Universo Mobile Banking, Crédito Pessoal, Seguros APK
Version 1.23.0 - pt.sonaefs.Universosonaefs,universo,finance
Infinitely Simple Mobile Banking: Payments, Personal Credit and Insurance
APP Information
Download Version | 1.23.0 (123001) |
Apk Size | 69.02 MB |
App Developer | SONAE FS |
Malware Check | TRUSTED |
Install on Android | 5.0 and up |
App Package | pt.sonaefs.Universo.apk |
MD5 | 332814c91fd5a66aa53fb14b9449ace6 |
Rate | 3.05 |
Website | https://www.universo.pt |
Table of Contents
Download Universo Mobile Banking, Crédito Pessoal, Seguros 1.23.0 APK
App Description
Universo Mobile Banking, Crédito Pessoal, Seguros is sonaefs,universo,finance, content rating is Everyone (PEGI-3). This app is rated 3.05 by 19 users who are using this app. To know more about the company/developer, visit SONAE FS website who developed it. pt.sonaefs.Universo.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 1.23.0 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 18357+ times on store. You can also download pt.sonaefs.Universo APK and run it with the popular Android Emulators.
App Universo: O SEU Mobile Banking Infinitamente Simples! É uma aplicação gratuita que lhe dá o controlo do seu Cartão Universo permitindo-lhe fazer pagamentos de forma simples, subscrição de crédito pessoal e automóvel 100% online e acesso a um conjunto de seguros a qualquer momento e em qualquer lugar. As nossas vantagens são: Mobile Banking - Consultas em tempo real: - Saldo das suas contas e do Cartão Continente associado; - Descontos acumulados em cada compra; - Consulta de Gastos por Categoria (alimentação, vestuário, entretenimento, etc.); - Analisar os seus Gastos por Modalidade de pagamento (Fim do Mês, 3x com juros, Débito, etc.); - Informação sobre a próxima mensalidade; - Consulta de referência multibanco para pagamentos de mensalidade antecipados; - Histórico de extratos; - Consulta de comprovativos de pagamentos de todas as suas transações; Pagamentos online e Cartões Virtuais: - Cartões Virtuais para pagamentos online em segurança; - Pagamentos online em 3x, 6x ou 12x em todos os sites do mundo; Gestão das suas finanças pessoais e do seu orçamento: - Realizar pagamentos de compras/Serviços e pagamentos ao Estado; - Modalidades 3x, 6x ou 12x; - Realizar carregamentos de telemóveis; - Realizar transferências para a sua conta à ordem ou para qualquer outra conta bancária, em Portugal ou zona SEPA; - Alterar a modalidade de pagamento de compras ou pagamentos já realizados; - Alteração da percentagem de pagamento das suas compras efetuadas na modalidade Fim do Mês; - Download do comprovativo de pagamento para todas as suas transações; - Agendamento de Transferências; - Dividir uma conta com outros clientes Universo; - Gerir débitos diretos; Gestão personalizada do seu Cartão e com toda a segurança: - Total controlo e Segurança; - Alertas de Utilização; - Configuração de limites de gastos; - Definir controlos para alertar ou recusar transações especificas, como Internet, contactless, no estrangeiro, entre outras e histórico de notificações; - Alterar o PIN do seu cartão; - Substituição do novo cartão; - Bloquear temporariamente e/ou substituir o seu cartão em caso de roubo ou perda; - Associar cartões de fidelização (Cartão Continente e Worten Resolve); - Download do comprovativo de pagamento para todas as suas transações; Subscrição online de pedidos de crédito: Crédito Pessoal, Crédito Automóvel e Crédito Consolidado; Seguro de Proteção Casa; Seguro de Viagem; Serviço de Apoio ao Cliente via messaging e consulta de histórico de casos abertos e fechados; Universe App: YOUR Mobile Banking Infinitely Simple! It is a free application that gives you control of your Universo Card allowing you to make payments in a simple way, 100% online personal and auto credit subscription and access to a set of insurance at any time and anywhere. Our advantages are: Mobile Banking - Consultations in real time: - Balance of your accounts and the associated Continente Card; - Discounts accumulated on each purchase; - Consultation of Expenses by Category (food, clothing, entertainment, etc.); - Analyze your Spending by Payment Method (End of Month, 3x with interest, Debit, etc.); - Information about the next monthly payment; - Consultation of ATM reference for advance monthly payments; - History of extracts; - Consultation of payment receipts for all your transactions; Online payments and Virtual Cards: - Virtual Cards for secure online payments; - Online payments in 3x, 6x or 12x on all sites in the world; Managing your personal finances and your budget: - Make payments for purchases / Services and payments to the State; - 3x, 6x or 12x modes; - Carry out mobile phone charges; - Make transfers to your current account or any other bank account, in Portugal or SEPA zone; - Change the payment method for purchases or payments already made; - Change in the percentage of payment for your purchases made in End of Month mode; - Download proof of payment for all your transactions; - Transfer Scheduling; - Share an account with other Universe customers; - Manage direct debits; Personalized management of your Card and in complete safety: - Total control and security; - Usage Alerts; - Setting spending limits; - Define controls to alert or refuse specific transactions, such as Internet, contactless, abroad, among others and notification history; - Change your card's PIN; - Replacement of the new card; - Temporarily block and / or replace your card in case of theft or loss; - Associate loyalty cards (Cartão Continente and Worten Resolve); - Download proof of payment for all your transactions; Online subscription of credit applications: Personal Credit, Auto Credit and Consolidated Credit; Home Protection Insurance; Travel insurance; Customer support service via messaging and consultation of open and closed case histories;
App ChangeLog
- Bem-vindo à versão 1.23.0 da App Universo - Mobile Banking!
