bIlling

  87. uma sinha-avatar

    Good app for utility bill payment and nice customer support 👍

  88. Sherlin sherlin-avatar

    Sherlin sherlin


    Worst app money deducted my account but not recharge

  89. Free_Spirited human-avatar

    Free_Spirited human


    I'm using xpay since I watched add in news very friendly app with best support team, my experience is overall awesome with xpay life. Thank you for providing a great brand to India

  90. Madhu kempaiah-avatar

    good app . all types of electric, gas, water, dth and mobile agencies are available.

  91. Shubh Singh-avatar

    Its wonderful APP...everyone must use this 👍

  92. Rosy Das-avatar

    The steps included are easy to be followed. Awesome and most convenient bill payment app.

  93. Vinanti Banavali-avatar

    Vinanti Banavali


    User friendly,very good and amazing app easy to use this and pay all the utility bill instantly from anywhere using this app😊

  94. Jyoti Kumari-avatar

    It's a good application for the use. User experience is very good

  95. shivaraj knm-avatar

    User friendly app. Easy to use for making the bill payments.

  96. sahil samar-avatar

    Very fast online payment..

  97. subhasmita pradhan-avatar

    subhasmita pradhan


    User friendly app. All kind of utility bill payment we can do easily from this app.

  98. Sunita Sharma-avatar

    Overall very good app for multi Bill payment

  99. GNANASEKARAN C-avatar

    Really good app for all online bill payments and also high secured.

  100. Kamalakanta Panda-avatar

    Kamalakanta Panda


    Very good ways