- Incluímos o nome dos seus cartões virtuais na informação dos movimentos.
- Fizemos algumas melhorias e correções para tornar a sua experiência infinitamente simples!
App Screens
bHQsZPEfNeDF7Szyi77E20200513-62036-hf9xvhApk scan results
Apk Scaned By TotalVirus Antivirus,pt.sonaefs.Universo.apk Was Risky.Detected 1 From 55 Scan. Scan Stats:harmless:0|type-unsupported:10|suspicious:0|confirmed-timeout:0|timeout:3|failure:1|malicious:0|undetected:61| Name:bHQsZPEfNeDF7Szyi77E20200513-62036-hf9xvh SHA-1:da81b72412f31d118ead1a43cdd4ef3209cb693a SHA-256:8ca2dd3aa738240d3537b5ae12925e448298f812a5d2f980748f6978c431495c SSDEEP:1572864:iID7CwhFM0r49Bw/Bca7u6E/zRO57OVzAmDlQ1:pDDPXaa7u6Ebc5OOM4 File type:Android Magic:Zip archive data File size:72368198 Uncompressed Size:12165143 Contained Files :4838 Contained Files By Type:xml:1,map:4,MF:1,ico:1,tar:1,md:73,svg:1,py:2,RSA:1,jpg:2,js:396,sh:2,css:7,txt:2,SF:1,png:37,
Browse TheWorld
Terrible app. Log in is buggy although improvements have been made. Chat function is very buggy still and only works sometimes. Contacting them through chat is basically useless, using the contact form on their website is useless. Always error. Calling them will cost you money. They care nothing for customers. Beware.
Mighty Marz
Automatic pop ups asking for personal credit, easly to touch by mistake, took me too weeks to get refunded on tax and fees, plus my bank charged me to return the loan, customer support mentioned that it is normal and happend to a lot of customers including employees , I think it is ridiculous
Rafael Pereira
Customer Support chat is constantly down. The alternative is by e-mail or by phone, and if you want to resolve an issue fast, the phone channel is paid. Absurd. The interface is messy and confusing, I find it hard to get the information that I need about my credit card and payments. Constant issues with "delayed debits due to technical issues". Do not recommend the app, do not recommend the service.
Marco Antunes
21/June: finally I was able to install the app back, after weeks producing an error. Hope the development team can keep avoiding these problems. Previously: Cannot install latest version. When installing it gives an error (first time I saw this using the Google Store) and doesn't install the update. Trying to fix this, I've uninstalled the app and now it doesn't install at all. Please check and fix this ASAP. Thanks.
Rucarlos
This is by far the best app I've used for managing a card. Big positives are the presentation and ease of use, control you have managing your expenses and payments and then there's those extra services services that just put the cherry on top
Kevin Lawton
It is now 2 years since I reviewed this app. I gave it 5* then. Nothing has changed with my review of Universo, excepting, it has got BETTER. Well done.
Adriano Ramos
Cannot update to the latest version. Already tried the suggestions of the link that the development team sent me. My phone is a Xiaomi Redmi note 8 Pro.
Shadow TV
App is theoreticaly useful, however its slowliness and error filled loading screens renders it un-usable
Samuel Bernardo
Very useful for services available in Portugal giving the chance to pay with credit
Joana de Castro Lobo Vilhena
4 stars because I spent too much time on the phone with an assistant (who had to be extremely patient), to understand the app's "intuitive" interface BUT, after understanding it, it is quite useful and actually very helpful and practical. So, four stars, because of time consumption around the interface, for new customers due to complexity of the service provided. Fix that and it's a 5.